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622 East Main Street

622 East Main Street, Ripon, CA 95366
Property in San Joaquin
Sold Apr 04, 2023
$710,000
$568,000 by Tsang Chiu
Mortgage Due Apr 04, 2053
Sold Apr 11, 2019
$550,000
$330,000 by Pmac Lending Services Inc
Mortgage Due May 01, 2049
622 East Main Street has been categorized by the local assessors in Ripon, CA as a residential type of property. The building on the property was first built in 1946 and is 78 years old. The home has a total of 6 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to 2 full bathrooms. There are 3 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 622 East Main Street has 1,619 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 11,761 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a unknown.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a garage for those who require parking. According to our sources, there are a total of 2 available parking spaces. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with masonry control joints. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a forced air unit. There is a single fireplace in the home. Perfect for those wintery nights. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 622 East Main Street was last sold in Mar 31, 2023 for $710,000. According to our calculations, that's $438.54 per sqft. Prior to that sales transaction, the property was sold for $550,000 in Apr 2, 2019. Current property owners are expected to pay $4,529 in taxes per year. Interestingly enough, the initial year of tax delinquency occurred in 2023. The property on 622 East Main Street was last assessed in 2022. As a result of that assessment, the total value of the property was placed at $415,214. To break that down further, the land itself was valued at $105,117. While improvements to the property were assessed at a total of $310,097. Based on our records, the total assessed value for this property has been marked as more than the total market value as of this moment. Which is pretty atypical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1946
  • Effective Year Built: 1946
  • Building Count: 1
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Quality: C
  • Construction Type: Masonry
  • Floor Count: 1
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Garage
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 11,761
  • Total Building Area: 1,619
  • Gross Building Area: 1,619
  • Building Area: 1,619
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 1,619
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: VAN VELDHUIZEN TR
  • Land Acres: 0.27
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Miscellaneous (general)
  • Legal Description 1: 78-FORM 261-150-38 & PT TO 45 PER CODE AREA CHG

Ownership

  • Current Owner : LUCATERO JOSE L
  • Current Owner 2: LARA ALEXANDER
  • Previous Owner : YAAN TSANG CHIU
  • Previous Owner 2: HUANG JANET
  • Owner Before Previous Owner: RLT MANUEL
  • Owner Before Previous Owner 2: RLT DELMIRA
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: unknown

Neighborhood

  • School District Name: Ripon Unified School District
  • Census Tract: 005001

Geography

  • Assessors Map Reference: 261-15
  • Parcel: 261-150-440-000
  • Lot: 18
  • Municipality: RIPON
  • Latitude: 37.7391
  • Longitude: -121.117

    Address

  • Full Address: 622 E Main St
  • Address - House Number: 622
  • Street Direction: E
  • Address - Street Name: Main
  • Address - Suffix Type: St
  • State: CA
  • City Name: Ripon
  • Carrier Code: C005
  • 4-Digit Zip Code: 2906
  • Zip Code: 95366

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $4,529
  • Intital Tax Deliquent Year: 2023
  • Tax Rate Code Area: 5-002

    Appraisal Valuation

  • Standard Deviation: 0.0594
  • Valuation Date: Feb 21, 2024
  • Confidence Score: 97
  • Final Value: 786,841
  • High Value: 833,645
  • Low Value: 740,038

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $568,000
  • First Open Lien Mortgage Lender: TSANG CHIU
  • First Open Lien Mortgage Recording Date: Apr 04, 2023
  • First Open Lien Mortgage Loan Amount: $568,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Apr 04, 2053
  • First Open Lien Mortgage Private Lender: T

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $415,214
  • Assessed Land Value: $105,117
  • Assessed Improvements Value: $310,097

    Sales

  • Current Sale Contract Date: Mar 31, 2023
  • Current Sale Recording Date: Apr 04, 2023
  • Current Sale Transaction ID: 11904833270
  • Current Sale Price: $710,000
  • Current Sale Document Type: Grant Deed
  • Current Sale Input Document Number: 26134
  • Previous Sale Recording Date: Apr 11, 2019
  • Previous Sale Contract Date: Apr 02, 2019
  • Previous Sale Amount: $550,000
  • Previous Sale Document Type: Grant Deed

    Previous Mortgages

  • Previous Mortgage Lender: PMAC LENDING SERVICES INC
  • Previous Mortgage Transaction Date: Apr 11, 2019
  • Previous Mortgage Loan Amount: $330,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: May 01, 2049

About Ripon



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Frequently Asked Questions

What neighborhood is 622 East Main Street located in?
The 622 East Main Street is a located in the neighborhood of San Joaquin in Ripon, Ripon.
What is the average sales price for listings in 622 East Main Street?
The average sales price for units in 622 East Main Street is $0 currently.

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