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620 East Ridgewater Drive

620 East Ridgewater Drive, Chesnee, SC 29323
Property in Spartanburg
Sold Jul 01, 2021
$366,000
$316,000 by Caliber Home Loans Inc
Mortgage Due Jul 01, 2051
Sold Feb 15, 2021
$110,000
$256,475 by First Piedmont Fsla
Mortgage
Local assessors in Chesnee, SC have categorized 620 East Ridgewater Drive as a residential type of property. The home was built in 2021 and is 3 years old. The property's lot size has been calculated to be 62,291 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a raised ranch style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 620 East Ridgewater Drive has a total of 2,155 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a well system. As for water disposal, the home is connected to a septic system and not a municipal sewage or storm sewage system. Therefore the homeowner of this property will need to handle their own water disposal every three to five years - though the exact number may differ. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. Moving onto specific details regarding the building. Our sources show that the building condition is excellent. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with stone control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - B+. The building has a gable or hip style roof that was made of composition shingle. Lots of rock and stone were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. Residents rely on central air conditioning for their cooling system. The home's a heat pump is the primary heating source and it is being fueled with electricity. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 620 East Ridgewater Drive was last sold in Jun 29, 2021 for $366,000. According to our calculations, that's $169.84 per sqft. Prior to that sales transaction, the property was sold for $110,000 in Feb 12, 2021. Current property owners are expected to pay $2,776 in taxes per year. The property on 620 East Ridgewater Drive was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $15,816. To break that down further, the land itself was valued at $2,380. While improvements to the property were assessed at a total of $13,436. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2021
  • Effective Year Built: 2021
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Excellent
  • Building Quality: B+
  • Construction Type: Stone
  • Building Style: Raised Ranch
  • Exterior Walls Type: Rock and stone
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Building with no basement
  • Basement Area: 0
  • Garage Type: Attached
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 62,291
  • Total Building Area: 2,155
  • Gross Building Area: 3,047
  • Building Area: 2,155
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Heat pump
  • Heated Square Feet: 2,155
  • Heating Fuel Type: Electricity

    Utilities

  • Sewer System: Septic
  • Water Service: Well

Building

  • Property Class: Residential
  • Subdivision: GLENN HARBOUR ESTATES OF LAKE BLALOCK PH
  • Land Acres: 1.43
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 32 GLENN HARBOUR ESTATES OF LAKE BLALOCK PH 1 PB 167-856 PB 169-625

Ownership

  • Current Owner : DESHIELDS JOHN RALPH
  • Current Owner 2: DESHIELDS TAMMY HUMPHRIES
  • Previous Owner : ENCHANTED CONSTRUCTION LLC
  • Owner Before Previous Owner: ECS DEVELOPMENT LLC
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Spartanburg School District 2
  • School Tax School District: 2B00
  • School Tax District Code 2: MF
  • Census Tract: 022304

Geography

  • Assessors Map Reference: 7129-90-8954.49
  • Subdivision Phase Number: 1
  • Parcel: 2-2500-00636
  • Lot: 32
  • Municipality: CHESNEE
  • Latitude: 35.1031
  • Longitude: -81.9031

    Address

  • Full Address: 620 E Ridge Water Dr
  • Address - House Number: 620
  • Street Direction: E
  • Address - Street Name: Ridge Water
  • Address - Suffix Type: Dr
  • State: SC
  • City Name: Chesnee
  • Carrier Code: R008
  • 4-Digit Zip Code: 8057
  • Zip Code: 29323

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,776

    Appraisal Valuation

  • Standard Deviation: 0.1843
  • Valuation Date: Dec 13, 2023
  • Confidence Score: 63
  • Final Value: 319,631
  • High Value: 378,546
  • Low Value: 260,715

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $316,000
  • First Open Lien Mortgage Lender: CALIBER HOME LOANS INC
  • First Open Lien Mortgage Recording Date: Jul 01, 2021
  • First Open Lien Mortgage Loan Amount: $316,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2051

    Market Valuation

  • Market Total Value: $395,400
  • Market Land Value: $59,500
  • Market Improvement Value: $335,900

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $15,816
  • Assessed Land Value: $2,380
  • Assessed Improvements Value: $13,436

    Sales

  • Current Sale Contract Date: Jun 29, 2021
  • Current Sale Recording Date: Jul 01, 2021
  • Current Sale Transaction ID: 11841171366
  • Current Sale Price: $366,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 2021-36217
  • Previous Sale Recording Date: Feb 15, 2021
  • Previous Sale Contract Date: Feb 12, 2021
  • Previous Sale Amount: $110,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: CALIBER HOME LOANS INC
  • First Mortgage Transaction Date: Jul 01, 2021
  • First Mortgage Loan Amount: $316,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jul 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: FIRST PIEDMONT FSLA
  • Previous Mortgage Transaction Date: Feb 15, 2021
  • Previous Mortgage Loan Amount: $256,475
  • Previous Mortgage Loan Type: Future Advance Clause / Open End Mortgage

About Spartanburg



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$1,800 /mo

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1384 Casey Creek Road, Chesnee, SC, 29323 Listing by Christopher Newbern

Frequently Asked Questions

What neighborhood is 620 East Ridgewater Drive located in?
The 620 East Ridgewater Drive is a located in the neighborhood of Spartanburg in Spartanburg, Chesnee.
What is the average sales price for listings in 620 East Ridgewater Drive?
The average sales price for units in 620 East Ridgewater Drive is $0 currently.

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