This home has a FHA assumable rate of 2.75 % This meticulously maintained 4-bedroom, 3-bath lakefront home nestled in the highly desirable Gran Lake community of St. Augustine. Offering luxurious comfort and coastal charm, this home is an entertainer's dream and a serene retreat all in one. Step inside to discover an expansive open-concept layout featuring luxury vinyl plank flooring throughout the main living areas, tray ceilings, and abundant natural light. The gourmet kitchen stuns with dark wood cabinetry, in wall oven & microwave, tile backsplash, a custom reclaimed wood island, and a massive quartz countertop perfect for gatherings. The spacious owner's suite is a private oasis with tranquil water views and an oversized sitting area or office nook. The en-suite bathroom offers dual vanities, a glass-enclosed walk-in shower, and an abundance of counter and storage space. Outside, escape to your custom paver patio overlooking the water, perfect for Florida evenings. Additional features include: Three generously sized guest bedrooms Spa-style guest bathrooms Full-sized laundry room 3-car garage Access to Gran Lake's resort-style amenities including pool, kayak launch, clubhouse & gym Located in the top-rated St. Johns County School District with no CDD fees, this home blends everyday luxury with peaceful waterfront living. =Í Don't miss your chance to live in one of St. Augustine's most sought-after neighborhoods!