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606 Spencer Avenue

606 Spencer Avenue, Gallatin, TN 37066
House in Sumner
Sold Jun 24, 2020
$136,000
$108,800 by Citizens Bank
Mortgage
Sold Apr 03, 2001
$49,999
$37,499 by Fremont Investment & Loan
Mortgage Due Apr 01, 2031
Local assessors in Gallatin, TN have categorized 606 Spencer Avenue as a residential type of property. The home was built in 1954 and is 70 years old. It was most recently renovated and altered in 1970. The property's lot size has been calculated to be 9,300 square feet. The linear feet between the front and back of the lot was measured at 1,500 ft and the front of the lot was measured at 625 ft. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 606 Spencer Avenue has a total of 1,008 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a finished improved basement that is 240 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Do you like to entertain? The home has a porch so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a gable or hip style roof that was made of composition shingle. Lots of unknown were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on a packaged air conditioning unit for their cooling system. The home's a heating system is the primary heating source. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 606 Spencer Avenue sold most recently in Jun 19, 2020 for a total of $136,000. If you work out the math, that's approximately a cost of $134.92 per sqft. Before that, the property was also sold for $49,999 in Mar 20, 2001. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $806 in taxes each year. The initial year of tax delinquency occurred in 2021. 606 Spencer Avenue was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $26,425. If we break it down further, the land itself was valued at $8,750. Improvements to the property, however, were assessed at a total of $17,675. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If you're currently on the market shopping for a loan, then you've most likely encountered the two terms "interest rate" and "annual percentage rate (aka APR)". But do you know the difference between the two? Typically, APRS are higher than interest rates because they include most additional fees and one-time costs. As a result, it's important to look at both and if you notice that your APR is significantly higher, that might mean that too many additional fees are being charged. Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Vinyl Siding
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1954
  • Effective Year Built: 1970
  • Bedroom Count: 0
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Bathroom Plumbing Fixtures: 3
  • Building Condition: Average
  • Building Quality: C
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Finished improved basement
  • Basement Area: 240
  • Parking Space Count: 0
  • Porch Type: Porch

    Dimensions

  • Lot Size Square Feet: 9,300
  • Lot Size Depth Feet: 1,500
  • Lot Size Frontage Feet: 625
  • Total Building Area: 1,008
  • Gross Building Area: 1,008
  • Building Area: 1,008
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Packed air conditioning unit
  • Heating: Yes
  • Heated Square Feet: 1,008
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: URBANDALE S/D NO 1
  • Land Acres: 0.213
  • Standard Land Use Code: Single family residential
  • Legal Description 1: PLAT: 0001 PAGE: 0069 BLOCK: C LOT: LIST SUBD: URBANDALE S/D NO 1

Ownership

  • Current Owner : JACKSON ROBERT
  • Current Owner 2: JACKSON KENDRA
  • Previous Owner : VELLIGAN MARK CHARLES
  • Previous Owner 2: VELLIGAN MARY MARGARET
  • Owner Before Previous Owner: HUD
  • Ownership Rights Codes: Et ux (and wife)

Neighborhood

  • School District Name: Sumner County School District
  • School Tax School District: 83278
  • Census Tract: 020905

Geography

  • Assessors Map Reference: 126K
  • District: 03
  • Parcel: 083126K C 03400
  • Block: C
  • Lot: IST
  • Municipality: GALLATIN
  • Latitude: 36.3796
  • Longitude: -86.4467

    Address

  • Full Address: 606 Spencer Ave
  • Address - House Number: 606
  • Address - Street Name: Spencer
  • Address - Suffix Type: Ave
  • State: TN
  • City Name: Gallatin
  • Carrier Code: C011
  • 4-Digit Zip Code: 3626
  • Zip Code: 37066

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $806
  • Intital Tax Deliquent Year: 2021
  • Tax Rate Code Area: 83A01

    Appraisal Valuation

  • Standard Deviation: 0.1972
  • Valuation Date: Jan 03, 2024
  • Confidence Score: 73
  • Final Value: 204,585
  • High Value: 244,949
  • Low Value: 164,221

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $108,800
  • First Open Lien Mortgage Lender: CITIZENS BANK
  • First Open Lien Mortgage Recording Date: Jun 24, 2020
  • First Open Lien Mortgage Loan Amount: $108,800
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Future Advance Clause / Open End Mortgage

    Market Valuation

  • Market Total Value: $105,700
  • Market Land Value: $35,000
  • Market Improvement Value: $70,700

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $26,425
  • Assessed Land Value: $8,750
  • Assessed Improvements Value: $17,675

    Sales

  • Current Sale Contract Date: Jun 19, 2020
  • Current Sale Recording Date: Jun 24, 2020
  • Current Sale Transaction ID: 11773745515
  • Current Sale Price: $136,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 1316640
  • Previous Sale Recording Date: Apr 03, 2001
  • Previous Sale Contract Date: Mar 20, 2001
  • Previous Sale Amount: $49,999
  • Previous Sale Document Type: Other

    Last Sale Mortgage

  • First Mortgage Lender: CITIZENS BANK
  • First Mortgage Transaction Date: Jun 24, 2020
  • First Mortgage Loan Amount: $108,800
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Future Advance Clause / Open End Mortgage

    Previous Mortgages

  • Previous Mortgage Lender: FREMONT INVESTMENT & LOAN
  • Previous Mortgage Transaction Date: Apr 03, 2001
  • Previous Mortgage Loan Amount: $37,499
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Due Date: Apr 01, 2031

About Gallatin



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Frequently Asked Questions

What neighborhood is 606 Spencer Avenue located in?
The 606 Spencer Avenue is a house located in the neighborhood of Sumner in Gallatin, Gallatin.
What is the average sales price for listings in 606 Spencer Avenue?
The average sales price for units in 606 Spencer Avenue is $0 currently.

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