Rare riverfront opportunity on the scenic Ipswich River-with NO FLOOD INSURANCE required! This exceptional property features a beautifully updated 1910 main home and a permitted, income-producing studio ADU to help pay your mortgage. The main residence offers 3 bedrooms, an office, a modern kitchen with a butler's pantry, 2 remodeled baths, and newer windows. Significant mechanical upgrades include a 200-amp service, newer furnace, hot water heater, basement dehumidifier, and high-efficiency mini-splits (installed 2023). Beneath the studio apartment and its private river-view deck sits a 20'x23' climate-controlled garage/workshop with a separate 100-amp panel, perfect for hobbyists. Enjoy an unbeatable location with a neighborhood park at the end of the street, just 0.2 miles to downtown coffee shops and the MBTA Commuter Rail. Best of all, live the ultimate coastal lifestyle with your own resident Crane Beach sticker! Move-in ready and incredibly versatile.(Virtual Staging Dining and Living Room)