Welcome to The Palapa House, a fully furnished Gulf-front retreat on Panama City Beach's sugar-white sands, with rare deeded ownership extending to the water's edge, a distinction held by fewer than 7% of coastal parcels in the area. Engineered by the architects of Regency Towers and positioned farther forward on the dune line than neighboring homes, this residence captures sweeping, unobstructed Gulf views stretching east and west for spectacular sunrises and sunsets.

Enjoy the beachfront from the upper-level balcony off the main family room or the lower-level deck adjoining the second bedroom, with direct access to the sand. A private boardwalk connects the front porch to the shore, with an outdoor rinse shower for easy beach cleanup. Two new custom beach loungers and a premium faux-thatched palapa umbrella complete the waterfront setting.

Extensive improvements include a complete GAF roof system with new decking and fascia installed in July 2025, backed by a 15-year wind and material warranty. Exterior upgrades include a Tyvek vapor barrier, HardiePlank siding and trim, freshly caulked windows, Sherwin-Williams paint, and decks sealed with SuperDeck marine stain. A new Siemens 200-amp electrical panel and corrosion-resistant copper wiring were installed in 2025, while custom solar film on all windows helps manage heat gain. The property also passed professional four-point and wind mitigation inspections in 2025.

Inside, luxury vinyl plank flooring runs throughout, complemented by fresh paint, updated ceiling fans and bathroom lighting, smart TVs, upgraded Wi-Fi, and custom security features. A 3D glass electric fireplace with color-changing flames and optional heat anchors the main living area. Updated furnishings and accessories enhance the family room, dining room, and bedrooms.

Previously remodeled kitchen and bathrooms complement the turnkey offering, which includes an electric range, microwave, dishwasher, refrigerator, washer, and dryer. The three-bedroom layout sleeps up to 11, with a private second-floor primary suite with a spacious King bed and a full bath. The first floor features a full bath, custom twin XL bunks with trundle, a newer queen mattress in the bedroom, and a queen sleeper sofa.

Mature palms, an 8-by-40-foot privacy fence, covered porch areas, and private driveway parking add comfort and convenience. Both beach decks feature custom cable railings and premium Sunbrella outdoor furniture.

The property has no HOA fees and grandfathered flood mapping status. An established daily and weekly rental operation has consistently booked more than 200 days annually, with documented income available upon request.

Minutes from St. Andrews State Park, Shell Island, marinas, public boat access, and waterfront dining, The Palapa House pairs direct beachfront living with extensive recent improvements and an established rental history.