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584 West Thornwood Drive

584 West Thornwood Drive, South Elgin, IL 60177
Property in St. Charles
Sold Jun 25, 2021
$505,000
$353,000 by Guaranteed Rate Inc
Mortgage Due Jul 01, 2051
Sold Feb 01, 2019
$450,000
$360,000 by American Airlines Fcu
Mortgage Due Feb 01, 2049
Local assessors in South Elgin, IL have categorized 584 West Thornwood Drive as a residential type of property. The home was built in 2002 and is 22 years old. The property's lot size has been calculated to be 15,585 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 9 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 584 West Thornwood Drive has a total of 3,576 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a full basement that is 1,451 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 700 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has both a unknown and a unknown so you'll have great options in both the front and back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is good. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - A. The building has a hip style roof that was made of asphalt. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on air conditioning for their cooling system. The home's a forced air unit is the primary heating source and it is being fueled with gas. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Jun 14, 2021 for $505,000. That's $141.22 per sqft. Prior to that sales transaction, the property was also sold in Jan 17, 2019 for $450,000. 584 West Thornwood Drive was last assessed in 2022. The total value of the property was assessed at $165,820. Specifically, the land the property is located on was valued at $26,194. While improvements on the property were assessed at a total of $139,626. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $13,961. Remember, the purchasing price for your future home is not the costs you'll incur during the purchasing process. That's why it's important to save as much as possible and presumbly above the 20% minimum you may need to put down as down payment. You will want these additional savings to cover closing costs such as attorney fees, homeowner's insurance, title search fees, origination fees, and more. Thankfully, sellers may sometimes offer to cover certain costs as seller concessions to the buyer. Just keep in mind that sellers have their own fees to pay as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2002
  • Effective Year Built: 2002
  • Building Count: 1
  • Total Rooms: 9
  • Bedroom Count: 4
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Good
  • Building Quality: A
  • Construction Type: Frame
  • Exterior Walls Type: Alum/Vinyl siding
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Hip
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Floor Cover: Carpet
  • Basement Type: Full basement
  • Basement Area: 1,451
  • Garage Type: Attached
  • Garage Square Area: 700
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 15,585
  • Total Building Area: 3,576
  • Gross Building Area: 3,576
  • Building Area: 3,576
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 3,576
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: THORNWOOD
  • Land Acres: 0.358
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 1094 THORNWOOD PHASE 6B SUB

Ownership

  • Current Owner : STERUSKY JUSTIN
  • Current Owner 2: STERUSKY REBECCA
  • Previous Owner : OLSON MATTHEW
  • Previous Owner 2: OLSON BRIANN J
  • Owner Before Previous Owner: ERICKSON JEFFERY J
  • Owner Before Previous Owner 2: ERICKSON ROULA
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Husband and wife

Neighborhood

  • School District Name: St. Charles Community Unit School District 303
  • Census Tract: 852101

Geography

  • Subdivision Phase Number: 6B
  • Parcel: 09-05-127-017
  • Lot: 1094
  • Municipality: SAINT CHARLES
  • Latitude: 41.9805
  • Longitude: -88.3522

    Address

  • Full Address: 584 W Thornwood Dr
  • Address - House Number: 584
  • Street Direction: W
  • Address - Street Name: Thornwood
  • Address - Suffix Type: Dr
  • State: IL
  • City Name: South Elgin
  • Carrier Code: R055
  • 4-Digit Zip Code: 3729
  • Zip Code: 60177

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $13,961
  • Tax Rate Code Area: SC073

    Appraisal Valuation

  • Standard Deviation: 0.1473
  • Valuation Date: Nov 29, 2023
  • Confidence Score: 82
  • Final Value: 637,816
  • High Value: 731,796
  • Low Value: 543,836

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $353,000
  • First Open Lien Mortgage Lender: GUARANTEED RATE INC
  • First Open Lien Mortgage Recording Date: Jun 25, 2021
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $353,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2051

    Market Valuation

  • Market Total Value: $497,659
  • Market Land Value: $78,613
  • Market Improvement Value: $419,046

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $165,820
  • Assessed Land Value: $26,194
  • Assessed Improvements Value: $139,626

    Sales

  • Current Sale Contract Date: Jun 14, 2021
  • Current Sale Recording Date: Jun 25, 2021
  • Current Sale Transaction ID: 11841469499
  • Current Sale Price: $505,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2021K048736
  • Previous Sale Recording Date: Feb 01, 2019
  • Previous Sale Contract Date: Jan 17, 2019
  • Previous Sale Amount: $450,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: GUARANTEED RATE INC
  • First Mortgage Transaction Date: Jun 25, 2021
  • First Mortgage Loan Amount: $353,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jul 01, 2051

    Financing

  • First Mortgage Financing Type: Fixed Rate

    Previous Mortgages

  • Previous Mortgage Lender: AMERICAN AIRLINES FCU
  • Previous Mortgage Transaction Date: Feb 01, 2019
  • Previous Mortgage Financing Type: Unknown
  • Previous Mortgage Loan Amount: $360,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Feb 01, 2049

About South Elgin



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Frequently Asked Questions

What neighborhood is 584 West Thornwood Drive located in?
The 584 West Thornwood Drive is a located in the neighborhood of St. Charles in South Elgin, South Elgin.
What is the average sales price for listings in 584 West Thornwood Drive?
The average sales price for units in 584 West Thornwood Drive is $0 currently.

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