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565 Causby Road

565 Causby Road, Morganton, NC 28655
Property in Burke
Sold Aug 31, 2015
$97,500
$95,733 by Wr Starkey Mortgage Llp
Mortgage Due Sep 01, 2045
565 Causby Road has been categorized by the local assessors in Morganton, NC as a residential type of property. The building on the property was first built in 1977 and is 47 years old. However, we must point out that the home was most recently renovated and altered in 1985. The home has a total of 2 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to 2 full bathrooms. There are 2 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 565 Causby Road has 1,098 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 21,780 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a split level style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a carport for those who require parking. According to our sources, there is one available parking space. Residents will have the luxury of enjoying a porch. Moving on to the building itself. The condition of the building has been evaluated as average. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The roof of the building is made of asphalt. The exterior walls of the building are made of masonry. As for the floors, you'll see that the home has flooring throughout. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a central heating system. Finally, the property is currently sourcing its water from a municipal system. The property is connected to a septic system and not a municipal sewage system. The homeowner of this property will need to handle their own water disposal. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 565 Causby Road sold most recently in Aug 31, 2015 for a total of $97,500. If you work out the math, that's approximately a cost of $88.80 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $969 in taxes each year. 565 Causby Road was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $157,366. If we break it down further, the land itself was valued at $20,000. Improvements to the property, however, were assessed at a total of $137,366. The property's total market value has been marked the same as the total assessed value which is pretty typical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1977
  • Effective Year Built: 1985
  • Total Rooms: 2
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 6
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Split level
  • Exterior Walls Type: Masonry
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Floor Cover: Carpet
  • Basement Type: Unspecified basement
  • Basement Area: 1,030
  • Garage Type: Carport
  • Parking Space Count: 1
  • Porch Type: Porch

    Dimensions

  • Lot Size Square Feet: 21,780
  • Total Building Area: 1,098
  • Building Area: 1,098
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,098
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Septic
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: CAUSBY ROAD SUBDIVISION
  • Land Acres: 0.5
  • Standard Land Use Code: Single family residential
  • Legal Description 1: 565 CAUSBY RD MORGANTON, NC 28655

Ownership

  • Current Owner : CURFMAN SHANE A
  • Previous Owner : FAIRCHILD FRANKLIN D
  • Previous Owner 2: COX CAROLE A
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Burke County Schools
  • School Tax School District: BURKE COUNTY LA
  • School Tax District Code 2: BURKE COUNTY TA
  • Census Tract: 020301

Zoning

  • Zoning: MEDIUM INT

Geography

  • District: 105
  • Parcel: 15800
  • Municipality: SILVERCREEK
  • Latitude: 35.7098
  • Longitude: -81.7821

    Address

  • Full Address: 565 Causby Rd
  • Address - House Number: 565
  • Address - Street Name: Causby
  • Address - Suffix Type: Rd
  • State: NC
  • City Name: Morganton
  • Carrier Code: R021
  • 4-Digit Zip Code: 9250
  • Zip Code: 28655

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $969
  • Tax Rate Code Area: 5006

    Appraisal Valuation

  • Standard Deviation: 0.3436
  • Valuation Date: Sep 21, 2023
  • Confidence Score: 31
  • Final Value: 334,450
  • High Value: 449,381
  • Low Value: 219,518

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $98,604
  • First Open Lien Mortgage Lender: WR STARKEY MORTGAGE LLP
  • First Open Lien Mortgage Recording Date: Aug 31, 2015
  • First Open Lien Mortgage Loan Amount: $95,733
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Sep 01, 2045
  • Second Open Lien Mortgage Lender: NORTH CAROLINA HOUSING FINANCE
  • Second Open Lien Mortgage Recording Date: Aug 31, 2015
  • Second Open Lien Mortgage Loan Amount: $2,871
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Unknown (DEFAULT)

    Market Valuation

  • Market Total Value: $157,366
  • Market Land Value: $20,000
  • Market Improvement Value: $137,366

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $157,366
  • Assessed Land Value: $20,000
  • Assessed Improvements Value: $137,366

    Sales

  • Current Sale Contract Date: Aug 31, 2015
  • Current Sale Recording Date: Aug 31, 2015
  • Current Sale Transaction ID: 1306725707
  • Current Sale Price: $97,500
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2015007328

    Last Sale Mortgage

  • First Mortgage Lender: WR STARKEY MORTGAGE LLP
  • First Mortgage Transaction Date: Aug 31, 2015
  • First Mortgage Loan Amount: $95,733
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Sep 01, 2045

About Morganton



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Frequently Asked Questions

What neighborhood is 565 Causby Road located in?
The 565 Causby Road is a located in the neighborhood of Burke in Morganton, Morganton.
What is the average sales price for listings in 565 Causby Road?
The average sales price for units in 565 Causby Road is $0 currently.

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