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5471 McGowans Ferry Road

5471 McGowans Ferry Road, Childersburg, AL 35044
House in Talladega
Refi Jul 10, 2020
Transfer
$201,010 by South First Bank
Mortgage Due Jul 01, 2050
5471 McGowans Ferry Road has been categorized by the local assessors in Childersburg, AL as a residential type of property. The building on the property was first built in 2018 and is 6 years old. Residents will have access to one full bathroom. There is one partial bathroom in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 5471 McGowans Ferry Road has 1,489 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 6,684 ft and across the front of the lot is 1,876 ft. The area measurement of the land has been determined as 134,600 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Moving on to the building itself. The condition of the building has been evaluated as poor. The building has a gable or hip style roof made of shingle (not wood). The exterior walls of the building are made of alum/vinyl siding. While the interior walls have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for the floors, you'll see that the home has flooring throughout. In terms of heating, it is utilizing a heating system. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Current property owners are expected to pay $398 in taxes per year. The property on 5471 McGowans Ferry Road was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $15,250. To break that down further, the land itself was valued at $1,850. While improvements to the property were assessed at a total of $13,400. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. Speaking of costs, many buyers and sellers often forget to take into consideration the closing costs they may occur. Closing costs can stem from anything mortgage or property related to fees related to your property title. As you'll soon learn from our guide, fees can quickly add up hence why as a rule of thumb, we typically recommend setting aside at least 5% of the purchase price to cover potential closing costs. Don't worry, any additional you save up can always go towards your principal. Better safe than sorry!This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

Building Features

Parking

Carport
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2018
  • Effective Year Built: 2018
  • Bedroom Count: 0
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Poor
  • Exterior Walls Type: Alum/Vinyl siding
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Shingle (not wood)
  • Floor Count: 1
  • Floor Cover: Wood
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 134,600
  • Lot Size Depth Feet: 6,684
  • Lot Size Frontage Feet: 1,876
  • Total Building Area: 1,489
  • Building Area: 1,489
  • Building Area Measurement: Base Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Yes
  • Heated Square Feet: 1,489
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 3.09
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Multi-family dwellings (generic, 2+)
  • Legal Description 1: 187.63' X 668.42' IRR COM @ SE COR NE1/4 SE1/4 SEC 8 T21S R2E; TH S 169.52'; TH W 324.26' TO W R/W MCGOWANS FERRY ROAD THE

Ownership

  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Talladega County School District
  • Census Tract: 011302

Geography

  • Account Number: 211400
  • Parcel: 29-03-08-0-000-007.097
  • Meridian: SEC 08 TWN 21 RNG 02
  • Municipality: 01
  • Latitude: 33.2142
  • Longitude: -86.4502

    Address

  • Full Address: 5471 Mcgowans Ferry Rd
  • Address - House Number: 5471
  • Address - Street Name: Mcgowans Ferry
  • Address - Suffix Type: Rd
  • State: AL
  • City Name: Childersburg
  • Carrier Code: R001
  • 4-Digit Zip Code: 5540
  • Zip Code: 35044

Valuation

    Tax

  • Total Area: 1,627
  • Tax Year: 2023
  • Tax Amount: $398
  • Tax Rate Code Area: COUNTY

    Appraisal Valuation

  • Standard Deviation: 0.4559
  • Valuation Date: Dec 13, 2023
  • Confidence Score: 8
  • Final Value: 213,217
  • High Value: 310,435
  • Low Value: 115,998

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $243,300
  • First Open Lien Mortgage Lender: SOUTH FIRST BANK
  • First Open Lien Mortgage Recording Date: Jul 10, 2020
  • First Open Lien Mortgage Loan Amount: $201,010
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2050
  • Second Open Lien Mortgage Lender: CADENCE BANK, N.A.
  • Second Open Lien Mortgage Recording Date: Jun 07, 2023
  • Second Open Lien Mortgage Loan Amount: $42,290
  • Second Open Lien Mortgage Term: 299
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Second Open Lien Mortgage Loan Due Date: Jun 26, 2048

    Market Valuation

  • Market Total Value: $152,500
  • Market Land Value: $18,500
  • Market Improvement Value: $134,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $15,250
  • Assessed Land Value: $1,850
  • Assessed Improvements Value: $13,400

    Exemptions

  • Homeowner Exemption: Yes

About Talladega



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Frequently Asked Questions

What neighborhood is 5471 McGowans Ferry Road located in?
The 5471 McGowans Ferry Road is a house located in the neighborhood of Talladega in Talladega, Childersburg.
What is the average sales price for listings in 5471 McGowans Ferry Road?
The average sales price for units in 5471 McGowans Ferry Road is $0 currently.

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