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5429 Daniel Ray Drive

5429 Daniel Ray Drive, Whites Creek, TN 37189
Sold Dec 16, 2020
$257,500
$249,796 by F & M Bank
Mortgage Due Jan 01, 2051
Sold Nov 02, 2005
$153,506
Seller
$122,800 by Ownit Mortgage Solutions Inc
Mortgage Due Nov 01, 2035
5429 Daniel Ray Drive has been categorized by the local assessors in Whites Creek, TN as a residential type of property. The building on the property was first built in 2005 and is 19 years old. The home has a total of 7 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to 2 full bathrooms. There are 3 partial bathrooms in the home. The building has a total of 2 stories. In addition, 5429 Daniel Ray Drive has 1,338 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 1,180 ft and across the front of the lot is 620 ft. The area measurement of the land has been determined as 6,098 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a attached garage for those who require parking. The garage measured 418 sqft. According to our sources, there are a total of 2 available parking spaces. Residents will have the luxury of enjoying both a open porch and a patio. Moving on to the building itself. The condition of the building has been evaluated as average. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with frame control joints. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The inside of the home is being cooled with central air conditioning at the moment. There is a single fireplace in the home. Perfect for those wintery nights. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 5429 Daniel Ray Drive was last sold in Dec 4, 2020 for $257,500. According to our calculations, that's $192.45 per sqft. Prior to that sales transaction, the property was sold for $153,506 in Oct 28, 2005. Current property owners are expected to pay $1,628 in taxes per year. The property on 5429 Daniel Ray Drive was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $55,725. To break that down further, the land itself was valued at $15,000. While improvements to the property were assessed at a total of $40,725. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

Building Features

Exterior

Brick Exterior
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2005
  • Effective Year Built: 2005
  • Total Rooms: 7
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Bathroom Plumbing Fixtures: 10
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Frame
  • Floor Count: 2
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 418
  • Parking Space Count: 2
  • Patio Type: Patio
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 6,098
  • Lot Size Depth Feet: 1,180
  • Lot Size Frontage Feet: 620
  • Total Building Area: 1,338
  • Gross Building Area: 2,378
  • Building Area: 1,338
  • Building Area Measurement: Finished Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: unknown
  • Heated Square Feet: 1,338
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: PLAN OF COBBLESTONE CREEK PHASE ONE-A
  • Land Acres: 0.14
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 40 COBBLESTONE CREEK PHASE 1-A

Ownership

  • Current Owner : RHODES BRIA
  • Previous Owner : LOWERY YVETTE R
  • Owner Before Previous Owner: NVR INC
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Nashville-Davidson County School District
  • Census Tract: 010201

Zoning

  • Zoning: R8

Geography

  • Subdivision Phase Number: 1
  • Parcel: 041-01-0A-042-00
  • Lot: 40
  • Municipality: 74-GSD
  • Latitude: 36.2804
  • Longitude: -86.7887

    Address

  • Full Address: 5429 Daniel Ray Dr
  • Address - House Number: 5429
  • Address - Street Name: Daniel Ray
  • Address - Suffix Type: Dr
  • State: TN
  • City Name: Whites Creek
  • Carrier Code: R002
  • 4-Digit Zip Code: 5201
  • Zip Code: 37189

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,628
  • Tax Rate Code Area: GSD

    Appraisal Valuation

  • Standard Deviation: 0.2138
  • Valuation Date: Apr 03, 2024
  • Confidence Score: 70
  • Final Value: 371,539
  • High Value: 451,004
  • Low Value: 292,073

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $259,796
  • First Open Lien Mortgage Lender: F & M BANK
  • First Open Lien Mortgage Recording Date: Dec 16, 2020
  • First Open Lien Mortgage Loan Amount: $249,796
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2051
  • Second Open Lien Mortgage Lender: AFFORDABLE HOUSING RESOURCES I
  • Second Open Lien Mortgage Recording Date: Dec 16, 2020
  • Second Open Lien Mortgage Financing Type: Variable
  • Second Open Lien Mortgage Loan Amount: $10,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Second Open Lien Mortgage Loan Due Date: Dec 16, 2050

    Market Valuation

  • Market Total Value: $222,900
  • Market Land Value: $60,000
  • Market Improvement Value: $162,900

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $55,725
  • Assessed Land Value: $15,000
  • Assessed Improvements Value: $40,725

    Sales

  • Current Sale Contract Date: Dec 04, 2020
  • Current Sale Recording Date: Dec 16, 2020
  • Current Sale Transaction ID: 11807425925
  • Current Sale Price: $257,500
  • Current Sale Document Type: Quit Claim Deed
  • Current Sale Input Document Number: 20201216-0148787
  • Previous Sale Recording Date: Nov 02, 2005
  • Previous Sale Contract Date: Oct 28, 2005
  • Previous Sale Amount: $153,506
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: F & M BANK
  • First Mortgage Transaction Date: Dec 16, 2020
  • First Mortgage Loan Amount: $249,796
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Jan 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: OWNIT MORTGAGE SOLUTIONS INC
  • Previous Mortgage Transaction Date: Nov 02, 2005
  • Previous Mortgage Financing Type: Adjustable Rate
  • Previous Mortgage Loan Amount: $122,800
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Fannie Mae/Freddie Mac (Phased out because Fannie Mae does not originate loans directly to borrowers or investors. Most "new conventional" loans meet their general underwriting guidelines.)
  • Previous Mortgage Loan Due Date: Nov 01, 2035

About Cobblestone Creek



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Frequently Asked Questions

What neighborhood is 5429 Daniel Ray Drive located in?
The 5429 Daniel Ray Drive is a house located in the neighborhood of Cobblestone Creek in Cobblestone Creek, Whites Creek.
What is the average sales price for listings in 5429 Daniel Ray Drive?
The average sales price for units in 5429 Daniel Ray Drive is $0 currently.

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