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$1,799,990
● House - For Sale

5401 Mountain Point Lane

Charlotte, NC 28216
bedrooms
4 Beds
bathrooms
3 Baths, 1 Half Bath
square feet
3,239 Ft²
$8,899
Est. Monthly
$60
HOA / Fees

About This Property

This is the kind of resort you book eight months out. Here, you get to live in it. Welcome to Mountain Point Resort, a 4-bedroom, 3.5-bath full-brick estate on 1.61 private acres on Mountain Island Lake, with a view across the water to 1,500 acres of protected Latta Nature Preserve.

Pull through the gate and the day falls away. The owner created this space to be a venue, and it shows. The heated saltwater gunite pool features a built-in hot tub, expansive walk-in steps, and gas fire features, plus a swim-up bar with submerged seating that connects straight to the covered bar and first outdoor kitchen, so guests never have to leave the water. Porch swings hang under the timber-framed pavilion, and just across the outdoor kitchen sits one of the most charming spaces on the property: a private cabana with knotty pine walls, exposed brick, a loft ladder, and a roll-up glass door that opens the whole room to the pavilion. Inside is a kitchenette with sink, refrigerator, freezer, and microwave, plus room for a bed, so it works as a guest retreat, catering kitchen, or whatever the party needs. A full pool bath with dual showers and granite finishes, plus an outdoor shower, keeps wet feet out of the main house. This is an entertainer's dream.

Inside, nothing came off a builder's spec sheet. The living room is anchored by floor-to-ceiling artisan-bleached stone framing the fireplace, under a whitewashed shiplap ceiling with exposed beams, and natural stone floors carry that character through the home. The kitchen is one of a kind, with leathered quartzite countertops, custom wood cabinetry, stainless appliances, and a gas cooktop. The dining area sits in a bay window filled with light.

Upstairs, the primary suite frames Mountain Island Lake through floor-to-ceiling vaulted windows, with a walk-in closet and a private bath with dual vanities. Two more bedrooms share this level, one nearly as large as the primary and the other currently set up as a custom wardrobe room that converts back to a bedroom, along with a full bath and laundry room. A separate wing has its own private entrance and staircase leading to a nearly 30-foot suite with its own half bath. In-laws, long-term guests, a home office, or rental potential, it is its own little world under the same roof.

Out back, the covered lakeside patio is an outdoor living room with stone underfoot, ceiling fans, a lakeside fireplace, and a second outdoor kitchen built for crowds: commercial hood, warming drawers, and a 23-foot counter. A walkway winds past gardens and a boulder-stacked water fountain to a lower patio with full electric for live music, a gazebo with a wood-burning fire pit overlooking the water, and a paved golf cart path all the way down to the newly built double-decker dock. Trex-style composite decking, a waterproof Gutter Deck upper level that stays cool underfoot, a 10,000-pound boat lift, a rotating jet ski lift, and extra-wide stairs for kayaks and paddleboards. Across the water, nothing but protected preserve. No docks, no rooftops, no construction, ever.

Mountain Island Lake is one of Charlotte's best-kept secrets and its closest lake, about 20 minutes from uptown. It supplies the region's drinking water, so much of its 61 miles of shoreline stays protected, with no commercial marinas or restaurants on the water. Quiet water, no crowds. Three-car side-entry garage, circular drive, Sonance surround sound and Eero WiFi that convey, a security system, in-ground irrigation, and both central air and ductless mini-splits. The new 2025 roof carries a 30-year warranty, and a low $725 annual HOA includes access to the community boat ramp. Schedule your private tour today. Welcome home to Mountain Point Resort.
Unit Size
3,239 Ft²
Days on Market
-
Land Size
1.61 acres
Price per sqft
$556
Property Type
House
Property Taxes
-
HOA Dues
$60
Year Built
1991

Listed By

Josh Finigan
Josh Finigan
Keller Williams Ballantyne Area

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Last updated: 11 days ago (CANOPYMLS #CAR4425572)

Price History

Date / Event Date Event Price
Oct 2, 2026 Listed by EXP Realty LLC Ballantyne $1,799,990
Listed by EXP Realty LLC Ballantyne
Dec 17, 2013 Sold
Sold
Aug 27, 1997 Sold
Sold

Property Highlights

Garage
Air Conditioning
Fireplace
With View
Parking Details
Has Garage
Parking Features: Circular Driveway, Driveway, Electric Gate, Attached, Garage Door Opener, Garage Faces Side
Garage Spaces: 3
Interior Details
Half Bathrooms: 1
Full Bathrooms: 3
Interior Features: Breakfast Bar, Built-in Features, Open Floorplan, Walk-In Closet(s)
Appliances: Convection Oven, Dishwasher, Dryer, Gas Cooktop, Ice Maker, Self Cleaning Oven, Washer, Refrigerator with Ice Maker
Flooring Type: Carpet, Stone, Tile, Wood
Door Features: French Doors
Laundry Features: In Bathroom, In Hall, Inside, Main Level, Multiple Locations
Has Fireplace
Fireplace Features: Den, Fire Pit, Gas Log, Outside
Exterior Details
Square Footage: 3239
Architectural Style: Cape Cod, Rustic, Old World
Year Built: 1991
Waterfront Features: Boat Lift, Boat Lift – Community, Boat Slip (Deed), Covered structure, Dock, Paddlesport Launch Site, Paddlesport Launch Site - Community, Personal Watercraft Lift, Pier
Waterbody Name: Mountain Island Lake
Levels: Two
Other Structures: Gazebo, See Remarks
Construction Materials: Brick
Patio and Porch Features: Covered, Deck, Front Porch, Patio, Porch, Rear Porch, Terrace, Wrap Around, See Remarks
Pool Features: Fenced, Heated, In Ground, Outdoor Pool, Pool/Spa Combo, Salt Water
Pool is Private
Lot Size Area: 1.61
Lot Size Units: Acres
Lot Size Acres: 1.61
Lot Size Square Feet: 70131.6
Water Source: Public
Financial Details
Tax Assessed Value: $834,000
Utilities Details
Cooling Type: Central Air, Ductless
Heating Type: Ductless, Heat Pump
Sewer : Septic Installed
Location Details
HOA Fee: $725
HOA Fee Frequency: Annually

Building Info

Overview

    General

  • Year Built: 1991
  • Effective Year Built: 1991
  • Building Count: 1
  • Bedroom Count: 3
  • Bathroom Count: 4
  • Full Bathrooms: 3
  • Partial Bathrooms: 4
  • Building Condition: 6
  • Building Quality: 4
  • Construction Type: 0
  • Building Style: 28
  • Exterior Walls Type: 2
  • Interior Walls Type: 0
  • Roof Shape Type: 1
  • Roof Cover Type: 21
  • Floor Count: 150
  • Living Units: 1
  • Floor Cover: 0
  • Basement Type: 0
  • Basement Area: 0
  • Garage Type: 7
  • Garage Square Area: 864
  • Parking Space Count: 0
  • Patio Type: 20
  • Porch Type: 7
  • Pool Type: 0
  • Location Influence Type: 164

    Dimensions

  • Lot Size Square Feet: 70,132
  • Total Building Area: 3,141
  • Gross Building Area: 3,141
  • Building Area: 3,141
  • Building Area Measurement: L

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: 1
  • Heating: 4
  • Heated Square Feet: 3,141
  • Heating Fuel Type: 3

    Utilities

  • Sewer System: 0
  • Water Service: 0

Building

  • Building Type: 0
  • Property Class: R
  • Subdivision: MOUNTAIN POINT PH 02
  • Land Acres: 0000001610
  • Standard Land Use Code: 1001
  • County Land Use Code: R122
  • Legal Description 1: L47 M23-548

Neighborhood

  • School District Name: Charlotte-Mecklenburg Schools
  • School Tax School District: COOKS
  • Census Tract: 006103

Zoning

  • Zoning: R-5

Geography

  • Assessors Map Reference: 023-16
  • Parcel: 023-164-11
  • Block: 4
  • Lot: 47
  • Municipality: UNINC
  • Latitude: 35.3455
  • Longitude: -80.9296

    Address

  • Full Address: 5401 Mountain Point Ln
  • Address - House Number: 5401
  • Address - Street Name: Mountain Point
  • Address - Suffix Type: Ln
  • State: NC
  • City Name: Charlotte
  • Carrier Code: R090
  • 4-Digit Zip Code: 9683
  • Zip Code: 28216

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $632,854
  • Tax Rate Code Area: COOKS

    Appraisal Valuation

  • Standard Deviation: 0.1869
  • Valuation Date: Jun 28, 2023
  • Confidence Score: 75
  • Final Value: 792,216
  • High Value: 940,349
  • Low Value: 644,083

    Market Valuation

  • Market Total Value: $819,000
  • Market Land Value: $325,000
  • Market Improvement Value: $494,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $819,000
  • Assessed Land Value: $325,000
  • Assessed Improvements Value: $494,000

    Sales

  • Current Sale Contract Date: Dec 17, 2013
  • Current Sale Recording Date: Dec 17, 2013
  • Current Sale Price:
  • Current Sale Document Type: 71
  • Current Sale Input Document Number: 2013189868
  • Previous Sale Recording Date: Aug 27, 1997
  • Previous Sale Contract Date: Aug 27, 1997
  • Previous Sale Amount: $371,500
  • Previous Sale Document Type: 27
Data used for valuation calculations is provided by RealtyHop, and other third party sources

Comparables

Unit
Status
Type
Beds
Baths
ft²
Price/ft²
Asking Price
Listed On
Closing Price
Sold On
HOA + Taxes

About Mountain Island


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Frequently Asked Questions

When was property at 5401 Mountain Point Lane built and last sold?
The property at 5401 Mountain Point Lane was built in 1991 and last sold on Dec 17, 2013 for $625,000.
How much is this home worth?
The estimated value of the home located at 5401 Mountain Point Lane is $1,757,874.
What are some comparable homes to 5401 Mountain Point Lane?
There are currently no comparable homes to 5401 Mountain Point Lane.