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525 Finzer Street

525 Finzer Street, Louisville, KY 40203
Property in Smoketown
Sold Mar 30, 2017
$107,000
$80,250 by Provident Funding Associates L
Mortgage Due Apr 01, 2047
Sold May 20, 2015
$60,000
Local assessors in Louisville, KY have categorized 525 Finzer Street as a residential type of property. The home was built in 2002 and is 22 years old. The property's lot size has been calculated to be 4,709 square feet. The linear feet between the front and back of the lot was measured at 1,400 ft and the front of the lot was measured at 300 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a conventional style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 5 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 525 Finzer Street has a total of 2,016 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with wood control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a gable style roof that was made of composition shingle. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 525 Finzer Street was last sold in Mar 28, 2017 for $107,000. According to our calculations, that's $53.08 per sqft. Prior to that sales transaction, the property was sold for $60,000 in Apr 29, 2015. Current property owners are expected to pay $1,687 in taxes per year. The property on 525 Finzer Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $125,730. To break that down further, the land itself was valued at $17,760. While improvements to the property were assessed at a total of $107,970. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. Remember, the purchasing price for your future home is not the costs you'll incur during the purchasing process. That's why it's important to save as much as possible and presumbly above the 20% minimum you may need to put down as down payment. You will want these additional savings to cover closing costs such as attorney fees, homeowner's insurance, title search fees, origination fees, and more. Thankfully, sellers may sometimes offer to cover certain costs as seller concessions to the buyer. Just keep in mind that sellers have their own fees to pay as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2002
  • Effective Year Built: 2002
  • Total Rooms: 5
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Wood
  • Building Style: Conventional
  • Exterior Walls Type: Alum/Vinyl siding
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable
  • Roof Cover Type: Composition shingle
  • Floor Count: 2
  • Floor Cover: Covered
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 4,709
  • Lot Size Depth Feet: 1,400
  • Lot Size Frontage Feet: 300
  • Total Building Area: 2,016
  • Building Area: 2,016
  • Building Area Measurement: Finished Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 2,016
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.108
  • Standard Land Use Code: Duplex (2 units, any combination)
  • County Land Use Code: Business personal property general
  • Legal Description 1: 0.1081 AC +/-, NS FINZER ST INCLUDING CLOSED ALLEY

Ownership

  • Current Owner : BARGER ANDREW
  • Current Owner 2: BARGER JULIE
  • Previous Owner : NELSON WILLIAM GARFIELD
  • Previous Owner 2: NELSON CATHERINE
  • Owner Before Previous Owner: FEDERAL HOME LOAN MORTGAGE CORPORATION

Neighborhood

  • School District Name: Jefferson County School District
  • Census Tract: 006200

Zoning

  • Zoning: C2-COMMERC

Geography

  • Account Number: 00071387
  • District: 100023
  • Parcel: 09021A01550000
  • Municipality: LOUISVILLE
  • Latitude: 38.2441
  • Longitude: -85.7445

    Address

  • Full Address: 525 Finzer St
  • Address - House Number: 525
  • Address - Street Name: Finzer
  • Address - Suffix Type: St
  • State: KY
  • City Name: Louisville
  • Carrier Code: C011
  • 4-Digit Zip Code: 2417
  • Zip Code: 40203

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,687
  • Tax Rate Code Area: 23

    Appraisal Valuation

  • Standard Deviation: 0.1913
  • Valuation Date: Jan 10, 2024
  • Confidence Score: 74
  • Final Value: 199,476
  • High Value: 237,642
  • Low Value: 161,310

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $80,250
  • First Open Lien Mortgage Lender: PROVIDENT FUNDING ASSOCIATES L
  • First Open Lien Mortgage Recording Date: Mar 30, 2017
  • First Open Lien Mortgage Loan Amount: $80,250
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Apr 01, 2047

    Market Valuation

  • Market Total Value: $125,730
  • Market Land Value: $17,760
  • Market Improvement Value: $107,970

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $125,730
  • Assessed Land Value: $17,760
  • Assessed Improvements Value: $107,970

    Sales

  • Current Sale Contract Date: Mar 28, 2017
  • Current Sale Recording Date: Mar 30, 2017
  • Current Sale Transaction ID: 1806757615
  • Current Sale Price: $107,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2017075364
  • Previous Sale Recording Date: May 20, 2015
  • Previous Sale Contract Date: Apr 29, 2015
  • Previous Sale Amount: $60,000
  • Previous Sale Document Type: Limited Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: PROVIDENT FUNDING ASSOCIATES L
  • First Mortgage Transaction Date: Mar 30, 2017
  • First Mortgage Loan Amount: $80,250
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Apr 01, 2047

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Frequently Asked Questions

What neighborhood is 525 Finzer Street located in?
The 525 Finzer Street is a located in the neighborhood of Smoketown in Central Louisville, Louisville.
What is the average sales price for listings in 525 Finzer Street?
The average sales price for units in 525 Finzer Street is $0 currently.

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