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St. Joseph 49085
523 Howard Avenue
$425,000
● House - Off Market

523 Howard Avenue

St. Joseph, MI 49085
bedrooms
4 Beds
bathrooms
3 Baths
square feet
1,862 Ft²
$2,790
Est. Monthly

About This Property

Welcome to this wonderful piece of heaven - a beautifully remodeled 4-bed, 3-bath home in the heart of St. Joseph! This home blends historic charm with modern comfort, offering  updated flooring, an open-concept main level, and a bright kitchen with newer cabinetry and appliances. The main-level primary ensuite provides convenience and privacy, while upstairs bedrooms offer plenty of space for family or guests. Enjoy newer siding, replacement windows, newer mechanicals, and central air. The fenced backyard, patio and 2 vehicle Carport complete the package. Just blocks from downtown, shops, restaurants, and Lake Michigan beaches - this one truly has it all!
Unit Size
1,862 Ft²
Days on Market
36 days
Land Size
0.09 acres
Price per sqft
$242
Property Type
House
Property Taxes
$581
HOA Dues
-
Year Built
1925

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Cap Rate Calculator

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Cap Rate 100% Occupancy
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What does this mean?

Based on our analysis, the cap rate of this property is 1.25%. A negative cap rate indicates that the property might not be feasible as an income-producing asset. The median cap rate for a near zip code 11238 is 4.23%.

How much can I actually make?

Actual monthly rental income may vary between $4,760 and $7,140 depending on unit-specific characteristics. You can change the amount using the slider to further explore.

How is cap rate calculated?

Cap Rate = Net Operating Income (NOI) / Property Asset Value.

When calculating the cap rate, we assume 100% occupancy. Leverage (mortgage) is not considered.

Cap Rate provided by RealtyHop and RentHop, learn more about cap rate here.

Last updated: 12 months ago (MichRIC MLS #25053106)

Price History

Date / Event Date Event Price
Nov 20, 2025 Sold
Premium
Sold
Oct 28, 2025 In contract -
In contract
Oct 15, 2025 Listed by eXp Realty $449,900
Listed by eXp Realty
Aug 29, 2019 Sold
Premium
Sold
Jul 19, 2019 Listed by eXp Realty $325,000
Listed by eXp Realty
Show More

Property Highlights

Garage
Air Conditioning

Building Info

Overview

    General

  • Year Built: 1925
  • Effective Year Built: 1925
  • Building Count: 1
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Building Condition: 0
  • Building Quality: 0
  • Construction Type: 0
  • Building Style: 0
  • Exterior Walls Type: 0
  • Interior Walls Type: 0
  • Roof Shape Type: 0
  • Roof Cover Type: 0
  • Floor Cover: 0
  • Basement Type: 9
  • Basement Area: 1,064
  • Garage Type: 0
  • Parking Space Count: 0
  • Patio Type: 0
  • Porch Type: 0
  • Pool Type: 0

    Dimensions

  • Lot Size Square Feet: 4,008
  • Lot Size Depth Feet: 1,000
  • Lot Size Frontage Feet: 400
  • Total Building Area: 1,862
  • Building Area: 1,862
  • Building Area Measurement: L

    Heating and Cooling

  • Air Conditioning: 13
  • Heating: 4
  • Heated Square Feet: 1,862
  • Heating Fuel Type: 0

    Utilities

  • Sewer System: 0
  • Water Service: 0

Building

  • Building Type: 0
  • Property Class: R
  • Subdivision: CANAVAN & BURKHARDS ADD
  • Land Acres: 0000000092
  • Standard Land Use Code: 1001
  • County Land Use Code: 401
  • Legal Description 1: LOT 10 CANAVAN & BURKHARDS ADD TO CITY OF ST JOSEPH

Neighborhood

  • School District Name: St. Joseph Public Schools
  • School Tax School District: ST JOSEPH
  • Census Tract: 000802

Zoning

  • Zoning: R1 - E

Geography

  • Assessors Map Reference: 026-1
  • District: 76
  • Parcel: 76-1130-0010-00-8
  • Lot: 10
  • Municipality: ST JOSEPH CITY
  • Latitude: 42.0974
  • Longitude: -86.4894

    Address

  • Full Address: 523 Howard Ave
  • Legal Unit: 10
  • Address - House Number: 523
  • Address - Street Name: Howard
  • Address - Suffix Type: Ave
  • State: MI
  • City Name: Saint Joseph
  • Carrier Code: C007
  • 4-Digit Zip Code: 1624
  • Zip Code: 49085

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $653,035

    Appraisal Valuation

  • Standard Deviation: 0.2439
  • Valuation Date: Nov 03, 2023
  • Confidence Score: 65
  • Final Value: 395,733
  • High Value: 492,284
  • Low Value: 299,181

    Market Valuation

  • Market Total Value: $262,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $131,000

    Sales

  • Current Sale Contract Date: Aug 23, 2019
  • Current Sale Recording Date: Aug 29, 2019
  • Current Sale Price:
    Premium
  • Current Sale Document Type: 71
  • Previous Sale Recording Date: Aug 29, 2019
  • Previous Sale Amount: $310,000
  • Previous Sale Document Type: 71
Data used for valuation calculations is provided by RealtyHop, and other third party sources
Request mortgage information redaction

Comparables

Unit
Status
Type
Beds
Baths
ft²
Price/ft²
Asking Price
Listed On
Closing Price
Sold On
HOA + Taxes

About St. Joseph

Stats & Trends

Median Asking:

$369,000

Sale Price/ft²

$231

Below Asking

0.02%

Average Days on Market

49

Average Home Size

1865 ft²

Average Home Age

78 years

Currently For Sale

31 Listings
Based on RH Advisors, Inc. calculations of home data from MLS and/or public records.

Similar Homes for Sale

Currently no similar homes around

Nearby Rentals

Unit for rent at 803 Court Street, St. Joseph, MI, 49085

$3,500 /mo

  • 6 Beds
  • 4 Baths
  • 2,746 ft²
803 Court Street, St. Joseph, MI, 49085 Listing by Alison Plaisier
Unit for rent at 1920 Langley Ave Avenue, St. Joseph, MI, 49085

$1,950 /mo

  • 2 Beds
  • 1 Bath
  • 1,000 ft²
1920 Langley Ave Avenue, St. Joseph, MI, 49085 Listing by Michael George Lirones

Rentals Near You

Click here to view more rentals in the neighborhood.
MichRIC

Listed by: Van Homes Team, eXp Realty
Last Updated: 12 months ago
Data Source: MichRIC, MLS# 25053106
Information is deemed reliable but not guaranteed. Copyright 2026 MichRIC, LLC. All rights reserved. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed.

Frequently Asked Questions

When was property at 523 Howard Avenue built and last sold?
The property at 523 Howard Avenue was built in 1925 and last sold on Aug 23, 2019 for $310,000.
How much is this home worth?
The estimated value of the home located at 523 Howard Avenue is $0.
What are some comparable homes to 523 Howard Avenue?
There are currently no comparable homes to 523 Howard Avenue.
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