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520 Wild Ridge Circle

520 Wild Ridge Circle, Pelham, AL 35124
Property in Shelby
Sold Feb 01, 2023
$425,000
$145,000 by Atlantic Bay Mortgage Group Ll
Mortgage Due Feb 01, 2053
Sold Oct 03, 2005
$313,900
$251,120 by First American Bank
Mortgage Due Oct 01, 2035
Local assessors in Pelham, AL have categorized 520 Wild Ridge Circle as a residential type of property. The home was built in 2004 and is 20 years old. The property's lot size has been calculated to be 23,522 square feet. The linear feet between the front and back of the lot was measured at 2,509 ft and the front of the lot was measured at 1,196 ft. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 520 Wild Ridge Circle has a total of 2,660 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage underground or in the basement for those who need a place to park their vehicle. Do you like to entertain? The home has a open porch so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is good. The property was last sold in Jan 31, 2023 for $425,000. That's $159.77 per sqft. Prior to that sales transaction, the property was also sold in Sep 30, 2005 for $313,900. 520 Wild Ridge Circle was last assessed in 2023. The total value of the property was assessed at $41,840. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $2,386. If you're currently on the market shopping for a loan, then you've most likely encountered the two terms "interest rate" and "annual percentage rate (aka APR)". But do you know the difference between the two? Typically, APRS are higher than interest rates because they include most additional fees and one-time costs. As a result, it's important to look at both and if you notice that your APR is significantly higher, that might mean that too many additional fees are being charged. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2004
  • Effective Year Built: 2004
  • Bedroom Count: 0
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Good
  • Floor Count: 2
  • Basement Type: Unspecified basement
  • Basement Area: 1,043
  • Garage Type: Underground/basement
  • Parking Space Count: 0
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 23,522
  • Lot Size Depth Feet: 2,509
  • Lot Size Frontage Feet: 1,196
  • Total Building Area: 2,660
  • Building Area: 2,660
  • Building Area Measurement: Heated Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 2,660
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: WILD TIMBER PH 2
  • Land Acres: 0.54
  • Standard Land Use Code: Single family residential
  • Legal Description 1: SEC/TWNSHP/RAN 2 20S 02W NBRHD: 08 WILD TIMBER R-2

Ownership

  • Current Owner : WALSH EAMONN JOSEPH
  • Current Owner 2: KHADKA CHANDNI
  • Previous Owner : COLBERT TIMOTHY L
  • Previous Owner 2: COLBERT CAROL A
  • Owner Before Previous Owner: TOM LACEY CONSTRUCTION CO INC
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Joint Tenants

Neighborhood

  • School District Name: Pelham City School District
  • School Tax School District: GM
  • Census Tract: 030345

Geography

  • Assessors Map Reference: MP 33 PG 009
  • District: 08
  • Parcel: 141023003011000
  • Lot: 28
  • Meridian: SEC 02 TWN 20S RNG 02W
  • Municipality: PELHAM
  • Latitude: 33.3182
  • Longitude: -86.723

    Address

  • Full Address: 520 Wild Ridge Cir
  • Address - House Number: 520
  • Address - Street Name: Wild Ridge
  • Address - Suffix Type: Cir
  • State: AL
  • City Name: Pelham
  • Carrier Code: R008
  • 4-Digit Zip Code: 2528
  • Zip Code: 35124

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,386

    Appraisal Valuation

  • Standard Deviation: 0.1723
  • Valuation Date: Mar 20, 2024
  • Confidence Score: 77
  • Final Value: 468,132
  • High Value: 548,808
  • Low Value: 387,456

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $145,000
  • First Open Lien Mortgage Lender: ATLANTIC BAY MORTGAGE GROUP LL
  • First Open Lien Mortgage Recording Date: Feb 01, 2023
  • First Open Lien Mortgage Loan Amount: $145,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Feb 01, 2053

    Market Valuation

  • Market Total Value: $418,300
  • Market Land Value: $85,000
  • Market Improvement Value: $333,300

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $41,840

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jan 31, 2023
  • Current Sale Recording Date: Feb 01, 2023
  • Current Sale Transaction ID: 11901735726
  • Current Sale Price: $425,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 26610
  • Previous Sale Recording Date: Oct 03, 2005
  • Previous Sale Contract Date: Sep 30, 2005
  • Previous Sale Amount: $313,900
  • Previous Sale Document Type: Corporation Deed

    Last Sale Mortgage

  • First Mortgage Lender: ATLANTIC BAY MORTGAGE GROUP LL
  • First Mortgage Transaction Date: Feb 01, 2023
  • First Mortgage Loan Amount: $145,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Feb 01, 2053

    Previous Mortgages

  • Previous Mortgage Lender: FIRST AMERICAN BANK
  • Previous Mortgage Transaction Date: Oct 03, 2005
  • Previous Mortgage Loan Amount: $251,120
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Fannie Mae/Freddie Mac (Phased out because Fannie Mae does not originate loans directly to borrowers or investors. Most "new conventional" loans meet their general underwriting guidelines.)
  • Previous Mortgage Loan Due Date: Oct 01, 2035

About Pelham



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Frequently Asked Questions

What neighborhood is 520 Wild Ridge Circle located in?
The 520 Wild Ridge Circle is a located in the neighborhood of Shelby in Pelham, Pelham.
What is the average sales price for listings in 520 Wild Ridge Circle?
The average sales price for units in 520 Wild Ridge Circle is $0 currently.

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