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Palatka 32177
520 RIVER Street
$799,900
● House - For Sale

520 RIVER Street

Palatka, FL 32177
bedrooms
4 Beds
bathrooms
3 Baths, 1 Half Bath
square feet
3,132 Ft²
$4,192
Est. Monthly

About This Property

RARE FIND! HISTORY AT IT'S BEST! CIRCA 1912 IN PALATKA'S SOUTH HISTORIC DISTRICT LOCATED ON THE ST JOHNS RIVER! This beautiful 2-story gem built by Warner T. Hamm was designed with red brick, wood and shingles on the exterior with a welcoming (12 x 32) front porch to enjoy the gorgeous river views and breezes! The interior features mahogany & white enamel trim, incredible craftsmanship throughout, original hardwood floors in excellent condition, grand living room with a brick gas fireplace which opens onto the renovated Florida Room. Home has a spacious dining room with a gas fireplace as well which leads to the breakfast nook with built in china cabinet just off the kitchen. Additional features and upgrades include 100' of concrete bulkhead, rear screen porch, double garage, basement, stairs leading to the attic, architectural shingle roof & tankless gas water heater 2020, HVAC 2025 & irrigation system. MUST SEE! One of the owners, Philips Leary, holds an active FL Real Estate License
Unit Size
3,132 Ft²
Days on Market
177 days
Land Size
0.50 acres
Price per sqft
$255
Property Type
House
Property Taxes
$264
HOA Dues
-
Year Built
1912

Listed By

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Last updated: 2 months ago (Real MLS #2141665)

Price History

Date / Event Date Event Price
Sep 2, 2026 Relisted $799,900
Relisted
Aug 31, 2026 In contract -
In contract
Aug 15, 2026 In contract -
In contract
Apr 22, 2026 Listed by CENTURY 21 BECKHAM REALTY $799,900
Listed by CENTURY 21 BECKHAM REALTY

Property Highlights

Garage
Air Conditioning
Fireplace
Parking Details
Has Garage
Parking Features: Garage
Garage Spaces: 2
Interior Details
Half Bathrooms: 1
Full Bathrooms: 3
Interior Features: Breakfast Bar, Entrance Foyer, Pantry
Appliances: Dishwasher, Electric Range, Gas Water Heater, Refrigerator, Tankless Water Heater
Flooring Type: Tile, Wood
Has Fireplace
Fireplace Features: Gas
Fireplaces: 2
Exterior Details
Has Property Attached
Square Footage: 3132
Square Footage Source: $0
Architectural Style: Historic
Year Built: 1912
Waterfront Features: River Front, Seawall
Building Area Total: 4398
Levels: Two
Construction Materials: Brick, Frame
Patio and Porch Features: Front Porch, Rear Porch, Screened
Lot Features: Corner Lot, Sprinklers In Front, Sprinklers In Rear, Historic Area
Lot Size Area: 0.5
Lot Size Units: Acres
Lot Size Acres: 0.5
Lot Size Square Feet: 21780
Water Source: Public
Financial Details
Tax Annual Amount: $3,168
Utilities Details
Cooling Type: Central Air, Electric
Heating Type: Central, Electric
Sewer : Public Sewer

Building Info

Overview

    General

  • Year Built: 1912
  • Effective Year Built: 1989
  • Building Count: 1
  • Bedroom Count: 0
  • Building Condition: 0
  • Building Quality: 9
  • Construction Type: 0
  • Building Style: 0
  • Exterior Walls Type: 18
  • Interior Walls Type: 0
  • Roof Shape Type: 7
  • Roof Cover Type: 0
  • Living Units: 1
  • Floor Cover: 15
  • Basement Type: 0
  • Basement Area: 0
  • Garage Type: 7
  • Garage Square Area: 572
  • Parking Space Count: 0
  • Patio Type: 0
  • Porch Type: 53
  • Pool Type: 0

    Dimensions

  • Lot Size Square Feet: 20,473
  • Lot Size Depth Feet: 1,000
  • Lot Size Frontage Feet: 1,000
  • Total Building Area: 1,362
  • Gross Building Area: 1,362
  • Building Area: 1,362
  • Building Area Measurement: L

    Heating and Cooling

  • Air Conditioning: 0
  • Heating: 8
  • Heated Square Feet: 1,362
  • Heating Fuel Type: 0

    Utilities

  • Sewer System: 0
  • Water Service: 0

Building

  • Building Type: 0
  • Property Class: R
  • Subdivision: ST JOHNS RIVER
  • Land Acres: 0000000470
  • Standard Land Use Code: 1001
  • County Land Use Code: 00100
  • State Land Use Code: 01
  • Legal Description 1: DICKS MAP OF PALATKA MB2 P46 BLK 48 E 100FT OF LOT 5 BK66 P215 & PALATKA WATER LOT 20

Neighborhood

  • School District Name: Putnam County School District
  • Census Tract: 950800

Geography

  • Account Number: 42865
  • Parcel: 42-10-27-6850-0480-0051
  • Block: 48
  • Lot: 5.1
  • Meridian: SEC 42 TWN 10S RNG 27E
  • Municipality: PALATKA CITY - SOUTH HIST DIST
  • Latitude: 29.6423
  • Longitude: -81.6349

    Address

  • Full Address: 520 River St
  • Address - House Number: 520
  • Address - Street Name: River
  • Address - Suffix Type: St
  • State: FL
  • City Name: Palatka
  • Carrier Code: C020
  • 4-Digit Zip Code: 5233
  • Zip Code: 32177

Valuation

    Tax

  • Total Area: 3,694
  • Tax Year: 2023
  • Tax Amount: $282,503
  • Tax Rate Code Area: 017

    Appraisal Valuation

  • Standard Deviation: 0.4634
  • Valuation Date: Jan 27, 2024
  • Confidence Score: 7
  • Final Value: 562,231
  • High Value: 822,807
  • Low Value: 301,654

    Market Valuation

  • Market Total Value: $615,130
  • Market Land Value: $251,000
  • Market Improvement Value: $364,130

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $122,750

    Exemptions

  • Homeowner Exemption: Yes
Data used for valuation calculations is provided by RealtyHop, and other third party sources

Comparables

Unit
Status
Type
Beds
Baths
ft²
Price/ft²
Asking Price
Listed On
Closing Price
Sold On
HOA + Taxes

About Palatka


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Unit for rent at 105 N 2nd Street, FL, 32177

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105 N 2nd Street, FL, 32177 Listing by TAYLOR DOUGLAS


Frequently Asked Questions

When was property at 520 River Street built and last sold?
The property at 520 River Street was built in 1912 and last sold on Jan 1, 1970 for $0.
How much is this home worth?
The estimated value of the home located at 520 River Street is $794,512.
What are some comparable homes to 520 River Street?
There are currently no comparable homes to 520 River Street.