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51 McCay Road

51 McCay Road, Trafford, AL 35172
Property in Blount
Sold Nov 02, 2021
$127,000
$124,699 by Guild Mortgage Company Llc
Mortgage Due Nov 01, 2051
Sold May 03, 2018
$86,900
$85,325 by Homeservices Lending Llc
Mortgage Due Jun 01, 2048
Local assessors in Trafford, AL have categorized 51 McCay Road as a residential type of property. The home was built in 1965 and is 59 years old. It was most recently renovated and altered in 2021. The property's lot size has been calculated to be 30,492 square feet. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 51 McCay Road has a total of 1,286 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 600 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Moving onto specific details regarding the building. Our sources show that the building condition is poor. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - D. The building has a gable or hip style roof that was made of metal. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on air conditioning for their cooling system. The home's a forced air unit is the primary heating source. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 51 McCay Road was last sold in Oct 29, 2021 for $127,000. According to our calculations, that's $98.76 per sqft. Prior to that sales transaction, the property was sold for $86,900 in May 3, 2018. Current property owners are expected to pay $368 in taxes per year. The property on 51 McCay Road was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $13,120. To break that down further, the land itself was valued at $980. While improvements to the property were assessed at a total of $12,140. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1965
  • Effective Year Built: 2021
  • Bedroom Count: 0
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 6
  • Building Condition: Poor
  • Building Quality: D
  • Exterior Walls Type: Alum/Vinyl siding
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Metal
  • Floor Count: 1
  • Floor Cover: Wood
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 600
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 30,492
  • Total Building Area: 1,286
  • Building Area: 1,286
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,286
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: CLEMENTS, E T SUB
  • Land Acres: 0.7
  • Standard Land Use Code: Single family residential
  • Legal Description 1: PT LOT 2 E T CLEMENTS SD PB 2A/213; COM NE COR NE/SW W 460 S 310 TO POB SLY 87 SW 214 NW 158 E 60 NE 90 ELY 111 TO POB--

Ownership

  • Current Owner : STELL MEGAN
  • Previous Owner : POWELL JR JON M
  • Previous Owner 2: POWELL CASSIDY L
  • Owner Before Previous Owner: MCFARLAND LYNNETTE T
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Blount County School District
  • Census Tract: 050701

Geography

  • Account Number: 67888
  • Parcel: 28-03-08-0-000-027.001
  • Lot: 2
  • Meridian: SEC 08 TWN 14S RNG 01W
  • Municipality: COUNTY
  • Latitude: 33.8307
  • Longitude: -86.6672

    Address

  • Full Address: 51 Mccay Rd
  • Address - House Number: 51
  • Address - Street Name: Mccay
  • Address - Suffix Type: Rd
  • State: AL
  • City Name: Trafford
  • Carrier Code: R801
  • 4-Digit Zip Code: 9190
  • Zip Code: 35172

Valuation

    Tax

  • Total Area: 1,513
  • Tax Year: 2023
  • Tax Amount: $368
  • Tax Rate Code Area: 02

    Appraisal Valuation

  • Standard Deviation: 0.4382
  • Valuation Date: Apr 03, 2024
  • Confidence Score: 12
  • Final Value: 90,577
  • High Value: 130,273
  • Low Value: 50,880

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $124,699
  • First Open Lien Mortgage Lender: GUILD MORTGAGE COMPANY LLC
  • First Open Lien Mortgage Recording Date: Nov 02, 2021
  • First Open Lien Mortgage Loan Amount: $124,699
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2051

    Market Valuation

  • Market Total Value: $131,020
  • Market Land Value: $9,700
  • Market Improvement Value: $121,320

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $13,120
  • Assessed Land Value: $980
  • Assessed Improvements Value: $12,140

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Oct 29, 2021
  • Current Sale Recording Date: Nov 02, 2021
  • Current Sale Transaction ID: 11881459542
  • Current Sale Price: $127,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 10032651
  • Previous Sale Recording Date: May 03, 2018
  • Previous Sale Contract Date: May 03, 2018
  • Previous Sale Amount: $86,900
  • Previous Sale Document Type: Grant Deed

    Last Sale Mortgage

  • First Mortgage Lender: GUILD MORTGAGE COMPANY LLC
  • First Mortgage Transaction Date: Nov 02, 2021
  • First Mortgage Loan Amount: $124,699
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Nov 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: HOMESERVICES LENDING LLC
  • Previous Mortgage Transaction Date: May 03, 2018
  • Previous Mortgage Financing Type: Fixed Rate
  • Previous Mortgage Loan Amount: $85,325
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Jun 01, 2048

About Blount



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Frequently Asked Questions

What neighborhood is 51 McCay Road located in?
The 51 McCay Road is a located in the neighborhood of Blount in Blount, Trafford.
What is the average sales price for listings in 51 McCay Road?
The average sales price for units in 51 McCay Road is $0 currently.

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