HIGH & DRY! Non-flood and non-evacuation zone with no HOA fees! Centrally located near up and coming downtown district, this charming cottage home is a true find! Just 10 minutes from the beach, it offers the perfect combination of affordability and charm. Welcome to Roosevelt Groves, a peaceful, tucked-away neighborhood in the heart of Largo and Pinellas County. From the curb appeal to the tranquil backyard oasis, this 3-bedroom, 2-bathroom home is sure to captivate you. Inside, pride of ownership shines with features like ceramic tile flooring, remodeled bathrooms, crown molding, and more. The spacious primary bedroom includes a walk-in closet, en-suite bathroom, and double French doors that lead to your private, screened-in porch overlooking the backyard. The fenced-in backyard is a standout feature, offering ample space for a lush garden or peaceful retreat. The long driveway provides double parking spaces, and the attached garage has gates that open to accommodate your boat or RV. Additional upgrades include hurricane shutters, a hurricane-rated front door and garage door, along with an HVAC system (2016), roof (2013), and a newer water heater.  Whether you're a first-time homebuyer, downsizing, or just looking for a centrally located gem, this home offers incredible value. You'll be within walking distance of the Largo Public Library, Largo Central Park, Highland Recreation Center, Largo Middle & High Schools, downtown Largo, and Largo City Hall. Centrally located within Pinellas County, you'll have easy access to Tampa and the world-renowned Gulf beaches. Don't miss out on this amazing opportunity to own a home in such a highly desirable area!