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5038 Kelly Creek Street

5038 Kelly Creek Street, Moody, AL 35004
Property in St. Clair
Sold Feb 21, 2014
$148,500
$118,800 by Tjc Mortgage Inc
Mortgage Due Mar 01, 2044
Sold Jul 24, 2013
$170,916
Local assessors in Moody, AL have categorized 5038 Kelly Creek Street as a residential type of property. The home was built in 2009 and is 15 years old. The property's lot size has been calculated to be 13,939 square feet. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 5038 Kelly Creek Street has a total of 2,011 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 792 sqft. There are 3 available parking spaces so it's a great situation for those with more than one car. Moving onto specific details regarding the building. Our sources show that the building condition is poor. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C-. The building has a gable or hip style roof that was made of shingle (not wood). Lots of unknown were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on air conditioning for their cooling system. The home's a forced air unit is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Feb 11, 2014 for $148,500. That's $73.84 per sqft. Prior to that sales transaction, the property was also sold in Jun 25, 2013 for $170,916. 5038 Kelly Creek Street was last assessed in 2023. The total value of the property was assessed at $47,748. Specifically, the land the property is located on was valued at $8,400. While improvements on the property were assessed at a total of $39,348. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $1,170. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2009
  • Effective Year Built: 2009
  • Building Count: 1
  • Bedroom Count: 0
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Bathroom Plumbing Fixtures: 7
  • Building Condition: Poor
  • Building Quality: C-
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Shingle (not wood)
  • Floor Count: 2
  • Floor Cover: Carpet
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 792
  • Parking Space Count: 3

    Dimensions

  • Lot Size Square Feet: 13,939
  • Total Building Area: 2,011
  • Building Area: 2,011
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 2,011
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: KELLY CREEK GARDENS PHASE 2
  • Land Acres: 0.32
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 100 KELLY CREEK GARDENS PHASE 2 MB 2006-47 5-17-2

Ownership

  • Current Owner : COLE CATHERINE
  • Previous Owner : THE SECRETARY OF HUD
  • Owner Before Previous Owner: ALABAMA HOUSING FINANCE AUTHORITY
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: St. Clair County School District
  • Census Tract: 040109

Geography

  • Account Number: 524029
  • Subdivision Phase Number: 2
  • Parcel: 27-03-05-0-000-016.084
  • Lot: 100
  • Meridian: SEC 05 TWN 17S RNG 02E
  • Municipality: TOWNSHIP 27
  • Latitude: 33.5858
  • Longitude: -86.4632

    Address

  • Full Address: 5038 Kelly Creek St
  • Address - House Number: 5038
  • Address - Street Name: Kelly Creek
  • Address - Suffix Type: St
  • State: AL
  • City Name: Moody
  • Carrier Code: R002
  • 4-Digit Zip Code: 2154
  • Zip Code: 35004

Valuation

    Tax

  • Total Area: 2,093
  • Tax Year: 2022
  • Tax Amount: $1,170

    Appraisal Valuation

  • Standard Deviation: 0.2704
  • Valuation Date: Mar 20, 2024
  • Confidence Score: 61
  • Final Value: 282,525
  • High Value: 358,933
  • Low Value: 206,117

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $118,800
  • First Open Lien Mortgage Lender: TJC MORTGAGE INC
  • First Open Lien Mortgage Recording Date: Feb 21, 2014
  • First Open Lien Mortgage Loan Amount: $118,800
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Mar 01, 2044

    Market Valuation

  • Market Total Value: $238,740
  • Market Land Value: $42,000
  • Market Improvement Value: $196,740

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $47,748
  • Assessed Land Value: $8,400
  • Assessed Improvements Value: $39,348

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Feb 11, 2014
  • Current Sale Recording Date: Feb 21, 2014
  • Current Sale Transaction ID: 1014811311
  • Current Sale Price: $148,500
  • Current Sale Document Type: Special Warranty Deed
  • Previous Sale Recording Date: Jul 24, 2013
  • Previous Sale Contract Date: Jun 25, 2013
  • Previous Sale Amount: $170,916
  • Previous Sale Document Type: Special Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: TJC MORTGAGE INC
  • First Mortgage Transaction Date: Feb 21, 2014
  • First Mortgage Loan Amount: $118,800
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Mar 01, 2044

About Moody



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Frequently Asked Questions

What neighborhood is 5038 Kelly Creek Street located in?
The 5038 Kelly Creek Street is a located in the neighborhood of St. Clair in Moody, Moody.
What is the average sales price for listings in 5038 Kelly Creek Street?
The average sales price for units in 5038 Kelly Creek Street is $0 currently.

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