$775,000
↓ $50K (6.1%)
●
House -
For Sale
495 WHITE OAK DRIVE
SWANTON, MD 21561
3 Beds
2 Baths
2,448 Ft²
$4,147
Est. Monthly
2.89%
Cap Rate
About This Property
Uncover the charm and rustic elegance of this lake access retreat,
nestled in the serene area of Beckmans Peninsula. This barely used
contemporary cottage sits up high on a dead-end road with seasonal,
filtered lake views. The 20' of lakefront and Type A dock across
the street is shared with the neighbor and provides great access to
Deep Creek Lake in a wonderful cove. Boasting a beautiful kitchen
with poured concrete countertops, luxury vinyl flooring, two
fireplaces and a great loft area. The open floorplan is ideal for
entertaining family and friends. The exterior area is very well
thought out, offering two covered decks, a hot tub, and a gazebo.
With .72 acres and two lots, there is ample space for kids and pets
to play outdoors. The location is also just 3 miles to the DCL
State Park, and 10 minutes to Wisp Ski Resort. Call today to
preview this great home!
Unit Size
2,448 Ft²
Days on Market
-
Land Size
0.72 acres
Price per sqft
$317
Property Type
House
Property Taxes
$341
HOA Dues
-
Year Built
1950
Listed By
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100% Occupancy
N/A (extreme outlier) What does this mean?
Based on our analysis, the cap rate of this property is 1.25%. A negative cap rate indicates that the property might not be feasible as an income-producing asset. The median cap rate for a near zip code 11238 is 4.23%.
How much can I actually make?
Actual monthly rental income may vary between $4,760 and $7,140 depending on unit-specific characteristics. You can change the amount using the slider to further explore.
How is cap rate calculated?
Cap Rate = Net Operating Income (NOI) / Property Asset Value.
When calculating the cap rate, we assume 100% occupancy. Leverage (mortgage) is not considered.
Cap Rate provided by RealtyHop and RentHop, learn more about cap rate here.
Last updated: 3 months ago (Bright MLS #MDGA2010280)
Price History
| Date / Event | Date | Event | Price |
|---|---|---|---|
| Jul 31, 2026 | Price Decreased |
$775,000
↓ $50K
(6.1%) | |
| Price Decreased | |||
| Mar 20, 2026 | Price Decreased |
$825,000
↓ $50K
(5.7%) | |
| Price Decreased | |||
| Nov 1, 2025 | Price Decreased |
$875,000
↓ $124K
(12.4%) | |
| Price Decreased | |||
| Aug 25, 2025 | Listed by Taylor-Made Deep Creek Sales | $999,000 | |
| Listed by Taylor-Made Deep Creek Sales | |||
| Apr 6, 2016 | Sold | ||
| Sold | |||
Show More
Property Highlights
Air Conditioning
Fireplace
With View
Interior Details
Full Bathrooms: 2
Interior Features: Entry Level Bedroom, Floor Plan - Open
Appliances: Dishwasher, Dryer, Microwave, Electric Oven, Refrigerator, Washer
Flooring Type: Ceramic Tile, Carpet, Luxury Vinyl
Door Features: Six Panel, Sliding Glass
Has Fireplace
Fireplace Features: Stone
Fireplaces: 2
Exterior Details
Square Footage: 2448
Square Footage Source: $0
Property Condition: Excellent
Architectural Style: Contemporary
Year Built Source: Estimated
Year Built: 2017
Waterbody Name: Deep Creek Lake
Levels: 2
Other Structures: Above Grade, Below Grade
Window Features: Wood Frame
Construction Materials: Frame
Patio and Porch Features: Patio, Deck
Lot Features: Backs to Trees
Lot Size Area: 31363.2
Lot Size Units: Square Feet
Lot Size Acres: 0.72
Lot Size Square Feet: 31363.2
Water Source: Well
Financial Details
Tax Assessed Value: $398,800
Tax Annual Amount: $4,094
Utilities Details
Cooling Type: Central Air
Heating Type: Forced Air
Sewer : Public Sewer
Building Info
Data used for valuation calculations is provided by RealtyHop, and other third party sources
Comparables
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Baths
ft²
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HOA + Taxes
About Garrett
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Listed by: Elizabeth S Spiker Holcomb
Taylor-Made Deep Creek Sales
Last Updated: 4 hours ago
Data Source: Bright MLS , MLS# MDGA2010280
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement. Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site. The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale. Property information displayed is deemed reliable but is not guaranteed. Copyright 2026 Bright MLS, Inc.
Taylor-Made Deep Creek Sales
Last Updated: 4 hours ago
Data Source: Bright MLS , MLS# MDGA2010280
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