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491 St Andrews Road

491 St Andrews Road, Banner Elk, NC 28604
Property in Watauga
Sold Apr 15, 2005
$335,000
$351,200 by Group One Mortgage Inc
Mortgage Due Aug 01, 2037
491 St Andrews Road in Banner Elk, NC was first built in 2002 and is 22 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a conventional style. There are a total of 2 floors. There are a total of 6 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there are a total of 3 full bathrooms. There are 3 partial bathrooms. 491 St Andrews Road has 1,792 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 13,504 square feet.

Learn more about the property and building on this page. The roof of the home is made of asphalt. Water for the property is sourced from a municipal system. The quality of the control joints have been graded by the local assessor with a letter grade of B. The condition of the building has been evaluated as good. The exterior walls of the home are made of alum/vinyl siding. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a central heating system and being fueled with electricity. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 491 St Andrews Road sold most recently in Apr 3, 2005 for a total of $335,000. If you work out the math, that's approximately a cost of $186.94 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $6,091 in taxes each year. 491 St Andrews Road was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $602,300. If we break it down further, the land itself was valued at $36,200. Improvements to the property, however, were assessed at a total of $566,100. The property's total market value has been marked the same as the total assessed value which is pretty typical. Remember, the purchasing price for your future home is not the costs you'll incur during the purchasing process. That's why it's important to save as much as possible and presumbly above the 20% minimum you may need to put down as down payment. You will want these additional savings to cover closing costs such as attorney fees, homeowner's insurance, title search fees, origination fees, and more. Thankfully, sellers may sometimes offer to cover certain costs as seller concessions to the buyer. Just keep in mind that sellers have their own fees to pay as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2002
  • Effective Year Built: 2002
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Bathroom Plumbing Fixtures: 11
  • Building Condition: Good
  • Building Quality: B
  • Building Style: Conventional
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Full basement
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 13,504
  • Lot Size Frontage Feet: 0
  • Total Building Area: 1,792
  • Building Area: 1,792
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,792
  • Heating Fuel Type: Electricity

    Utilities

  • Sewer System: unknown
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Land Acres: 0.31
  • Standard Land Use Code: Single family residential
  • Legal Description 1: GGGC-L 029

Ownership

  • Current Owner : NOCERA JOHN R
  • Previous Owner : RYAN GREGORY R
  • Previous Owner 2: RYAN VICTORIA K

Neighborhood

  • School District Name: Watauga County Schools
  • Census Tract: 921000

Zoning

  • Zoning: BMR2

Geography

  • Account Number: 1626571
  • Parcel: 1941-81-0651-000
  • Municipality: LAUREL CREEK
  • Latitude: 36.2208
  • Longitude: -81.8883

    Address

  • Full Address: 491 Saint Andrews Rd
  • Address - House Number: 491
  • Address - Street Name: Saint Andrews
  • Address - Suffix Type: Rd
  • State: NC
  • City Name: Beech Mountain
  • Carrier Code: R005
  • 4-Digit Zip Code: 8216
  • Zip Code: 28604

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $6,091

    Appraisal Valuation

  • Standard Deviation: 0.2749
  • Valuation Date: Oct 04, 2023
  • Confidence Score: 60
  • Final Value: 810,177
  • High Value: 1,032,920
  • Low Value: 587,433

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $351,200
  • First Open Lien Mortgage Lender: GROUP ONE MORTGAGE INC
  • First Open Lien Mortgage Recording Date: Jul 17, 2007
  • First Open Lien Mortgage Financing Type: Adjustable Rate
  • First Open Lien Mortgage Loan Amount: $351,200
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: ARM (Adjustable Rate Mortgage as of August, 2009)
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2037

    Market Valuation

  • Market Total Value: $602,300
  • Market Land Value: $36,200
  • Market Improvement Value: $566,100

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $602,300
  • Assessed Land Value: $36,200
  • Assessed Improvements Value: $566,100

    Sales

  • Current Sale Contract Date: Apr 03, 2005
  • Current Sale Recording Date: Apr 15, 2005
  • Current Sale Transaction ID: 1134338564
  • Current Sale Price: $335,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 20050415000047700

    Last Sale Mortgage

  • First Mortgage Lender: GROUP ONE MORTGAGE INC
  • First Mortgage Transaction Date: Apr 15, 2005
  • First Mortgage Loan Amount: $301,500
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: May 01, 2035

About Beech Mountain



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Frequently Asked Questions

What neighborhood is 491 St Andrews Road located in?
The 491 St Andrews Road is a located in the neighborhood of Watauga in Beech Mountain, Banner Elk.
What is the average sales price for listings in 491 St Andrews Road?
The average sales price for units in 491 St Andrews Road is $0 currently.

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