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49 Spruce Street

49 Spruce Street, Winchester, MA 01890
Sold May 12, 2022
$795,000
$647,000 by Guaranteed Rate Inc
Mortgage Due May 12, 2052
Sold Apr 25, 2014
$499,000
$399,200 by Leader Bank Na
Mortgage Due Apr 25, 2044
49 Spruce Street has been categorized by the local assessors in Winchester, MA as a residential type of property. The building on the property was first built in 1860 and is 164 years old. The home has a total of 7 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to one full bathroom. There are 2 partial bathrooms in the home. The building has a total of 2 stories. In addition, 49 Spruce Street has 1,710 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 4,121 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a style that we are currently unable to determine.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a detached garage for those who require parking. According to our sources, there is one available parking space. Moving on to the building itself. The condition of the building has been evaluated as average. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with frame control joints. The building has a gable style roof made of asphalt. The exterior walls of the building are made of alum/vinyl siding. In terms of heating, it is utilizing a hot water heating system and being fueled with oil. The property was last sold in May 11, 2022 for $795,000. That's $464.91 per sqft. Prior to that sales transaction, the property was also sold in Jan 1, 1970 for $499,000. 49 Spruce Street was last assessed in 2024. The total value of the property was assessed at $734,800. Specifically, the land the property is located on was valued at $467,900. While improvements on the property were assessed at a total of $266,900. The total assessed value for this property is more than the total market value as of this moment. Which is pretty atypical. The total amount of taxes due from a property owner is $8,325. Looking to take out a mortage loan? You may want to consider a conventional loan, which is considered one of the most common type of loans on the market. We'll cover the two different types of conventional loans (aka conforming and non-conforming), the pros and cons, and how they could benefit you compared to a FHA or specialty loan. Read more about conventional loans and how you can qualify for one. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Waterfront

Beach Front

Parking

Off Street Parking
On-Street Parking
Tandem Parking

Condition

Level Lot
Wooded Lot
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1860
  • Effective Year Built: 1860
  • Building Count: 1
  • Total Rooms: 7
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Construction Type: Frame
  • Building Style: Other
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Unfinished basement
  • Basement Area: 600
  • Garage Type: Detached
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 4,121
  • Total Building Area: 1,710
  • Gross Building Area: 2,418
  • Building Area: 1,710
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Hot water
  • Heated Square Feet: 1,710
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.095
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : BUMP PAUL A
  • Current Owner 2: DOWSON DOROTHY C
  • Previous Owner : HOWELL IAN L
  • Previous Owner 2: PIERCE VIRGINIA
  • Owner Before Previous Owner: KENNEY JAMES P
  • Owner Before Previous Owner 2: KENNEY RHERI E
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Winchester School District
  • School Tax School District: WINCHESTER SD
  • Census Tract: 338500

Zoning

  • Zoning: RG

Geography

  • Parcel: WINC M:010 B:0109 L:0
  • Block: 109
  • Municipality: WINCHESTER
  • Latitude: 42.4578
  • Longitude: -71.1347

    Address

  • Full Address: 49 Spruce St
  • Address - House Number: 49
  • Address - Street Name: Spruce
  • Address - Suffix Type: St
  • State: MA
  • City Name: Winchester
  • Carrier Code: C010
  • 4-Digit Zip Code: 2154
  • Zip Code: 01890

Valuation

    Tax

  • Tax Year: 2024
  • Tax Amount: $8,325

    Appraisal Valuation

  • Standard Deviation: 0.2216
  • Valuation Date: Jan 17, 2024
  • Confidence Score: 69
  • Final Value: 898,875
  • High Value: 1,098,139
  • Low Value: 699,612

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $647,000
  • First Open Lien Mortgage Lender: GUARANTEED RATE INC
  • First Open Lien Mortgage Recording Date: May 12, 2022
  • First Open Lien Mortgage Loan Amount: $647,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Purchase Money Mortgage
  • First Open Lien Mortgage Loan Due Date: May 12, 2052

    Assessments Valuation

  • Assessed Year: 2024
  • Assessed Total Value: $734,800
  • Assessed Land Value: $467,900
  • Assessed Improvements Value: $266,900

    Sales

  • Current Sale Contract Date: May 11, 2022
  • Current Sale Recording Date: May 12, 2022
  • Current Sale Transaction ID: 11887974107
  • Current Sale Price: $795,000
  • Current Sale Document Type: Quit Claim Deed (arm's length)
  • Current Sale Input Document Number: 71681
  • Previous Sale Recording Date: Apr 25, 2014
  • Previous Sale Amount: $499,000
  • Previous Sale Document Type: Quit Claim Deed (arm's length)

    Last Sale Mortgage

  • First Mortgage Lender: GUARANTEED RATE INC
  • First Mortgage Transaction Date: May 12, 2022
  • First Mortgage Loan Amount: $647,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Purchase Money Mortgage

    Previous Mortgages

  • Previous Mortgage Lender: LEADER BANK NA
  • Previous Mortgage Transaction Date: Apr 25, 2014
  • Previous Mortgage Loan Amount: $399,200
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Apr 25, 2044

About Winchester Town Center



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Frequently Asked Questions

What neighborhood is 49 Spruce Street located in?
The 49 Spruce Street is a located in the neighborhood of Winchester Town Center in Winchester Town Center, Winchester.
What is the average sales price for listings in 49 Spruce Street?
The average sales price for units in 49 Spruce Street is $0 currently.

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