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481 Ridge Road

481 Ridge Road, Birmingham, AL 35206
Sold May 26, 2020
$159,000
$154,230 by Prosperity Home Mortgage
Mortgage Due Jan 01, 2050
Sold Apr 18, 2014
$74,000
$75,591 by Caliber Home Loans
Mortgage
481 Ridge Road has been categorized by the local assessors in Birmingham, AL as a residential type of property. The building on the property was first built in 1951 and is 73 years old. However, we must point out that the home was most recently renovated and altered in 1990. The home has a total of 7 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to 2 full bathrooms. There are 2 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 481 Ridge Road has 1,440 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 3,100 ft and across the front of the lot is 1,040 ft. The area measurement of the land has been determined as 32,240 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a carport for those who require parking. The garage measured 96 sqft. Residents will have the luxury of enjoying a open porch. Moving on to the building itself. The condition of the building has been evaluated as average. The building has a gable or hip style roof made of asphalt. The exterior walls of the building are made of brick. While the interior walls have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for the floors, you'll see that the home has flooring throughout. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a forced air unit. There is a single fireplace in the home. Perfect for those wintery nights. Finally, the property is currently sourcing its water from a municipal system. It is connected to a municipal sewage system. Which is great for homeowners who don't want to worry about the responsibilities of handling a septic tank. Though, you may accrue additional fees to have your wastewater disposed. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 481 Ridge Road sold most recently in May 22, 2020 for a total of $159,000. If you work out the math, that's approximately a cost of $93.53 per sqft. Before that, the property was also sold for $74,000 in Apr 7, 2014. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $1,187 in taxes each year. 481 Ridge Road was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $17,360. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. Purchasing a home can require a lot of financial power in this day and age but not everyone has the savings to do so. As a result, many will get a mortgage loan to aid them in one of the most finance-intensive purchases of their lives. It's important when shopping for a mortgage to aim the best possible rate you can get. The lower your interest rate, the better as it can mean more money saved in the long run. In the following guide, we'll cover our best tips for how to get the best mortgage rate to your situation. Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Brick Exterior

Parking

Covered Parking
On-Street Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1951
  • Effective Year Built: 1990
  • Building Count: 1
  • Total Rooms: 7
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 3
  • Building Condition: Average
  • Exterior Walls Type: Brick
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Floor Cover: Wood
  • Basement Type: Unspecified basement
  • Basement Area: 260
  • Garage Type: Carport
  • Garage Square Area: 96
  • Parking Space Count: 0
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 32,240
  • Lot Size Depth Feet: 3,100
  • Lot Size Frontage Feet: 1,040
  • Total Building Area: 1,700
  • Gross Building Area: 1,700
  • Building Area: 1,440
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 1,440
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: ROEBUCK SPRINGS 1ST
  • Land Acres: 0.74
  • Standard Land Use Code: Single family residential
  • Legal Description 1: THE W 105 FT OF LOT 128 1ST ADD TO ROEBUCK SPRINGS

Ownership

  • Current Owner : HOBBS JESSE
  • Previous Owner : CALLOWAY JULIA M
  • Owner Before Previous Owner: SAMSIL DOLORES R
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Birmingham City School District
  • Census Tract: 005302

Zoning

  • Zoning: R1

Geography

  • Assessors Map Reference: Dec 02, 2023
  • Account Number: 320194
  • District: 036-0000
  • Parcel: 23-00-12-2-002-019.000
  • Lot: 128
  • Meridian: SEC 12 TWN 17S RNG 02W
  • Municipality: BIRMINGHAM-36
  • Latitude: 33.5742
  • Longitude: -86.7067

    Address

  • Full Address: 481 Ridge Rd
  • Address - House Number: 481
  • Address - Street Name: Ridge
  • Address - Suffix Type: Rd
  • State: AL
  • City Name: Birmingham
  • Carrier Code: C017
  • 4-Digit Zip Code: 2817
  • Zip Code: 35206

Valuation

    Tax

  • Total Area: 1,703
  • Tax Year: 2022
  • Tax Amount: $1,187
  • Tax Rate Code Area: 36

    Appraisal Valuation

  • Standard Deviation: 0.2282
  • Valuation Date: Jun 21, 2023
  • Confidence Score: 54
  • Final Value: 226,650
  • High Value: 278,388
  • Low Value: 174,911

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $154,230
  • First Open Lien Mortgage Lender: PROSPERITY HOME MORTGAGE
  • First Open Lien Mortgage Recording Date: May 26, 2020
  • First Open Lien Mortgage Loan Amount: $154,230
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2050

    Market Valuation

  • Market Total Value: $173,500
  • Market Land Value: $58,000
  • Market Improvement Value: $115,500

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $17,360

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: May 22, 2020
  • Current Sale Recording Date: May 26, 2020
  • Current Sale Transaction ID: 11767858066
  • Current Sale Price: $159,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 2020053100
  • Previous Sale Recording Date: Apr 18, 2014
  • Previous Sale Contract Date: Apr 07, 2014
  • Previous Sale Amount: $74,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: PROSPERITY HOME MORTGAGE
  • First Mortgage Transaction Date: May 26, 2020
  • First Mortgage Loan Amount: $154,230
  • First Mortgage Terms: 360
  • First Mortgage Loan Due Date: Jan 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: CALIBER HOME LOANS
  • Previous Mortgage Transaction Date: Apr 18, 2014
  • Previous Mortgage Loan Amount: $75,591
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: VA

About Roebuck - South East Lake



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Frequently Asked Questions

What neighborhood is 481 Ridge Road located in?
The 481 Ridge Road is a house located in the neighborhood of South Roebuck in Roebuck - South East Lake, Birmingham.
What is the average sales price for listings in 481 Ridge Road?
The average sales price for units in 481 Ridge Road is $0 currently.

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