**ASSUMABLE 2.875% low interest FHA loan** This 3 BR 2.5 B home is situated on a corner lot in a gated community with a two car garage. The lower level of this home invites you in with an open concept layout, offering a warm and spacious environment ideal for hosting gatherings with friends and family. The kitchen boasts granite countertops, sleek stainless steel appliances with a gas cooktop and a generously sized breakfast bar perfect for casual dining or entertaining. The second floor master suite becomes a personal retreat with it's spacious bedroom and master bath with separate tub and shower. The detached 2-car garage, provides both convenience and abundant storage space. Nestled in the sought-after Magnolia Bay Club, You'll enjoy exclusive access to a wealth of premium amenities, including a refreshing community pool, a community dock equipped with kayak launch and storage, two charming playgrounds for children, and the peace of mind provided by a gated entrance. A well-equipped fitness center, along with included trash service and lawn care through the HOA, further enhance the ease and luxury of living in this exceptional community. Incredibly close proximity to beaches and marinas put the finishing touch to this desirable neighborhood.