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Garrett 21550
47 HOLY CROSS
$6,499,900
● House - In Contract

47 HOLY CROSS

OAKLAND, MD 21550
bedrooms
7 Beds
bathrooms
8 Baths, 1 Half Bath
square feet
11,417 Ft²
$36,258
Est. Monthly
$167
HOA / Fees

About This Property

Luxury lakefront living at its peak. This 11,417 sq ft masterpiece sits on 1.65 acres in The Reserve at Holy Cross with 345 feet of Deep Creek Lake frontage and an engineered DNR-approved sea wall. Crafted in 2016, the home features timber-framed vaulted ceilings, wide-plank hardwood floors, and panoramic lake views from nearly every room. The commercial-grade kitchen anchors the main level with a sprawling island, Wolf range, and access to a four-season room that opens fully to the outdoors through custom bi-fold doors. The main-level primary suite spans nearly 900 sq ft with a private balcony, soaking tub, his-and-her vanities, and a massive walk-in closet. Enjoy five fireplaces, an indoor pool with fountains and a full bath, and three levels of outdoor living, including an outdoor kitchen, built-in hot tub with gazebo, outdoor shower, and deck drainage system to keep lower levels dry. Entertain with ease in the rec room with an industrial-style bar, climate-controlled wine cellar, and fully equipped gym. Three attached garages connect to a locker-style mudroom, with a lower-level garage ideal for a side-by-side or lake toys. Radiant heat, a whole-house generator, and three dock slips make this property as functional as it is flawless. A rare opportunity to own a true statement home in one of Deep Creek Lake's most prestigious communities. Call today for your private tour!
Unit Size
11,417 Ft²
Days on Market
-
Land Size
1.64 acres
Price per sqft
$569
Property Type
House
Property Taxes
$4,175
HOA Dues
$167
Year Built
2016

Listed By

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Last updated: 8 days ago (Bright MLS #MDGA2010560)

Price History

Date / Event Date Event Price
Oct 4, 2026 In contract -
In contract
Oct 24, 2025 Listed by Railey Realty, Inc. $6,499,900
Listed by Railey Realty, Inc.
Sep 3, 2008 Sold
Sold
Jun 22, 2005 Sold
Sold

Property Highlights

Garage
Air Conditioning
Fireplace
With View
Parking Details
Has Garage
Parking Features: Driveway, Attached, Garage, Paved Driveway
Garage Spaces: 3
Interior Details
Half Bathrooms: 1
Full Bathrooms: 8
Interior Features: Ceiling Fan(s), Dry Bar, Storage, Wood Floors, Floor Plan - Open, Window Treatments
Appliances: Dryer, Washer, Cooktop, Dishwasher, Exhaust Fan, Freezer, Disposal, Microwave, Refrigerator, Ice Maker, Stove, Water Dispenser
Flooring Type: Hardwood
Has Fireplace
Fireplace Features: Propane
Fireplaces: 3
Basement: Finished, Walkout Level, Windows, Connecting Stairway
Exterior Details
Square Footage: 11417
Square Footage Source: $0
Security Features: Electric Alarm
Architectural Style: Contemporary
Year Built Source: Assessor
Year Built: 2016
Waterfront Features: Private Dock Site
Waterbody Name: DEEP CREEK LAKE
Levels: 3
Other Structures: Above Grade, Below Grade
Window Features: Screens
Construction Materials: Stone, HardiPlank Type
Patio and Porch Features: Deck, Patio, Balcony
Pool Features: Indoor
Pool is Private
Lot Features: Premium
Lot Size Area: 71438
Lot Size Units: Square Feet
Lot Size Acres: 1.64
Lot Size Square Feet: 71438
Tax Lot: 12
Water Source: Well
Financial Details
Tax Assessed Value: $4,569,600
Tax Annual Amount: $50,098
Utilities Details
Cooling Type: Ceiling Fan(s), Central Air
Heating Type: Radiant, Zoned, Heat Pump(s)
Sewer : Public Sewer
Location Details
HOA/Condo/Coop Fee Includes: Snow Removal, Trash, Road Maintenance
HOA/Condo/Coop Amenities: Water/Lake Privileges
HOA Fee: $2,000
HOA Fee Frequency: Annually

Building Info

Overview

    General

  • Year Built: 2016
  • Effective Year Built: 2016
  • Bedroom Count: 0
  • Bathroom Count: 9
  • Full Bathrooms: 8
  • Partial Bathrooms: 9
  • Building Condition: 1
  • Building Quality: 11
  • Construction Type: 6
  • Building Style: 15
  • Exterior Walls Type: 11
  • Interior Walls Type: 0
  • Roof Shape Type: 0
  • Roof Cover Type: 3
  • Floor Count: 150
  • Living Units: 1
  • Floor Cover: 0
  • Basement Type: 3
  • Basement Area: 3,800
  • Garage Type: 1
  • Garage Square Area: 1,055
  • Parking Space Count: 4
  • Patio Type: 0
  • Porch Type: 7
  • Pool Type: 8
  • Location Influence Type: 23

    Dimensions

  • Lot Size Square Feet: 71,438
  • Total Building Area: 8,054
  • Gross Building Area: 8,054
  • Building Area: 8,054
  • Building Area Measurement: T

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: 13
  • Heating: 8
  • Heated Square Feet: 11,854
  • Heating Fuel Type: 0

    Utilities

  • Sewer System: 0
  • Water Service: 0

Building

  • Building Type: 0
  • Property Class: R
  • Subdivision: THE RESERVE AT HOLY CROSS
  • Land Acres: 0000001640
  • Standard Land Use Code: 1001
  • County Land Use Code: R-B001
  • Legal Description 1: 71438 SQ FT W/345.66 LOT 12 & 12A RESERVE AT HOLY CROSS

Neighborhood

  • School District Name: Garrett County Public Schools
  • Census Tract: 000700

Geography

  • Assessors Map Reference: 66 12 522
  • Account Number: 080885
  • District: 18
  • Parcel: 18-080885
  • Lot: 12
  • Latitude: 39.4795
  • Longitude: -79.297

    Address

  • Full Address: 47 Holy Cross Cir
  • Address - House Number: 47
  • Address - Street Name: Holy Cross
  • Address - Suffix Type: Cir
  • State: MD
  • City Name: Oakland
  • Zip Code: 21550

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $4,962,895

    Market Valuation

  • Market Total Value: $4,569,600
  • Market Land Value: $832,800
  • Market Improvement Value: $3,736,800

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $4,008,800

    Sales

  • Current Sale Contract Date: Aug 22, 2008
  • Current Sale Recording Date: Sep 03, 2008
  • Current Sale Price:
  • Current Sale Document Type: 27
  • Current Sale Input Document Number: 81134
  • Previous Sale Recording Date: Jun 22, 2005
  • Previous Sale Amount: $1,125,000
  • Previous Sale Document Type: 27
Data used for valuation calculations is provided by RealtyHop, and other third party sources

Comparables

Unit
Status
Type
Beds
Baths
ft²
Price/ft²
Asking Price
Listed On
Closing Price
Sold On
HOA + Taxes

About Garrett


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Frequently Asked Questions

When was property at 47 Holy Cross Circle built and last sold?
The property at 47 Holy Cross Circle was built in 2016 and last sold on Aug 22, 2008 for $1,300,000.
How much is this home worth?
The estimated value of the home located at 47 Holy Cross Circle is $6,564,899.
What are some comparable homes to 47 Holy Cross Circle?
There are currently no comparable homes to 47 Holy Cross Circle.