LAKEFRONT LIVING! Seasonal water level fluctuation is managed by dam control, with levels lowered during the winter months and typically restored to normal by the end of May. Simply charming year round home privately set along the shores of Sargent Lake in Belmont, offering a peaceful setting and a truly unique design. Set on an oversized lot with approximately 164 feet of private waterfront, this property delivers a rare opportunity to enjoy lake life with both privacy and convenience, including access to a nearby shared beach. Inside, the home features a warm and inviting living room with cathedral ceilings, exposed beams, and a cozy wood stove that creates a perfect gathering space. Skylights bring in natural light, enhancing the character throughout. A loft area overlooks the main living space and provides flexible use for guests, work, or recreation. The main level includes two bedrooms along with a beautifully updated kitchen and bath. The kitchen stands out with distinctive countertops and a layout designed for both everyday living and entertaining. Recent improvements include a newer septic system installed approximately three years ago, adding peace of mind. The attached two car garage is a standout feature, offering ample storage for vehicles, watercraft, or equipment, along with a finished space above currently used as an artist studio with potential for a variety of future uses. Outdoor spaces provide room to relax, entertain, and take in the natural surroundings. Whether you are looking for a year round residence or a seasonal retreat, this property offers a unique blend of character, functionality, and waterfront living that is hard to find. Schedule your private showing and experience the setting and charm in person.