*Seller Financing Option - Submit your offer today!* Exquisite Modernized Luxury Vacation Estate. Welcome to The White Pearl, stunning 7,041 sq. ft. lakeside estate in the prestigious gated community of Destiny. This one-of-a-kind luxury retreat comprises two beautifully furnished three-story homes, seamlessly connected by breezeways with breathtaking 180° lake and Gulf views. Designed for the ultimate vacation rental investment or multi-generational family retreat. This property offers unparalleled elegance, modern upgrades, and exceptional income potential. Nestled on 80 feet of waterfront on Four Prong Lake, this estate boasts an exquisite private infinity pool with a swim-up bar and waterfall feature, fully restored in 2023 with a new salt cell generator, valve, filter element, and pump. Relax in the spa-like Jacuzzi or entertain effortlessly with a brand-new summer kitchen, featuring a state-of-the-art barbecue and gas grill. Multiple wet bars, wine and drink coolers, and interior/exterior ice machines ensure seamless hospitality across every level. Inside, coastal-inspired modern furnishings and custom-painted interiors elevate the ambiance, while a whole-home Wi-Fi-controlled audio system delivers an immersive entertainment experience indoors and out. The 10,000 sq. ft. freshly painted exterior, including doors, trim, railing, and breezeways, enhances the home's pristine aesthetic. With 11 bedrooms, 12 lavish bathrooms, and expansive indoor-outdoor living spaces, this residence is steps from the Gulf of Mexico and its iconic sugar-white sands. Enjoy exclusive community amenities, including a golf cart-friendly layout, tennis courts, a fitness center, and recreational areas. Public beach access is directly across the street, making this an unbeatable coastal retreat. A rare and extraordinary investment opportunity, The White Pearl stands as one of the most sought-after vacation rental properties on the Emerald Coast. Don't miss your chance to own this iconic estate; schedule your private showing today!