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459 River Ranch Road

459 River Ranch Road, Ragland, AL 35131
Property in St. Clair
Sold Jan 13, 2022
$13,500
$148,000 by Metro Bank
Mortgage Due Dec 12, 2052
Sold Oct 15, 2019
$50,000
Buyer
Seller
$45,000 by Thomas Posey
Mortgage Due Oct 01, 2029
459 River Ranch Road has been categorized by the local assessors in Ragland, AL as a residential type of property. The building on the property was first built in 2017 and is 7 years old. Residents will have access to 2 full bathrooms. There are 3 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 459 River Ranch Road has 1,725 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 1,219,680 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a garage for those who require parking. The garage measured 2,400 sqft. According to our sources, there are a total of 8 available parking spaces. Moving on to the building itself. The condition of the building has been evaluated as fair. From what we've gathered, the quality of these control joints have been graded with a letter grade of C+ by the local assessor. The building has a gable or hip style roof made of shingle (not wood). The exterior walls of the building are made of wood. While the interior walls have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for the floors, you'll see that the home has flooring throughout. The inside of the home is being cooled with air conditioning at the moment. In terms of heating, it is utilizing a forced air unit. There is a single fireplace in the home. Perfect for those wintery nights. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 459 River Ranch Road sold most recently in Jan 11, 2022 for a total of $13,500. If you work out the math, that's approximately a cost of $7.83 per sqft. Before that, the property was also sold for $50,000 in Sep 9, 2019. There could be many factors that caused the property to sell at a lower price and decrease in value. Tax-wise, the current owner is expected to pay close to $710 in taxes each year. 459 River Ranch Road was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $54,199. If we break it down further, the land itself was valued at $10,425. Improvements to the property, however, were assessed at a total of $43,774. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. Purchasing a home can require a lot of financial power in this day and age but not everyone has the savings to do so. As a result, many will get a mortgage loan to aid them in one of the most finance-intensive purchases of their lives. It's important when shopping for a mortgage to aim the best possible rate you can get. The lower your interest rate, the better as it can mean more money saved in the long run. In the following guide, we'll cover our best tips for how to get the best mortgage rate to your situation. Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2017
  • Effective Year Built: 2017
  • Building Count: 1
  • Bedroom Count: 0
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Bathroom Plumbing Fixtures: 7
  • Building Condition: Fair
  • Building Quality: C+
  • Exterior Walls Type: Wood
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Shingle (not wood)
  • Floor Count: 1
  • Floor Cover: Tile
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 2,400
  • Parking Space Count: 8

    Dimensions

  • Lot Size Square Feet: 1,219,680
  • Total Building Area: 1,725
  • Building Area: 1,725
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,725
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: S 3 R 4 EAST
  • Land Acres: 28
  • Standard Land Use Code: Single family residential
  • Legal Description 1: SW/4 NW/4 LYING NE OF RIVER RANCH RD 28 ACC 3-16-4

Ownership

  • Current Owner : BOYD CE STRUCTION SERVICES LLC
  • Previous Owner : METRO BANK
  • Owner Before Previous Owner: POSEY THOMAS
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: unknown
  • Current Owner Is a Corporation Indicator: Yes

Neighborhood

  • School District Name: St. Clair County School District
  • Census Tract: 040301

Geography

  • Account Number: 519953
  • Parcel: 22-02-03-0-000-006.001
  • Meridian: SEC 03 TWN 16S RNG 04E
  • Municipality: TOWNSHIP 22
  • Latitude: 33.673
  • Longitude: -86.2181

    Address

  • Full Address: 459 River Ranch Rd
  • Address - House Number: 459
  • Address - Street Name: River Ranch
  • Address - Suffix Type: Rd
  • State: AL
  • City Name: Ragland
  • Carrier Code: R001
  • 4-Digit Zip Code: 4840
  • Zip Code: 35131

Valuation

    Tax

  • Total Area: 2,286
  • Tax Year: 2022
  • Tax Amount: $710

    Appraisal Valuation

  • Standard Deviation: 0.4596
  • Valuation Date: Dec 13, 2023
  • Confidence Score: 8
  • Final Value: 332,368
  • High Value: 485,152
  • Low Value: 179,583

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $248,000
  • First Open Lien Mortgage Lender: METRO BANK
  • First Open Lien Mortgage Recording Date: Dec 12, 2022
  • First Open Lien Mortgage Loan Amount: $148,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Building or Construction Loan
  • First Open Lien Mortgage Loan Due Date: Dec 12, 2052
  • Second Open Lien Mortgage Lender: METRO BANK
  • Second Open Lien Mortgage Recording Date: Mar 06, 2023
  • Second Open Lien Mortgage Loan Amount: $100,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Second Open Lien Mortgage Loan Due Date: Mar 06, 2053

    Market Valuation

  • Market Total Value: $270,995
  • Market Land Value: $52,125
  • Market Improvement Value: $218,870

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $54,199
  • Assessed Land Value: $10,425
  • Assessed Improvements Value: $43,774

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jan 11, 2022
  • Current Sale Recording Date: Jan 13, 2022
  • Current Sale Transaction ID: 11879103602
  • Current Sale Price: $13,500
  • Current Sale Document Type: Warranty Deed
  • Previous Sale Recording Date: Oct 15, 2019
  • Previous Sale Contract Date: Sep 09, 2019
  • Previous Sale Amount: $50,000
  • Previous Sale Document Type: Warranty Deed

    Previous Mortgages

  • Previous Mortgage Lender: THOMAS POSEY
  • Previous Mortgage Transaction Date: Oct 15, 2019
  • Previous Mortgage Loan Amount: $45,000
  • Previous Mortgage Term: 120
  • Previous Mortgage Loan Type: Seller take-back
  • Previous Mortgage Loan Due Date: Oct 01, 2029

About St. Clair



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Frequently Asked Questions

What neighborhood is 459 River Ranch Road located in?
The 459 River Ranch Road is a located in the neighborhood of St. Clair in St. Clair, Ragland.
What is the average sales price for listings in 459 River Ranch Road?
The average sales price for units in 459 River Ranch Road is $0 currently.

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