NO CDD FEES! LOW HOA DUES! CITY UTILITIES! GREAT LOCATION! Discover the charm of small-town living in the quiet, welcoming Amhurst Oaks community of Callahan! This home offers a spacious split-bedroom floor plan with a downstairs primary suite, flexible living spaces, and a fully fenced backyard perfect for pets, entertaining, or simply relaxing outdoors.  Enjoy the convenience of city water and sewer, nearby schools, local shopping, and dining. Callahan continues to grow and welcome new opportunities while maintaining the small-town charm, friendly atmosphere, and sense of community that make it such a desirable place to live. From local festivals and community events to the popular Northeast Florida Fair, there's plenty to enjoy close to home.  With convenient access to I-95, Jacksonville, Southeast Georgia, Fernandina Beach, Amelia Island, and the beautiful Atlantic beaches are all within reach for commuting, weekend adventures, or spontaneous day trips. Experience the best of North Florida living, where a growing community, small-town charm, and everyday conveniences come together. Come see what makes this home and the Callahan community so special!  Select interior photos have been virtually staged using AI to illustrate possible furniture arrangements.