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Lancaster 22578
448 McSwain Road
$915,000
● House - Off Market

448 McSwain Road

White Stone, VA 22578
bedrooms
4 Beds
bathrooms
2 Baths, 2 Half Baths
square feet
3,187 Ft²
$6,320
Est. Monthly
$1,200
HOA / Fees
1.96%
Cap Rate

About This Property

This property combines an unbeatable Chesapeake Bay location with all the amenities you need for relaxed waterfront living. Situated in a small community of only 8 homes, you'll enjoy sweeping Bay views, a protected marina with your own slip, & outstanding shared amenities including a completely renovated pool plus tennis & pickleball courts. Just minutes from the shops & restaurants of Kilmarnock, White Stone, & Irvington, with convenient access to Williamsburg & Richmond in just over an hour. From boating & fishing to golf at nearby Indian Creek Yacht & Country Club (on the same creek), this is a lifestyle property. Designed for comfort & views. Outdoor living shines here with a waterside screened porch & spacious deck to take in the breezes. The Living Room features vaulted ceilings, a wood-burning fireplace, & built-in bookshelves, with an open Dining Area that flows to the waterside deck. The Kitchen opens to the Family Room, which offers a cozy wood-burning stove, built-ins, & access to the deck. The 1st-floor Primary Suite opens directly to the waterfront deck & has a private bath. A mudroom with a 1/2 BA & an additional 1/2 BA provides convenience on the main level. Upstairs, you'll find 3 guest bedrooms & a full bathroom, perfect for family & friends. A detached garage with finished game room above (heated & cooled with window units, plus sink) adds even more flexible space(674 SF). Whether you're looking for a full-time residence or a second home getaway, this property offers it all-views, boating, community amenities, & a perfect Northern Neck Location!
Unit Size
3,187 Ft²
Days on Market
165 days
Land Size
1.70 acres
Price per sqft
$308
Property Type
House
Property Taxes
$308
HOA Dues
$1,200
Year Built
1986

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Last updated: 8 months ago (CVRMLS #2527858)

Price History

Date / Event Date Event Price
Mar 16, 2026 Sold
Sold
Dec 2, 2025 In contract -
In contract
Nov 22, 2025 Price Decreased $980,000
↓ $300K (23.4%)
Price Decreased
Oct 2, 2025 Listed by Isabell K. Horsley R. E., Ltd. $1,280,000
Listed by Isabell K. Horsley R. E., Ltd.

Property Highlights

Garage
Air Conditioning
Fireplace
With View

Building Info

Overview

    General

  • Year Built: 1986
  • Effective Year Built: 1986
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: 3
  • Building Quality: 0
  • Construction Type: 0
  • Building Style: 0
  • Exterior Walls Type: 18
  • Interior Walls Type: 3
  • Roof Shape Type: 1
  • Roof Cover Type: 3
  • Floor Count: 150
  • Floor Cover: 15
  • Basement Type: 0
  • Basement Area: 0
  • Garage Type: 7
  • Garage Square Area: 672
  • Parking Space Count: 2
  • Patio Type: 0
  • Porch Type: 4
  • Pool Type: 0

    Dimensions

  • Lot Size Square Feet: 74,052
  • Total Building Area: 2,418
  • Building Area: 2,418
  • Building Area Measurement: L

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: 13
  • Heating: 8
  • Heated Square Feet: 2,418
  • Heating Fuel Type: 2

    Utilities

  • Sewer System: 4
  • Water Service: 2

Building

  • Building Type: 0
  • Property Class: R
  • Land Acres: 0000001700
  • Standard Land Use Code: 1001
  • County Land Use Code: 10
  • Legal Description 1: BLUE WATER POINT 1.70 AC LOT 1 LR15/1229 WF18/111

Neighborhood

  • School District Name: Lancaster County Public Schools
  • Census Tract: 030200

Zoning

  • Zoning: R1

Geography

  • Account Number: 8867
  • Parcel: 29 55E
  • Lot: 1
  • Municipality: BAYSIDE
  • Latitude: 37.6825
  • Longitude: -76.3366

    Address

  • Full Address: 448 Mcswain Rd
  • Address - House Number: 448
  • Address - Street Name: Mcswain
  • Address - Suffix Type: Rd
  • State: VA
  • City Name: White Stone
  • Carrier Code: R002
  • 4-Digit Zip Code: 2041
  • Zip Code: 22578

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $285,957

    Appraisal Valuation

  • Standard Deviation: 0.2336
  • Valuation Date: Jan 17, 2024
  • Confidence Score: 67
  • Final Value: 701,296
  • High Value: 865,142
  • Low Value: 537,451

    Market Valuation

  • Market Total Value: $453,900
  • Market Land Value: $194,000
  • Market Improvement Value: $259,900

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $453,900
  • Assessed Land Value: $194,000
  • Assessed Improvements Value: $259,900
Data used for valuation calculations is provided by RealtyHop, and other third party sources

Comparables

Unit
Status
Type
Beds
Baths
ft²
Price/ft²
Asking Price
Listed On
Closing Price
Sold On
HOA + Taxes

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Frequently Asked Questions

When was property at 448 McSwain Road built and last sold?
The property at 448 McSwain Road was built in 1986 and last sold on Jan 1, 1970 for $0.
How much is this home worth?
The estimated value of the home located at 448 McSwain Road is $0.
What are some comparable homes to 448 McSwain Road?
There are currently no comparable homes to 448 McSwain Road.