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445 Tom Cobert Lane

445 Tom Cobert Lane, Berkeley Springs, WV 25411
Property in Morgan
Sold Sep 13, 2021
$355,000
$337,250 by First Heritage Mtg
Mortgage
Sold Jun 19, 2008
Transfer
$205,000 by City National Bank Of West Vir
Mortgage Due Jul 01, 2038
445 Tom Cobert Lane has been categorized by the local assessors in Berkeley Springs, WV as a residential type of property. The building on the property was first built in 2007 and is 17 years old. The home has a total of 6 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to 2 full bathrooms. There are 3 partial bathrooms in the home. The building has a total of 2 stories. In addition, 445 Tom Cobert Lane has 2,326 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. Those looking for additional storage or space will be happy to hear that there is a finished improved basement that is 748 sqft. Please note, that typically the basement, garage, and or porch square footage is not included in the calculations of the living area square footage. The area measurement of the land has been determined as 144,184 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a conventional style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. From what we've gathered, the quality of these control joints have been graded with a letter grade of C+ by the local assessor. The exterior walls of the building are made of alum/vinyl siding. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a central heating system and being fueled with electricity. There is a single fireplace in the home. Perfect for those wintery nights. Finally, the property is currently sourcing its water from a well system. The property is connected to a septic system and not a municipal sewage system. The homeowner of this property will need to handle their own water disposal. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 445 Tom Cobert Lane was last sold in Sep 9, 2021 for $355,000. According to our calculations, that's $152.62 per sqft. Current property owners are expected to pay $1,494 in taxes per year. The property on 445 Tom Cobert Lane was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $149,280. To break that down further, the land itself was valued at $25,560. While improvements to the property were assessed at a total of $123,720. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. Remember, the purchasing price for your future home is not the costs you'll incur during the purchasing process. That's why it's important to save as much as possible and presumbly above the 20% minimum you may need to put down as down payment. You will want these additional savings to cover closing costs such as attorney fees, homeowner's insurance, title search fees, origination fees, and more. Thankfully, sellers may sometimes offer to cover certain costs as seller concessions to the buyer. Just keep in mind that sellers have their own fees to pay as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

Building Features

Exterior

Vinyl Siding

Driveway

Driveway
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2007
  • Effective Year Built: 2007
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Bathroom Plumbing Fixtures: 10
  • Building Quality: C+
  • Building Style: Conventional
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Finished improved basement
  • Basement Area: 748
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 144,184
  • Total Building Area: 2,326
  • Building Area: 2,326
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 2,326
  • Heating Fuel Type: Electricity

    Utilities

  • Sewer System: Septic
  • Water Service: Well

Building

  • Property Class: Residential
  • Subdivision: ASHLAND TERRACE
  • Land Acres: 3.31
  • Standard Land Use Code: Single family residential
  • Legal Description 1: ASHLAND TERRACE LOT H-3 3.31 AC

Ownership

  • Current Owner : POWELL KIMBERLY M
  • Current Owner 2: POWELL BENJAMIN J
  • Previous Owner : STURGILL RUDY C
  • Previous Owner 2: STURGILL LECLII A
  • Owner Before Previous Owner: DODSON ARTHUR M
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Morgan County School District
  • Census Tract: 970701

Geography

  • District: 01
  • Parcel: 33-01- 14-0003.0013
  • Lot: H
  • Municipality: ALLEN
  • Latitude: 39.6136
  • Longitude: -78.1683

    Address

  • Full Address: 445 Tom Cobert Ln
  • Address - House Number: 445
  • Address - Street Name: Tom Cobert
  • Address - Suffix Type: Ln
  • State: WV
  • City Name: Berkeley Springs
  • Carrier Code: R002
  • 4-Digit Zip Code: 7231
  • Zip Code: 25411

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,494

    Appraisal Valuation

  • Standard Deviation: 0.2384
  • Valuation Date: Sep 27, 2023
  • Confidence Score: 66
  • Final Value: 362,577
  • High Value: 449,026
  • Low Value: 276,127

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $337,250
  • First Open Lien Mortgage Lender: FIRST HERITAGE MTG
  • First Open Lien Mortgage Recording Date: Sep 13, 2021
  • First Open Lien Mortgage Loan Amount: $337,250
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Purchase Money Mortgage

    Market Valuation

  • Market Total Value: $248,800
  • Market Land Value: $42,600
  • Market Improvement Value: $206,200

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $149,280
  • Assessed Land Value: $25,560
  • Assessed Improvements Value: $123,720

    Sales

  • Current Sale Contract Date: Sep 09, 2021
  • Current Sale Recording Date: Sep 13, 2021
  • Current Sale Transaction ID: 11858695928
  • Current Sale Price: $355,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 880325
  • Previous Sale Recording Date: Jun 19, 2008
  • Previous Sale Contract Date: Feb 17, 2008
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: FIRST HERITAGE MTG
  • First Mortgage Transaction Date: Sep 13, 2021
  • First Mortgage Loan Amount: $337,250
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Purchase Money Mortgage

    Previous Mortgages

  • Previous Mortgage Lender: CITY NATIONAL BANK OF WEST VIR
  • Previous Mortgage Transaction Date: Jun 19, 2008
  • Previous Mortgage Financing Type: Adjustable Rate
  • Previous Mortgage Loan Amount: $205,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: ARM (Adjustable Rate Mortgage as of August, 2009)
  • Previous Mortgage Loan Due Date: Jul 01, 2038

About Morgan



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Frequently Asked Questions

What neighborhood is 445 Tom Cobert Lane located in?
The 445 Tom Cobert Lane is a located in the neighborhood of Morgan in Morgan, Berkeley Springs.
What is the average sales price for listings in 445 Tom Cobert Lane?
The average sales price for units in 445 Tom Cobert Lane is $0 currently.

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