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445 Oak Leaf Circle

445 Oak Leaf Circle, Pell City, AL 35125
Property in St. Clair
Sold Aug 17, 2021
$215,000
$215,000 by Trustmark National Bank
Mortgage Due Sep 01, 2051
Sold Apr 30, 2009
$149,900
$147,184 by Hometown Mortgage Services Inc
Mortgage Due May 01, 2039
445 Oak Leaf Circle in Pell City, AL was first built in 2008 and is 16 years old. This has been categorized as a residential property type. It is a single story home. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 445 Oak Leaf Circle has 1,624 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 8,712 square feet.

Learn more about the property and building on this page. The home has a gable or hip style roof made of shingle (not wood). The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as fair. The exterior walls of the home are made of wood. While the interior walls are made of gypsum boards such as those made of drywall, sheetrock, etc. Walk inside and you'll find flooring throughout the home. Walk into the home itself and you'll find that it is currently being cooled with air conditioning. As for heating, the home is utilizing a forced air unit. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 445 Oak Leaf Circle sold most recently in Aug 16, 2021 for a total of $215,000. If you work out the math, that's approximately a cost of $132.39 per sqft. Before that, the property was also sold for $149,900 in Apr 29, 2009. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $738 in taxes each year. 445 Oak Leaf Circle was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $43,718. If we break it down further, the land itself was valued at $10,000. Improvements to the property, however, were assessed at a total of $33,718. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. Looking to take out a mortage loan? You may want to consider a conventional loan, which is considered one of the most common type of loans on the market. We'll cover the two different types of conventional loans (aka conforming and non-conforming), the pros and cons, and how they could benefit you compared to a FHA or specialty loan. Read more about conventional loans and how you can qualify for one.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2008
  • Effective Year Built: 2008
  • Building Count: 1
  • Bedroom Count: 0
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 4
  • Building Condition: Fair
  • Building Quality: C
  • Exterior Walls Type: Wood
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Shingle (not wood)
  • Floor Count: 1
  • Floor Cover: Tile
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 8,712
  • Total Building Area: 1,624
  • Building Area: 1,624
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,624
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: THE COVE AT FOX HOLLOW PH 1
  • Land Acres: 0.2
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 11 THE COVE AT FOX HOLLOW PH 1 SECT 2 MB 2004-55 35-16-3

Ownership

  • Current Owner : BROCK THOMAS DESTIN
  • Current Owner 2: EMERSON JAMES TYLER
  • Previous Owner : GREENE KAREN A
  • Owner Before Previous Owner: EVER RIDGE BUILDERS INC
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Et al (and others)

Neighborhood

  • School District Name: Pell City City School District
  • Census Tract: 040208

Geography

  • Account Number: 520580
  • Subdivision Phase Number: 1
  • Parcel: 23-07-35-0-001-005.035
  • Lot: 11
  • Meridian: SEC 35 TWN 16S RNG 03E
  • Municipality: TOWNSHIP 23
  • Latitude: 33.5998
  • Longitude: -86.2931

    Address

  • Full Address: 445 Oak Leaf Cir
  • Address - House Number: 445
  • Address - Street Name: Oak Leaf
  • Address - Suffix Type: Cir
  • State: AL
  • City Name: Pell City
  • Carrier Code: C004
  • 4-Digit Zip Code: 9326
  • Zip Code: 35125

Valuation

    Tax

  • Total Area: 1,817
  • Tax Year: 2022
  • Tax Amount: $738

    Appraisal Valuation

  • Standard Deviation: 0.4596
  • Valuation Date: Dec 13, 2023
  • Confidence Score: 8
  • Final Value: 252,274
  • High Value: 368,240
  • Low Value: 136,307

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $215,000
  • First Open Lien Mortgage Lender: TRUSTMARK NATIONAL BANK
  • First Open Lien Mortgage Recording Date: Aug 17, 2021
  • First Open Lien Mortgage Loan Amount: $215,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Sep 01, 2051

    Market Valuation

  • Market Total Value: $218,590
  • Market Land Value: $50,000
  • Market Improvement Value: $168,590

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $43,718
  • Assessed Land Value: $10,000
  • Assessed Improvements Value: $33,718

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Aug 16, 2021
  • Current Sale Recording Date: Aug 17, 2021
  • Current Sale Transaction ID: 11853640450
  • Current Sale Price: $215,000
  • Current Sale Document Type: Warranty Deed
  • Previous Sale Recording Date: Apr 30, 2009
  • Previous Sale Contract Date: Apr 29, 2009
  • Previous Sale Amount: $149,900
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: TRUSTMARK NATIONAL BANK
  • First Mortgage Transaction Date: Aug 17, 2021
  • First Mortgage Loan Amount: $215,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Sep 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: HOMETOWN MORTGAGE SERVICES INC
  • Previous Mortgage Transaction Date: Apr 30, 2009
  • Previous Mortgage Loan Amount: $147,184
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: May 01, 2039

About Pell City



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Frequently Asked Questions

What neighborhood is 445 Oak Leaf Circle located in?
The 445 Oak Leaf Circle is a located in the neighborhood of St. Clair in Pell City, Pell City.
What is the average sales price for listings in 445 Oak Leaf Circle?
The average sales price for units in 445 Oak Leaf Circle is $0 currently.

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