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445 Liberty Ridge Road

445 Liberty Ridge Road, Chelsea, AL 35043
Property in Shelby
Sold Dec 07, 2018
$325,000
$290,000 by Usaa Fsb
Mortgage Due Jan 01, 2049
445 Liberty Ridge Road has been categorized by the local assessors in Chelsea, AL as a residential type of property. The building on the property was first built in 1989 and is 35 years old. Residents will have access to 4 full bathrooms. There are 4 partial bathrooms in the home. The building has a total of 2 stories. In addition, 445 Liberty Ridge Road has 3,366 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 3,501 ft and across the front of the lot is 1,598 ft. The area measurement of the land has been determined as 55,944 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a mixed used garage for those who require parking. The garage measured 840 sqft. According to our sources, there are a total of 3 available parking spaces. Residents will have the luxury of enjoying a open porch. Moving on to the building itself. The condition of the building has been evaluated as average. The roof of the building is made of shingle (not wood). The exterior walls of the building are made of brick. In terms of heating, it is utilizing a forced air unit. There is a single fireplace in the home. Perfect for those wintery nights. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 445 Liberty Ridge Road sold most recently in Dec 6, 2018 for a total of $325,000. If you work out the math, that's approximately a cost of $96.55 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $1,833 in taxes each year. 445 Liberty Ridge Road was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $42,600. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1989
  • Effective Year Built: 1989
  • Total Rooms: 9
  • Bedroom Count: 0
  • Bathroom Count: 4
  • Full Bathrooms: 4
  • Partial Bathrooms: 4
  • Building Condition: Average
  • Exterior Walls Type: Brick
  • Roof Cover Type: Shingle (not wood)
  • Floor Count: 2
  • Basement Type: Unspecified basement
  • Basement Area: 2,060
  • Garage Type: Mixed use
  • Garage Square Area: 840
  • Parking Space Count: 3
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 55,944
  • Lot Size Depth Feet: 3,501
  • Lot Size Frontage Feet: 1,598
  • Total Building Area: 3,366
  • Building Area: 3,366
  • Building Area Measurement: Heated Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 3,366
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: COUNTRYSIDE AT CHELSEA 2ND SECTOR
  • Land Acres: 1.284
  • Standard Land Use Code: Single family residential
  • Legal Description 1: SEC/TWNSHP/RAN 35 19S 01W NBRHD: 17 CHELSEA / LIBERTY ROAD R-2

Ownership

  • Current Owner : TAYLOR SCOTT M
  • Current Owner 2: TAYLOR LAURA J
  • Previous Owner : MCCULLY THOMAS E
  • Previous Owner 2: MCCULLY DONNA S
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Shelby County School District
  • School Tax School District: GM
  • Census Tract: 030219

Geography

  • Assessors Map Reference: MP 10 PG 094
  • District: 17
  • Parcel: 097350004003027
  • Lot: 26
  • Meridian: SEC 35 TWN 19S RNG 01W
  • Municipality: CHELSEA
  • Latitude: 33.3364
  • Longitude: -86.6111

    Address

  • Full Address: 445 Liberty Ridge Rd
  • Address - House Number: 445
  • Address - Street Name: Liberty Ridge
  • Address - Suffix Type: Rd
  • State: AL
  • City Name: Chelsea
  • Carrier Code: R007
  • 4-Digit Zip Code: 7117
  • Zip Code: 35043

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,833

    Appraisal Valuation

  • Standard Deviation: 0.1487
  • Valuation Date: Mar 20, 2024
  • Confidence Score: 82
  • Final Value: 443,718
  • High Value: 509,718
  • Low Value: 377,718

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $290,000
  • First Open Lien Mortgage Lender: USAA FSB
  • First Open Lien Mortgage Recording Date: Dec 07, 2018
  • First Open Lien Mortgage Loan Amount: $290,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2049

    Market Valuation

  • Market Total Value: $425,900
  • Market Land Value: $75,000
  • Market Improvement Value: $350,900

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $42,600

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Dec 06, 2018
  • Current Sale Recording Date: Dec 07, 2018
  • Current Sale Transaction ID: 11542654910
  • Current Sale Price: $325,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 20181207000427810

    Last Sale Mortgage

  • First Mortgage Lender: USAA FSB
  • First Mortgage Transaction Date: Dec 07, 2018
  • First Mortgage Loan Amount: $290,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jan 01, 2049

About Chelsea



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Nearby Rentals

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Frequently Asked Questions

What neighborhood is 445 Liberty Ridge Road located in?
The 445 Liberty Ridge Road is a located in the neighborhood of Shelby in Chelsea, Chelsea.
What is the average sales price for listings in 445 Liberty Ridge Road?
The average sales price for units in 445 Liberty Ridge Road is $0 currently.

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