Check Availability

431 Lovell Street

431 Lovell Street, Worcester, MA 01602
Property in Beaver Brook
Sold Jun 24, 2016
$276,000
$246,424 by Shamrock Financial Corp
Mortgage Due Jun 24, 2046
Sold Jul 01, 2015
$263,000
$157,800 by Envoy Mortgage Ltd
Mortgage Due Jul 01, 2045
Local assessors in Worcester, MA have categorized 431 Lovell Street as a residential type of property. The home was built in 1919 and is 105 years old. The property's lot size has been calculated to be 10,359 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a conventional style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 9 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 431 Lovell Street has a total of 2,119 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a full basement that is 990 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage underground or in the basement for those who need a place to park their vehicle. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with concrete control joints. The building has a gable style roof that was made of asphalt. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. The home's a steam heating system is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 431 Lovell Street was last sold in Jan 1, 1970 for $276,000. According to our calculations, that's $130.25 per sqft. Prior to that sales transaction, the property was sold for $263,000 in Jan 1, 1970. Current property owners are expected to pay $6,308 in taxes per year. The property on 431 Lovell Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $439,900. To break that down further, the land itself was valued at $103,200. While improvements to the property were assessed at a total of $336,700. Based on our records, the total assessed value for this property has been marked as more than the total market value as of this moment. Which is pretty atypical. Speaking of costs, many buyers and sellers often forget to take into consideration the closing costs they may occur. Closing costs can stem from anything mortgage or property related to fees related to your property title. As you'll soon learn from our guide, fees can quickly add up hence why as a rule of thumb, we typically recommend setting aside at least 5% of the purchase price to cover potential closing costs. Don't worry, any additional you save up can always go towards your principal. Better safe than sorry!This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

Building Features

Waterfront

Beach Front

Parking

Off Street Parking

Driveway

Driveway

Location

Corner Lot

Swimming Pool

Above Ground Pool
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1919
  • Effective Year Built: 1919
  • Building Count: 1
  • Total Rooms: 9
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Construction Type: Concrete
  • Building Style: Conventional
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Full basement
  • Basement Area: 990
  • Garage Type: Underground/basement
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 10,359
  • Total Building Area: 2,119
  • Gross Building Area: 4,321
  • Building Area: 2,119
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: Steam
  • Heated Square Feet: 2,119
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.238
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : CHIASSON MINDY B
  • Current Owner 2: OBRIEN JAMES D
  • Previous Owner : IRAKLIOTIS LEONIDAS
  • Owner Before Previous Owner: ELLIS JOHN H
  • Owner Before Previous Owner 2: ELLIS PAULA M
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: unknown

Neighborhood

  • School District Name: Worcester School District
  • Census Tract: 731102

Zoning

  • Zoning: RL-7

Geography

  • Account Number: 14-040-00017
  • Parcel: WORC M:14 B:040 L:00017
  • Block: 40
  • Lot: 17
  • Municipality: WORCESTER
  • Latitude: 42.2656
  • Longitude: -71.8297

    Address

  • Full Address: 431 Lovell St
  • Address - House Number: 431
  • Address - Street Name: Lovell
  • Address - Suffix Type: St
  • State: MA
  • City Name: Worcester
  • Carrier Code: C002
  • 4-Digit Zip Code: 3315
  • Zip Code: 01602

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $6,308

    Appraisal Valuation

  • Standard Deviation: 0.1865
  • Valuation Date: Jan 17, 2024
  • Confidence Score: 75
  • Final Value: 524,379
  • High Value: 622,218
  • Low Value: 426,540

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $246,424
  • First Open Lien Mortgage Lender: SHAMROCK FINANCIAL CORP
  • First Open Lien Mortgage Recording Date: Jun 24, 2016
  • First Open Lien Mortgage Loan Amount: $246,424
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jun 24, 2046

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $439,900
  • Assessed Land Value: $103,200
  • Assessed Improvements Value: $336,700

    Sales

  • Current Sale Recording Date: Jun 24, 2016
  • Current Sale Transaction ID: 1635506734
  • Current Sale Price: $276,000
  • Current Sale Document Type: Quit Claim Deed (arm's length)
  • Current Sale Input Document Number: 66416
  • Previous Sale Recording Date: Jul 01, 2015
  • Previous Sale Amount: $263,000
  • Previous Sale Document Type: Quit Claim Deed (arm's length)

    Last Sale Mortgage

  • First Mortgage Lender: SHAMROCK FINANCIAL CORP
  • First Mortgage Transaction Date: Jun 24, 2016
  • First Mortgage Loan Amount: $246,424
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jun 24, 2046

    Previous Mortgages

  • Previous Mortgage Lender: ENVOY MORTGAGE LTD
  • Previous Mortgage Transaction Date: Jul 01, 2015
  • Previous Mortgage Financing Type: Adjustable Rate
  • Previous Mortgage Loan Amount: $157,800
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: ARM (Adjustable Rate Mortgage as of August, 2009)
  • Previous Mortgage Loan Due Date: Jul 01, 2045

About Beaver Brook



Similar Buildings

Currently no similar buildings around

Nearby Rentals

Currently no nearby rentals

Frequently Asked Questions

What neighborhood is 431 Lovell Street located in?
The 431 Lovell Street is a located in the neighborhood of Beaver Brook in Beaver Brook, Worcester.
What is the average sales price for listings in 431 Lovell Street?
The average sales price for units in 431 Lovell Street is $0 currently.

Quantcast