**This house comes with a REDUCED RATE through the seller's preferred lender. This is a lender-paid rate buydown that reduces the buyer's interest rate and monthly payment.** This spacious and move-in-ready single-family home offers nearly 1,600 square feet of well-designed living space with 3 bedrooms, 2 bathrooms, and a 2-car garage. From the moment you arrive, you’re greeted by a charming front yard with a mature shade tree and a custom patio complete with a pergola and retractable shade—perfect for relaxing afternoons or friendly front-porch chats. Step inside to discover a home full of warmth and natural light. A coat closet just off the entry adds convenience, while your eyes are drawn to the spacious living room and newly renovated Florida room at the back of the home. To your right, the completely remodeled kitchen is ready to impress—featuring brand-new stone countertops, sleek cabinetry, a center island with breakfast bar seating, and stainless steel appliances including a new stove, range hood, dishwasher, and waste disposal. A large walk-in pantry with built-in shelving and direct access to the garage makes everyday living extra functional. Adjacent to the kitchen, the dining area flows effortlessly into the living room, creating an open-concept layout that’s ideal for entertaining. French doors lead into the Florida room, now completely renovated with brand-new vinyl flooring and a rebuilt foundation—offering the perfect bonus space for a home office, playroom, or lounge. From here, step outside to the backyard, where a parquet-style patio is already underway and the rest of the yard offers a blank canvas for your outdoor vision. Lush vegetation provides privacy along the back and side of the home, and there's ample space to add fencing or create your dream garden. Down the hall near the entrance, you’ll find the home’s three bedrooms and two fully updated bathrooms. Both guest bedrooms feature vinyl plank flooring and built-in closets, while the bathrooms have been stylishly renovated with new vanities, toilets, mirrors, lighting, and tiled showers. The primary suite offers a peaceful retreat with its own ensuite bathroom, beautifully finished to match the home’s updated design. Additional highlights include: new windows throughout the entire home, an epoxy-coated garage floor, and countless modern upgrades that make this home feel brand new. At 429 Virginia Ave, you’re not just buying a house—you’re finding a place to create lasting memories, gather with loved ones, and truly feel at home. Don’t miss your chance to own this thoughtfully renovated gem in the heart of Saint Cloud.