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427 Mountain Avenue

427 Mountain Avenue, Springfield, NJ 07081
Property in Union
Sold Jun 29, 2020
$453,000
Sold Dec 18, 2015
$399,900
$319,920 by Guaranteed Rate Inc
Mortgage Due Jan 01, 2046
Local assessors in Springfield, NJ have categorized 427 Mountain Avenue as a residential type of property. The home was built in 1949 and is 75 years old. The property's lot size has been calculated to be 12,981 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a Cape Cod style. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 427 Mountain Avenue has a total of 1,696 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. There is only one available parking space, so if you need more, you may need to find some alternatives. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with wood control joints. Lots of wood were used in the construction of the exterior walls of the home. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 427 Mountain Avenue was last sold in Jun 18, 2020 for $453,000. According to our calculations, that's $267.10 per sqft. Prior to that sales transaction, the property was sold for $399,900 in Dec 15, 2015. Current property owners are expected to pay $11,388 in taxes per year. The property on 427 Mountain Avenue was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $487,500. To break that down further, the land itself was valued at $230,300. While improvements to the property were assessed at a total of $257,200. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1949
  • Effective Year Built: 1949
  • Bedroom Count: 0
  • Construction Type: Wood
  • Building Style: Cape Cod
  • Exterior Walls Type: Wood
  • Floor Count: 2
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Garage
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 12,981
  • Lot Size Frontage Feet: 760
  • Total Building Area: 1,696
  • Building Area: 1,696
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 1,696
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.298
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : JOHNSON RYAN G
  • Current Owner 2: JOHNSON CANDACE N
  • Previous Owner : GARDNER JEFFREY H
  • Previous Owner 2: GARDNER MAYARA BORGES
  • Owner Before Previous Owner: BUCHANAN STEPHAN
  • Owner Before Previous Owner 2: LEE KYOMIN
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Springfield Township School District
  • Census Tract: 037602

Geography

  • District: 17
  • Parcel: 17 01801-0000-00015
  • Block: 1801
  • Lot: 15
  • Municipality: SPRINGFIELD TWP
  • Latitude: 40.6983
  • Longitude: -74.3234

    Address

  • Full Address: 427 Mountain Ave
  • Address - House Number: 427
  • Address - Street Name: Mountain
  • Address - Suffix Type: Ave
  • State: NJ
  • City Name: Springfield
  • Carrier Code: C007
  • 4-Digit Zip Code: 2516
  • Zip Code: 07081

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $11,388

    Appraisal Valuation

  • Standard Deviation: 0.2174
  • Valuation Date: Apr 03, 2024
  • Confidence Score: 70
  • Final Value: 627,847
  • High Value: 764,373
  • Low Value: 491,322

    Market Valuation

  • Market Total Value: $487,500
  • Market Land Value: $230,300
  • Market Improvement Value: $257,200

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $487,500
  • Assessed Land Value: $230,300
  • Assessed Improvements Value: $257,200

    Sales

  • Current Sale Contract Date: Jun 18, 2020
  • Current Sale Recording Date: Jun 29, 2020
  • Current Sale Transaction ID: 11772042216
  • Current Sale Price: $453,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 325498
  • Previous Sale Recording Date: Dec 18, 2015
  • Previous Sale Contract Date: Dec 15, 2015
  • Previous Sale Amount: $399,900
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: HOME POINT FINANCIAL CORPORATI
  • First Mortgage Transaction Date: Jun 29, 2020
  • First Mortgage Loan Amount: $430,350
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jul 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: GUARANTEED RATE INC
  • Previous Mortgage Transaction Date: Dec 18, 2015
  • Previous Mortgage Loan Amount: $319,920
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Jan 01, 2046

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Frequently Asked Questions

What neighborhood is 427 Mountain Avenue located in?
The 427 Mountain Avenue is a other located in the neighborhood of Union in Union, Springfield.
What is the average sales price for listings in 427 Mountain Avenue?
The average sales price for units in 427 Mountain Avenue is $0 currently.

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