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42 Jessica Drive

42 Jessica Drive, Howell, NJ 07731
Property in Monmouth
Sold Jun 26, 2007
$232,500
$220,400 by Homecomings Financial Llc
Mortgage Due Jul 01, 2037
Sold Aug 03, 2004
$190,000
$152,000 by Quicken Loans Inc
Mortgage
Local assessors in Howell, NJ have categorized 42 Jessica Drive as a residential type of property. The home was built in 1988 and is 36 years old. The property's lot size has been calculated to be 1,428 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a condo style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 6 rooms in the home. Of these, 2 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There are also 2 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 42 Jessica Drive has a total of 1,200 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a water system. The home is connected to a sewer system. Which is great for homeowners who want a more hands-off approach to handling their wastewater disposal. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. The building has a gable style roof that was made of shingle (not wood). Residents rely on air conditioning for their cooling system. The home's a forced air unit is the primary heating source. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 42 Jessica Drive sold most recently in Jun 15, 2007 for a total of $232,500. If you work out the math, that's approximately a cost of $193.75 per sqft. Before that, the property was also sold for $190,000 in Jul 28, 2004. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $5,157 in taxes each year. 42 Jessica Drive was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $277,100. If we break it down further, the land itself was valued at $172,900. Improvements to the property, however, were assessed at a total of $104,200. The property's total market value has been marked the same as the total assessed value which is pretty typical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1988
  • Effective Year Built: 1988
  • Building Count: 1
  • Total Rooms: 6
  • Bedroom Count: 2
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Construction Type: Frame
  • Building Style: Condo
  • Roof Shape Type: Gable
  • Roof Cover Type: Shingle (not wood)
  • Floor Count: 2
  • Living Units: 1
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 1,428
  • Total Building Area: 1,200
  • Building Area: 1,200
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,200
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: WINDMILL CLUB SECTION V
  • Land Acres: 0.032
  • Standard Land Use Code: Condominium unit (residential)

Ownership

  • Current Owner : CROSS ELIZABETH
  • Current Owner 2: CROSS RANDY
  • Previous Owner : JENSEN RUSSELL T
  • Previous Owner 2: JENSEN SARAH K
  • Owner Before Previous Owner: ZEMAK CONSTANCE
  • Current Owner Is a Corporation Indicator: Yes

Neighborhood

  • School District Name: Howell Township School District
  • Census Tract: 811402

Zoning

  • Zoning: RC-2

Geography

  • Account Number: 08200124
  • District: 21
  • Parcel: 21 00237- 20-00024-0000-C1000
  • Block: 237.20
  • Lot: 24
  • Municipality: HOWELL TWP
  • Latitude: 40.1257
  • Longitude: -74.1409

    Address

  • Full Address: 42 Jessica Dr
  • Address - House Number: 42
  • Address - Street Name: Jessica
  • Address - Suffix Type: Dr
  • State: NJ
  • City Name: Howell
  • Zip Code: 07731

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $5,157

    Appraisal Valuation

  • Standard Deviation: 0.1775
  • Valuation Date: Apr 03, 2024
  • Confidence Score: 77
  • Final Value: 304,367
  • High Value: 358,404
  • Low Value: 250,330

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $220,400
  • First Open Lien Mortgage Lender: HOMECOMINGS FINANCIAL LLC
  • First Open Lien Mortgage Recording Date: Jun 26, 2007
  • First Open Lien Mortgage Loan Amount: $220,400
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Purchase Money Mortgage
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2037

    Market Valuation

  • Market Total Value: $277,100
  • Market Land Value: $172,900
  • Market Improvement Value: $104,200

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $277,100
  • Assessed Land Value: $172,900
  • Assessed Improvements Value: $104,200

    Sales

  • Current Sale Contract Date: Jun 15, 2007
  • Current Sale Recording Date: Jun 26, 2007
  • Current Sale Transaction ID: 1120022868
  • Current Sale Price: $232,500
  • Current Sale Document Type: Bargain and Sale Deed
  • Current Sale Input Document Number: 2007088468
  • Previous Sale Recording Date: Aug 03, 2004
  • Previous Sale Contract Date: Jul 28, 2004
  • Previous Sale Amount: $190,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: HOMECOMINGS FINANCIAL LLC
  • First Mortgage Transaction Date: Jun 26, 2007
  • First Mortgage Loan Amount: $220,400
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Purchase Money Mortgage
  • First Mortgage Loan Due Date: Jul 01, 2037

    Previous Mortgages

  • Previous Mortgage Lender: QUICKEN LOANS INC
  • Previous Mortgage Transaction Date: Aug 03, 2004
  • Previous Mortgage Loan Amount: $152,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage

About Ramtown



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Frequently Asked Questions

What neighborhood is 42 Jessica Drive located in?
The 42 Jessica Drive is a located in the neighborhood of Monmouth in Ramtown, Howell.
What is the average sales price for listings in 42 Jessica Drive?
The average sales price for units in 42 Jessica Drive is $0 currently.

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