Incredible, polished to perfection, and loaded with all the upgrades -this Owings rambler with a finished basement is THE ONE! Situated on 3 meticulously maintained, usable acres in sought-after Calvert County, this over 3,200 sq ft home is a showstopper from the moment you arrive! Enjoy peaceful living with the most serene surroundings  just steps from the Patuxent River and the local pier-perfect for kayaking, paddle-boarding, or fishing.The curb appeal is next level with a stone exterior, extensive hardscaping, and a beautiful walkway leading to a charming covered front porch. Step inside to soaring 10 ft ceilings, a welcoming foyer, and an open floor plan filled with natural light. The great room features cherry hardwood floors, double crown molding, custom built-ins, and a double-sided fireplace that connects to the main level office. The great room also connect to the kitchen and a cozy sunroom/sitting area and has a door leading to a covered, screened-in deck with composite boards-ideal for relaxing or entertaining! The kitchen includes granite counters, stainless steel appliances, gas stove, island, additional prep sink, two pantries, recessed lighting, tons of cabinetry and overlooks the dining room with tray ceilings. Off the kitchen is a half bath, laundry, garage access, and stairs leading up to a private loft-style bedroom with full bath-ideal for guests or an in-law suite (bedroom #4). The main-level primary suite boasts two closets, access to the screened-in deck, and a spa-like bath with dual vanities, soaking tub, and walk-in shower with dual shower heads. Nicely sized bedrooms #2 and #3 share a full hall bath and both equipped with ceiling fans. Bring the party to the finished basement offering a rec room, storage, wet bar with mini fridge, and built-in surround sound.  Outside, the lot and fenced-in backyard is picture-perfect-complete with a patio off the deck, built-in fire pit, and a 14x28 shed that includes a climate-controlled workspace with heating and air, plus a separate section for lawn equipment with ramp access. Additional features include an oversized 2.5-car garage with a third bay for tools, equipment, or your boat storage, a full-house generator with WiFi and app monitoring, a built-in home audio system that connects through WiFi and a Sonos amp, and so much more. This home truly offers the perfect blend of comfort, function, and luxury-inside and out. Schedule your tour today!