35
Map
$650,000
●
House -
In Contract
415 Ridgeway Street
St. Joseph, MI 49085
4 Beds
3 Baths,
1
Half Bath
2,781 Ft²
$3,928
Est. Monthly
About This Property
Lake Life opportunities like this don't come around very often.
Nestled in a prime Lake Michigan neighborhood on a charming brick
road, this 4 bed 3.5 bath Cape Cod-style home is bursting with
potential. Whether you're looking to do your very own renovation or
a brand-new custom dream home, this double-lot is ready and
subdividable. Walkable to downtown shops and restaurants or
two sandy beaches, Tiscornia Park & Jean Klock Park, the historic
St. Joseph Pier & Lighthouse as well as the award-winning Harbor
Shores Golf Course. Boaters will love being a block from the West
Basin Marina & beautiful SJ River Yacht Club. Spend your summers on
the lake and cozy up around the indoor fireplace all winter long.
Bring your vision & your imagination--this is the one you've been
waiting for.
Unit Size
2,781 Ft²
Days on Market
-
Land Size
0.25 acres
Price per sqft
$234
Property Type
House
Property Taxes
$736
HOA Dues
-
Year Built
1930
Listed By
Payment Calculator
Home Price
Down Payment
%
Loan Term
Interest %
Your Estimated Monthly Payment
Principal + Interest:
Property Tax:
HOA:
Home Insurance:
Mortgage Insurance:
Cap Rate Calculator
Purchase Price
Monthly Property Taxes
Monthly Rental Income
Maintenance & HOA
Income Per Year
Expenses Per Year
Operating Profit Per Year
Cap Rate
100% Occupancy
N/A (extreme outlier) What does this mean?
Based on our analysis, the cap rate of this property is 1.25%. A negative cap rate indicates that the property might not be feasible as an income-producing asset. The median cap rate for a near zip code 11238 is 4.23%.
How much can I actually make?
Actual monthly rental income may vary between $4,760 and $7,140 depending on unit-specific characteristics. You can change the amount using the slider to further explore.
How is cap rate calculated?
Cap Rate = Net Operating Income (NOI) / Property Asset Value.
When calculating the cap rate, we assume 100% occupancy. Leverage (mortgage) is not considered.
Cap Rate provided by RealtyHop and RentHop, learn more about cap rate here.
Last updated: 8 days ago (MichRIC MLS #26052541)
Price History
| Date / Event | Date | Event | Price |
|---|---|---|---|
| Oct 31, 2026 | In contract | - | |
| In contract | |||
| Oct 2, 2026 | Listed by @properties Christie's International R.E. | $650,000 | |
| Listed by @properties Christie's International R.E. | |||
| Jun 5, 2026 | Sold | ||
| Sold | |||
| May 22, 2026 | In contract | - | |
| In contract | |||
| May 20, 2026 | Listed by @properties Christie's International R.E. | $699,000 | |
| Listed by @properties Christie's International R.E. | |||
   | |||
|
Located on one of the most desirable streets in St. Joseph, this traditional 4-bedroom, 3.5-bath home offers approximately 2,724 square feet of space and potential. Featuring generous living areas, abundant natural light, and well-proportioned bedrooms, the home presents an excellent opportunity for updating and personalization. The functional floor plan provides flexibility for a variety of lifestyles, with ample room for entertaining, guests, or work-from-home needs. Ideally situated just minutes from downtown shopping, dining, beaches, parks, and schools, the location is truly exceptional. This property presents a rare opportunity to make this home your own in one of St. Joseph's most sought-after neighborhoods. Ideally located between Tiscornia and Jean Klock Beach within minutes from your doorstep.
| |||
Property Highlights
Garage
Air Conditioning
Fireplace
Parking Details
Has Garage
Attached Garage
Parking Features: Attached
Garage Spaces: 1
Interior Details
Half Bathrooms: 1
Full Bathrooms: 3
Interior Features: Ceiling Fan(s), Hot Tub Spa
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Flooring Type: Carpet, Tile, Wood
Laundry Features: Laundry Room, Main Level
Rooms: 12
Has Fireplace
Fireplace Features: Family Room, Living Room
Fireplaces: 2
Basement: Crawl Space, Partial
Exterior Details
Square Footage: 2781
Architectural Style: Cape Cod
Year Built: 1930
Waterfront Features: Lake Front
Waterbody Name: Lake Michigan
Building Area Total: 2781
Window Features: Bay/Bow
Construction Materials: Aluminum Siding
Patio and Porch Features: Deck
Lot Size Area: 0.25
Lot Size Units: Acres
Lot Size Acres: 0.25
Lot Size Square Feet: 10681
Lot Size Dimensions: 100 x 107
Water Source: Public
Financial Details
Tax Assessed Value: $226,036
Tax Annual Amount: $8,836
Utilities Details
Cooling Type: Window Unit(s)
Heating Type: Forced Air, Other
Sewer : Public Sewer
Building Info
Data used for valuation calculations is provided by RealtyHop, and other third party sources
Comparables
Unit
Status
Status
Type
Beds
Baths
ft²
Price/ft²
Price/ft²
Asking Price
Listed On
Listed On
Closing Price
Sold On
Sold On
HOA + Taxes
About St. Joseph
Similar Homes for Sale
Currently no similar homes aroundNearby Rentals
Listed by: Cindy R Adent, @properties Christie's International R.E.
Last Updated: 8 days ago
Data Source: MichRIC, MLS# 26052541
Information is deemed reliable but not guaranteed. Copyright 2026 MichRIC, LLC. All rights reserved. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed.
Last Updated: 8 days ago
Data Source: MichRIC, MLS# 26052541
Your Privacy Choices
Phone: 425-283-2930
Address: 335 Madison Avenue, New York, NY 10017