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413 Oliver Street

413 Oliver Street, Gadsden, AL 35905
Property in Etowah
Sold Feb 08, 2013
$85,000
$68,000 by Crescent Mortgage Company
Mortgage Due Mar 01, 2043
Local assessors in Gadsden, AL have categorized 413 Oliver Street as a residential type of property. The home was built in 1954 and is 70 years old. The property's lot size has been calculated to be 26,250 square feet. The linear feet between the front and back of the lot was measured at 1,500 ft and the front of the lot was measured at 1,750 ft. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 7 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 3 full bathrooms. There are also 3 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 413 Oliver Street has a total of 2,086 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Moving onto specific details regarding the building. Our sources show that the building condition is poor. The building has a gable or hip style roof that was made of asphalt. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on air conditioning for their cooling system. The home's a forced air unit is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 413 Oliver Street sold most recently in Feb 7, 2013 for a total of $85,000. If you work out the math, that's approximately a cost of $34.72 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $558 in taxes each year. 413 Oliver Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $14,790. If we break it down further, the land itself was valued at $3,060. Improvements to the property, however, were assessed at a total of $11,730. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1954
  • Effective Year Built: 1954
  • Total Rooms: 7
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Bathroom Plumbing Fixtures: 3
  • Building Condition: Poor
  • Exterior Walls Type: Alum/Vinyl siding
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Floor Cover: Wood
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 26,250
  • Lot Size Depth Feet: 1,500
  • Lot Size Frontage Feet: 1,750
  • Total Building Area: 2,448
  • Building Area: 2,448
  • Building Area Measurement: Adjusted Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 2,086
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: SMITH, LESTER
  • Land Acres: 0.602
  • Standard Land Use Code: Single family residential
  • Legal Description 1: H/S BASE YEAR - LTS 10-16 BLK 4 LESTER SMITH PLAT F-109 GLENCOE 20-12-7 1989 WILL,D-2013-3380714,D-2016-3432805

Ownership

  • Current Owner : VACHON NIKKI E
  • Current Owner 2: VACHON EDWARD A
  • Previous Owner : ROBERTSON PAULA KENDRICK
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Etowah County School District
  • Census Tract: 010505

Geography

  • Account Number: 212128
  • Parcel: 14-04-20-3-000-078.000
  • Block: 4
  • Lot: 10-16
  • Meridian: SEC 20 TWN 12S RNG 7E
  • Municipality: GLENCOE
  • Latitude: 33.9683
  • Longitude: -85.9324

    Address

  • Full Address: 413 Oliver St
  • Address - House Number: 413
  • Address - Street Name: Oliver
  • Address - Suffix Type: St
  • State: AL
  • City Name: Gadsden
  • Carrier Code: C060
  • 4-Digit Zip Code: 1209
  • Zip Code: 35905

Valuation

    Tax

  • Total Area: 2,448
  • Tax Year: 2023
  • Tax Amount: $558
  • Tax Rate Code Area: 14

    Appraisal Valuation

  • Standard Deviation: 0.2529
  • Valuation Date: Nov 22, 2023
  • Confidence Score: 64
  • Final Value: 210,119
  • High Value: 263,278
  • Low Value: 156,960

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $68,000
  • First Open Lien Mortgage Lender: CRESCENT MORTGAGE COMPANY
  • First Open Lien Mortgage Recording Date: Feb 08, 2013
  • First Open Lien Mortgage Loan Amount: $68,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Mar 01, 2043

    Market Valuation

  • Market Total Value: $147,900
  • Market Land Value: $30,600
  • Market Improvement Value: $117,300

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $14,790
  • Assessed Land Value: $3,060
  • Assessed Improvements Value: $11,730

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Feb 07, 2013
  • Current Sale Recording Date: Feb 08, 2013
  • Current Sale Transaction ID: 1000480919
  • Current Sale Price: $85,000
  • Current Sale Document Type: Personal Representatives Deed
  • Current Sale Input Document Number: 3380714

    Last Sale Mortgage

  • First Mortgage Lender: CRESCENT MORTGAGE COMPANY
  • First Mortgage Transaction Date: Feb 08, 2013
  • First Mortgage Loan Amount: $68,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Mar 01, 2043

About Glencoe



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Frequently Asked Questions

What neighborhood is 413 Oliver Street located in?
The 413 Oliver Street is a located in the neighborhood of Etowah in Glencoe, Gadsden.
What is the average sales price for listings in 413 Oliver Street?
The average sales price for units in 413 Oliver Street is $0 currently.

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