Are you searching for a new home for the holidays?  Then don't miss the chance to own this renovated home in the Owings Overlook neighborhood.  This home, offering 3 finished levels, was just renovated including new HVAC system;  white shaker style kitchen cabinets, with granite counter tops and stainless steel appliances; updated bathrooms; flooring, paint & light fixtures thru out.   The main level boasts a living room with double windows, a dining room, and an eat-in kitchen.  Access the deck and fenced backyard from the glass sliders on this level.   Upstairs offers 3 large bedrooms, including master with walk in closet; and full renovated bath.   The lower is fully finished with an expansive family room complete with a fireplace (perfect for these cold nights), a 4th bedroom and bath.  From this level, walk out the back door and up a few steps into the backyard  Ask your lender, or ours, about the various loan programs available for this home.   To help visualize this home s floor plan and to highlight its potential, virtual furnishings may have been added to photos found in this listing.