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4109 Bernard Street

4109 Bernard Street, Chesapeake, VA 23324
Property in South Norfolk
Sold Jan 31, 2020
$199,900
$193,228 by Atlantic Bay Mortgage Group Ll
Mortgage
Sold Aug 30, 2019
$72,000
Local assessors in Chesapeake, VA have categorized 4109 Bernard Street as a residential type of property. The home was built in 1942 and is 82 years old. It was most recently renovated and altered in 2019. The property's lot size has been calculated to be 9,975 square feet. The linear feet between the front and back of the lot was measured at 1,000 ft and the front of the lot was measured at 1,000 ft. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 6 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 4109 Bernard Street has a total of 1,208 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 528 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has a open porch so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is fair. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. The building has a gable style roof that was made of asphalt. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. While the walls in the interior have been made of plaster. As for flooring, was the material of choice during construction. Residents rely on air conditioning for their cooling system. The home's a forced air unit is the primary heating source. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 4109 Bernard Street sold most recently in Jan 28, 2020 for a total of $199,900. If you work out the math, that's approximately a cost of $165.48 per sqft. Before that, the property was also sold for $72,000 in Aug 28, 2019. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $2,153 in taxes each year. 4109 Bernard Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $241,400. If we break it down further, the land itself was valued at $95,000. Improvements to the property, however, were assessed at a total of $146,400. The property's total market value has been marked the same as the total assessed value which is pretty typical. Remember, the purchasing price for your future home is not the costs you'll incur during the purchasing process. That's why it's important to save as much as possible and presumbly above the 20% minimum you may need to put down as down payment. You will want these additional savings to cover closing costs such as attorney fees, homeowner's insurance, title search fees, origination fees, and more. Thankfully, sellers may sometimes offer to cover certain costs as seller concessions to the buyer. Just keep in mind that sellers have their own fees to pay as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1942
  • Effective Year Built: 2019
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Fair
  • Construction Type: Frame
  • Exterior Walls Type: Alum/Vinyl siding
  • Interior Walls Type: Plaster
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Living Units: 1
  • Floor Cover: Carpet
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 528
  • Parking Space Count: 2
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 9,975
  • Lot Size Depth Feet: 1,000
  • Lot Size Frontage Feet: 1,000
  • Total Building Area: 1,208
  • Building Area: 1,208
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,208
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: PORTLOCK TERRACE
  • Land Acres: 0.229
  • Standard Land Use Code: Single family residential
  • Legal Description 1: 64 PORTLOCK TERRACE

Ownership

  • Current Owner : SMITH HUNTER
  • Previous Owner : HELLER NICOLE A
  • Owner Before Previous Owner: SETZER REBECCA
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Chesapeake City Public Schools
  • Census Tract: 020600

Zoning

  • Zoning: R8S: RESID

Geography

  • Assessors Map Reference: MB 23 PG 43
  • District: 31
  • Parcel: 1590000001210
  • Municipality: SOUTH NORFOLK - TIF
  • Latitude: 36.7834
  • Longitude: -76.2794

    Address

  • Full Address: 4109 Bernard St
  • Address - House Number: 4109
  • Address - Street Name: Bernard
  • Address - Suffix Type: St
  • State: VA
  • City Name: Chesapeake
  • Carrier Code: C006
  • 4-Digit Zip Code: 1409
  • Zip Code: 23324

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $2,153

    Appraisal Valuation

  • Standard Deviation: 0.12
  • Valuation Date: Sep 13, 2023
  • Confidence Score: 87
  • Final Value: 260,468
  • High Value: 291,746
  • Low Value: 229,191

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $206,228
  • First Open Lien Mortgage Lender: ATLANTIC BAY MORTGAGE GROUP LL
  • First Open Lien Mortgage Recording Date: Jan 31, 2020
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $193,228
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • Second Open Lien Mortgage Lender: CITY OF CHESAPEAKE
  • Second Open Lien Mortgage Recording Date: Jan 31, 2020
  • Second Open Lien Mortgage Financing Type: Fixed Rate
  • Second Open Lien Mortgage Loan Amount: $13,000
  • Second Open Lien Mortgage Term: 60
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Commercial
  • Second Open Lien Mortgage Loan Due Date: Mar 01, 2025

    Market Valuation

  • Market Total Value: $241,400
  • Market Land Value: $95,000
  • Market Improvement Value: $146,400

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $241,400
  • Assessed Land Value: $95,000
  • Assessed Improvements Value: $146,400

    Sales

  • Current Sale Contract Date: Jan 28, 2020
  • Current Sale Recording Date: Jan 31, 2020
  • Current Sale Transaction ID: 11724655817
  • Current Sale Price: $199,900
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 200003169
  • Previous Sale Recording Date: Aug 30, 2019
  • Previous Sale Contract Date: Aug 28, 2019
  • Previous Sale Amount: $72,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: ATLANTIC BAY MORTGAGE GROUP LL
  • First Mortgage Transaction Date: Jan 31, 2020
  • First Mortgage Loan Amount: $193,228
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA

    Financing

  • First Mortgage Financing Type: Fixed Rate

About South Norfolk



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Frequently Asked Questions

What neighborhood is 4109 Bernard Street located in?
The 4109 Bernard Street is a located in the neighborhood of South Norfolk in South Norfolk, Chesapeake.
What is the average sales price for listings in 4109 Bernard Street?
The average sales price for units in 4109 Bernard Street is $0 currently.

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