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41 Harper Lane

41 Harper Lane, Gadsden, AL 35903
Property in Etowah
Sold Jun 15, 2016
$121,000
$124,421 by Metro Bank
Mortgage Due Jul 01, 2046
Sold Aug 09, 2011
Transfer
41 Harper Lane has been categorized by the local assessors in Gadsden, AL as a residential type of property. The building on the property was first built in 2007 and is 17 years old. Residents will have access to 2 full bathrooms. There are 2 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 41 Harper Lane has 1,620 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 27,117 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Moving on to the building itself. The condition of the building has been evaluated as fair. The building has a gable or hip style roof made of asphalt. The exterior walls of the building are made of alum/vinyl siding. While the interior walls have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for the floors, you'll see that the home has flooring throughout. The inside of the home is being cooled with air conditioning at the moment. In terms of heating, it is utilizing a forced air unit. The property was last sold in Jun 13, 2016 for $121,000. That's $60.77 per sqft. 41 Harper Lane was last assessed in 2023. The total value of the property was assessed at $17,550. Specifically, the land the property is located on was valued at $1,500. While improvements on the property were assessed at a total of $16,050. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $583. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2007
  • Effective Year Built: 2007
  • Total Rooms: 6
  • Bedroom Count: 0
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 3
  • Building Condition: Fair
  • Exterior Walls Type: Alum/Vinyl siding
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Floor Cover: Ceramic
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 27,117
  • Lot Size Frontage Feet: 0
  • Total Building Area: 1,991
  • Building Area: 1,991
  • Building Area Measurement: Adjusted Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,620
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: OPEN MEADOWS SUBDIVISION
  • Land Acres: 0.622
  • Standard Land Use Code: Single family residential
  • Legal Description 1: H/S BASE YEAR LT 3 OPEN MEADOWS SUBDIVISION PLAT L-77 27-11-7 D-2007-3272195,D-2007-3282400,D-2011-3353494,D-2016-3435560

Ownership

  • Current Owner : WEIR ABBIE
  • Previous Owner : CRAIG AMBERR GAITHER
  • Previous Owner 2: CRAIG JASON
  • Owner Before Previous Owner: CLOUGH DAROD
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Etowah County School District
  • Census Tract: 010602

Geography

  • Account Number: 213913
  • Parcel: 11-08-27-0-000-030.024
  • Lot: 3
  • Meridian: SEC 27 TWN 11S RNG 7E
  • Municipality: COUNTY
  • Latitude: 34.0421
  • Longitude: -85.8813

    Address

  • Full Address: 41 Harper Ln
  • Address - House Number: 41
  • Address - Street Name: Harper
  • Address - Suffix Type: Ln
  • State: AL
  • City Name: Gadsden
  • Carrier Code: R007
  • 4-Digit Zip Code: 0017
  • Zip Code: 35903

Valuation

    Tax

  • Total Area: 1,991
  • Tax Year: 2023
  • Tax Amount: $583
  • Tax Rate Code Area: 25

    Appraisal Valuation

  • Standard Deviation: 0.2033
  • Valuation Date: Nov 22, 2023
  • Confidence Score: 72
  • Final Value: 215,018
  • High Value: 258,738
  • Low Value: 171,298

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $124,421
  • First Open Lien Mortgage Lender: METRO BANK
  • First Open Lien Mortgage Recording Date: Jun 15, 2016
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $124,421
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2046

    Market Valuation

  • Market Total Value: $175,500
  • Market Land Value: $15,000
  • Market Improvement Value: $160,500

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $17,550
  • Assessed Land Value: $1,500
  • Assessed Improvements Value: $16,050

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jun 13, 2016
  • Current Sale Recording Date: Jun 15, 2016
  • Current Sale Transaction ID: 1698127988
  • Current Sale Price: $121,000
  • Current Sale Document Type: Warranty Deed
  • Previous Sale Recording Date: Aug 09, 2011
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: METRO BANK
  • First Mortgage Transaction Date: Jun 15, 2016
  • First Mortgage Loan Amount: $124,421
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jul 01, 2046

    Financing

  • First Mortgage Financing Type: Fixed Rate

About Etowah



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Frequently Asked Questions

What neighborhood is 41 Harper Lane located in?
The 41 Harper Lane is a located in the neighborhood of Etowah in Etowah, Gadsden.
What is the average sales price for listings in 41 Harper Lane?
The average sales price for units in 41 Harper Lane is $0 currently.

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