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41 Cottage Street

41 Cottage Street, Cambridge, MA 02139
Property in Cambridgeport
Sold Jan 09, 2020
$1,480,000
$1,170,000 by Washington Trust Mortgage Co
Mortgage Due May 01, 2051
Sold Apr 19, 2011
$680,000
Local assessors in Cambridge, MA have categorized 41 Cottage Street as a residential type of property. The home was built in 1854 and is 170 years old. The property's lot size has been calculated to be 2,563 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a conventional style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 7 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 41 Cottage Street has a total of 1,511 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. There are 2 available parking spaces so it's a great situation for those with more than one car. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with brick control joints. The building has a gable style roof that was made of asphalt. Lots of wood siding were used in the construction of the exterior walls of the home. Residents rely on air conditioning for their cooling system. The home's a forced air unit is the primary heating source and it is being fueled with gas. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 41 Cottage Street was last sold in Jan 6, 2020 for $1,480,000. According to our calculations, that's $979.48 per sqft. Prior to that sales transaction, the property was sold for $680,000 in Jan 1, 1970. Current property owners are expected to pay $9,694 in taxes per year. The property on 41 Cottage Street was last assessed in 2024. As a result of that assessment, the total value of the property was placed at $1,637,500. To break that down further, the land itself was valued at $784,100. While improvements to the property were assessed at a total of $853,400. Based on our records, the total assessed value for this property has been marked as more than the total market value as of this moment. Which is pretty atypical. Looking to take out a mortage loan? You may want to consider a conventional loan, which is considered one of the most common type of loans on the market. We'll cover the two different types of conventional loans (aka conforming and non-conforming), the pros and cons, and how they could benefit you compared to a FHA or specialty loan. Read more about conventional loans and how you can qualify for one.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

Building Features

Parking

Off Street Parking
Tandem Parking

Condition

Level Lot
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1854
  • Effective Year Built: 1854
  • Building Count: 1
  • Total Rooms: 7
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Construction Type: Brick
  • Building Style: Conventional
  • Exterior Walls Type: Wood siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Unfinished basement
  • Basement Area: 790
  • Garage Type: Garage
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 2,563
  • Total Building Area: 1,511
  • Gross Building Area: 2,625
  • Building Area: 1,511
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,511
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.059
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : MATTHIESEN BRADFORD K
  • Current Owner 2: MATTHIESEN MADELEINE I
  • Previous Owner : WAY MICHAEL D
  • Owner Before Previous Owner: MACDOUGAL MARGARET S
  • Owner Before Previous Owner 2: MORRIS JANE G
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Cambridge School District
  • Census Tract: 353300

Zoning

  • Zoning: C

Geography

  • Parcel: CAMB M:00105 L:00095
  • Lot: 95
  • Municipality: CAMBRIDGE
  • Latitude: 42.3636
  • Longitude: -71.1073

    Address

  • Full Address: 41 Cottage St
  • Address - House Number: 41
  • Address - Street Name: Cottage
  • Address - Suffix Type: St
  • State: MA
  • City Name: Cambridge
  • Carrier Code: C015
  • 4-Digit Zip Code: 3831
  • Zip Code: 02139

Valuation

    Tax

  • Tax Year: 2024
  • Tax Amount: $9,694

    Appraisal Valuation

  • Standard Deviation: 0.2251
  • Valuation Date: Feb 07, 2024
  • Confidence Score: 68
  • Final Value: 1,754,410
  • High Value: 2,149,379
  • Low Value: 1,359,440

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $1,170,000
  • First Open Lien Mortgage Lender: WASHINGTON TRUST MORTGAGE CO
  • First Open Lien Mortgage Recording Date: Apr 08, 2021
  • First Open Lien Mortgage Loan Amount: $1,170,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Stand Alone Refi (Refinance of Original Loan)
  • First Open Lien Mortgage Loan Due Date: May 01, 2051

    Assessments Valuation

  • Assessed Year: 2024
  • Assessed Total Value: $1,637,500
  • Assessed Land Value: $784,100
  • Assessed Improvements Value: $853,400

    Sales

  • Current Sale Contract Date: Jan 06, 2020
  • Current Sale Recording Date: Jan 09, 2020
  • Current Sale Transaction ID: 11716427699
  • Current Sale Price: $1,480,000
  • Current Sale Document Type: Quit Claim Deed (arm's length)
  • Current Sale Input Document Number: 1833910
  • Previous Sale Recording Date: Apr 19, 2011
  • Previous Sale Amount: $680,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: CAMBRIDGE SAVINGS BANK
  • First Mortgage Transaction Date: Jan 09, 2020
  • First Mortgage Loan Amount: $1,184,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Purchase Money Mortgage

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Frequently Asked Questions

What neighborhood is 41 Cottage Street located in?
The 41 Cottage Street is a located in the neighborhood of Cambridgeport in Cambridgeport, Cambridge.
What is the average sales price for listings in 41 Cottage Street?
The average sales price for units in 41 Cottage Street is $0 currently.

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