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4060 Windsor Drive

4060 Windsor Drive, Schenectady, NY 12309
Property in Niskayuna
Sold Jul 14, 2017
$635,000
$570,865 by Saratoga National Bank & Trust
Mortgage Due Aug 01, 2047
Sold Jun 14, 2013
$575,000
$415,000 by Premia Relocation Mortgage
Mortgage Due Jul 01, 2043
4060 Windsor Drive in Schenectady, NY was first built in 2010 and is 14 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a colonial style. There are a total of 2 floors. There are a total of 11 rooms in the home, of which, 4 are bedrooms. In terms of bathrooms, there are a total of 3 full bathrooms. There are 4 partial bathrooms. 4060 Windsor Drive has 3,213 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The basement is 1,114 sqft and has been categorized as a finished improved basement. The linear feet across the front of the lot is 1,100 ft and the linear feet between the front and back of the lot is 1,750. In total, the area measurement of the land is 19,166 square feet.

Learn more about the property and building on this page. There is a covered porch. For those who love swimming as a form of exercise, you'll be excited to find out that there is a vinyl in-ground pool on the property. Water for the property is sourced from a municipal system. The home is connected to a municipal sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed. For those who need parking, there is a attached garage. The garage is 470 sqft. There are a total of 2 available parking spaces. The quality of the control joints have been graded by the local assessor with a letter grade of B. The condition of the building has been evaluated as good. The exterior walls of the home are made of alum/vinyl siding. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a central heating system and being fueled with gas. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. The property was last sold in Jul 13, 2017 for $635,000. That's $197.63 per sqft. Prior to that sales transaction, the property was also sold in Jun 7, 2013 for $575,000. 4060 Windsor Drive was last assessed in 2023. The total value of the property was assessed at $612,000. Specifically, the land the property is located on was valued at $74,900. While improvements on the property were assessed at a total of $537,100. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $27,207. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2010
  • Effective Year Built: 2010
  • Total Rooms: 11
  • Bedroom Count: 4
  • Bathroom Count: 4
  • Full Bathrooms: 3
  • Partial Bathrooms: 4
  • Building Condition: Good
  • Building Quality: B
  • Building Style: Colonial
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Basement Type: Finished improved basement
  • Basement Area: 1,114
  • Garage Type: Attached
  • Garage Square Area: 470
  • Parking Space Count: 2
  • Porch Type: Covered porch
  • Pool Type: Vinyl in-ground pool

    Dimensions

  • Lot Size Square Feet: 19,166
  • Lot Size Depth Feet: 1,750
  • Lot Size Frontage Feet: 1,100
  • Total Building Area: 3,213
  • Building Area: 3,213
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 3,213
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: SUBDIVISION PLAN WINDSOR ESTATES
  • Land Acres: 0.44
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : BIGALLI BERNARDO
  • Previous Owner : KING MING CHU
  • Previous Owner 2: HSU HUI CHU
  • Owner Before Previous Owner: TRADITIONAL BUILDERS LTD
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Niskayuna Central School District
  • School Tax School District: NISKAYUNA
  • Census Tract: 032101

Zoning

  • Zoning: R1

Geography

  • District: 422400
  • Section: 40.00
  • Parcel: 422400 40.-2-21
  • Block: 2
  • Lot: 21.000
  • Municipality: NISKAYUNA
  • Latitude: 42.816
  • Longitude: -73.873

    Address

  • Full Address: 4060 Windsor Dr
  • Address - House Number: 4060
  • Address - Street Name: Windsor
  • Address - Suffix Type: Dr
  • State: NY
  • City Name: Schenectady
  • Carrier Code: C023
  • 4-Digit Zip Code: 6711
  • Zip Code: 12309

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $27,207
  • Tax Rate Code Area: 422401

    Appraisal Valuation

  • Standard Deviation: 0.4581
  • Valuation Date: Feb 14, 2024
  • Confidence Score: 8
  • Final Value: 634,677
  • High Value: 925,465
  • Low Value: 343,888

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $570,865
  • First Open Lien Mortgage Lender: SARATOGA NATIONAL BANK & TRUST
  • First Open Lien Mortgage Recording Date: Jul 14, 2017
  • First Open Lien Mortgage Loan Amount: $570,865
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2047

    Market Valuation

  • Market Total Value: $774,700
  • Market Land Value: $94,812
  • Market Improvement Value: $679,888

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $612,000
  • Assessed Land Value: $74,900
  • Assessed Improvements Value: $537,100

    Sales

  • Current Sale Contract Date: Jul 13, 2017
  • Current Sale Recording Date: Jul 14, 2017
  • Current Sale Transaction ID: 1590108468
  • Current Sale Price: $635,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 201731496
  • Previous Sale Recording Date: Jun 14, 2013
  • Previous Sale Contract Date: Jun 07, 2013
  • Previous Sale Amount: $575,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: SARATOGA NATIONAL BANK & TRUST
  • First Mortgage Transaction Date: Jul 14, 2017
  • First Mortgage Loan Amount: $570,865
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Aug 01, 2047

    Previous Mortgages

  • Previous Mortgage Lender: PREMIA RELOCATION MORTGAGE
  • Previous Mortgage Transaction Date: Jun 14, 2013
  • Previous Mortgage Financing Type: Fixed Rate
  • Previous Mortgage Loan Amount: $415,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Jul 01, 2043

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Frequently Asked Questions

What neighborhood is 4060 Windsor Drive located in?
The 4060 Windsor Drive is a located in the neighborhood of Niskayuna in Schenectady, Schenectady.
What is the average sales price for listings in 4060 Windsor Drive?
The average sales price for units in 4060 Windsor Drive is $0 currently.

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