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405 Springview Street Southwest

405 Springview Street Southwest, Decatur, AL 35601
Property in Morgan
Sold Aug 15, 2019
$96,000
$94,261 by Home Point Financial Corporati
Mortgage Due Sep 01, 2049
Sold Jun 16, 2006
$1,500
$81,225 by Southbank
Mortgage Due Jul 01, 2036
Local assessors in Decatur, AL have categorized 405 Springview Street Southwest as a residential type of property. The home was built in 1988 and is 36 years old. The property's lot size has been calculated to be 2,975 square feet. The linear feet between the front and back of the lot was measured at 1,200 ft and the front of the lot was measured at 250 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a townhouse style. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 405 Springview Street Southwest has a total of 1,396 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 364 sqft. There is only one available parking space, so if you need more, you may need to find some alternatives. Do you like to entertain? The home has a unknown so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is poor. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with wood control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C-. The building has a gable or hip style roof that was made of asphalt. Lots of brick were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on air conditioning for their cooling system. The home's a forced air unit is the primary heating source. The property was last sold in Aug 14, 2019 for $96,000. That's $68.77 per sqft. Prior to that sales transaction, the property was also sold in Jun 14, 2006 for $1,500. 405 Springview Street Southwest was last assessed in 2023. The total value of the property was assessed at $12,030. Specifically, the land the property is located on was valued at $1,580. While improvements on the property were assessed at a total of $10,450. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $498. Remember, the purchasing price for your future home is not the costs you'll incur during the purchasing process. That's why it's important to save as much as possible and presumbly above the 20% minimum you may need to put down as down payment. You will want these additional savings to cover closing costs such as attorney fees, homeowner's insurance, title search fees, origination fees, and more. Thankfully, sellers may sometimes offer to cover certain costs as seller concessions to the buyer. Just keep in mind that sellers have their own fees to pay as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1988
  • Effective Year Built: 1988
  • Bedroom Count: 0
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Bathroom Plumbing Fixtures: 3
  • Building Condition: Poor
  • Building Quality: C-
  • Construction Type: Wood
  • Building Style: Townhouse
  • Exterior Walls Type: Brick
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Floor Cover: Carpet
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 364
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 2,975
  • Lot Size Depth Feet: 1,200
  • Lot Size Frontage Feet: 250
  • Total Building Area: 1,396
  • Building Area: 1,396
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,396
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: LAKE MORGAN TOWNHOMES SUBD
  • Land Acres: 0.068
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 3, LAKE MORGAN TOWNHOMES SUBD PLAT BK 7, PAGE 47 IN SEC 31, T5S, R4W.

Ownership

  • Current Owner : DENNY AMY N
  • Previous Owner : PHILLIPS GAYLE
  • Previous Owner 2: PHILLIPS JON DACID
  • Owner Before Previous Owner: RATLEY STEPHEN CHAD
  • Owner Before Previous Owner 2: WRIGHT KELLI
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Decatur City School District
  • School Tax School District: DECATUR
  • Census Tract: 000900

Geography

  • Account Number: 110345
  • Parcel: 03-09-31-3-001-188.000
  • Lot: 3
  • Meridian: SEC 31 TWN 5S RNG 4W
  • Municipality: DECATUR
  • Latitude: 34.5647
  • Longitude: -86.9917

    Address

  • Full Address: 405 Springview St Sw
  • Address - House Number: 405
  • Street Segment Direction: SW
  • Address - Street Name: Springview
  • Address - Suffix Type: St
  • State: AL
  • City Name: Decatur
  • Carrier Code: C028
  • 4-Digit Zip Code: 7348
  • Zip Code: 35601

Valuation

    Tax

  • Total Area: 1,630
  • Tax Year: 2023
  • Tax Amount: $498
  • Tax Rate Code Area: 6

    Appraisal Valuation

  • Standard Deviation: 0.4767
  • Valuation Date: Dec 13, 2023
  • Confidence Score: 4
  • Final Value: 184,184
  • High Value: 271,989
  • Low Value: 96,378

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $94,261
  • First Open Lien Mortgage Lender: HOME POINT FINANCIAL CORPORATI
  • First Open Lien Mortgage Recording Date: Aug 15, 2019
  • First Open Lien Mortgage Loan Amount: $94,261
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Sep 01, 2049

    Market Valuation

  • Market Total Value: $120,300
  • Market Land Value: $15,800
  • Market Improvement Value: $104,500

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $12,030
  • Assessed Land Value: $1,580
  • Assessed Improvements Value: $10,450

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Aug 14, 2019
  • Current Sale Recording Date: Aug 15, 2019
  • Current Sale Transaction ID: 11643400007
  • Current Sale Price: $96,000
  • Current Sale Document Type: Warranty Deed
  • Previous Sale Recording Date: Jun 16, 2006
  • Previous Sale Contract Date: Jun 14, 2006
  • Previous Sale Amount: $1,500
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: HOME POINT FINANCIAL CORPORATI
  • First Mortgage Transaction Date: Aug 15, 2019
  • First Mortgage Loan Amount: $94,261
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Sep 01, 2049

    Previous Mortgages

  • Previous Mortgage Lender: SOUTHBANK
  • Previous Mortgage Transaction Date: Jun 16, 2006
  • Previous Mortgage Loan Amount: $81,225
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Jul 01, 2036

About Decatur



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Frequently Asked Questions

What neighborhood is 405 Springview Street Southwest located in?
The 405 Springview Street Southwest is a located in the neighborhood of Morgan in Decatur, Decatur.
What is the average sales price for listings in 405 Springview Street Southwest?
The average sales price for units in 405 Springview Street Southwest is $0 currently.

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