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4040 Cambridge Drive

4040 Cambridge Drive, Moody, AL 35004
House in St. Clair
Sold Jul 13, 2020
$170,000
$170,000 by Regions Bank
Mortgage Due Aug 01, 2050
Sold Sep 07, 2007
$147,900
$100,000 by Countrywide Bank Fsb
Mortgage Due Sep 01, 2017
4040 Cambridge Drive in Moody, AL was first built in 2007 and is 17 years old. This has been categorized as a residential property type. It is a single story home. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 4040 Cambridge Drive has 1,560 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 5,663 square feet.

Learn more about the property and building on this page. The home has a gable or hip style roof made of shingle (not wood). Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with wood control joints. The quality of the control joints have been graded by the local assessor with a letter grade of C+. The condition of the building has been evaluated as poor. The exterior walls of the home are made of brick. While the interior walls are made of gypsum boards such as those made of drywall, sheetrock, etc. Walk inside and you'll find flooring throughout the home. Walk into the home itself and you'll find that it is currently being cooled with air conditioning. As for heating, the home is utilizing a forced air unit. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 4040 Cambridge Drive sold most recently in Jul 9, 2020 for a total of $170,000. If you work out the math, that's approximately a cost of $108.97 per sqft. Before that, the property was also sold for $147,900 in Aug 29, 2007. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $783 in taxes each year. 4040 Cambridge Drive was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $42,842. If we break it down further, the land itself was valued at $9,000. Improvements to the property, however, were assessed at a total of $33,842. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. Purchasing a home can require a lot of financial power in this day and age but not everyone has the savings to do so. As a result, many will get a mortgage loan to aid them in one of the most finance-intensive purchases of their lives. It's important when shopping for a mortgage to aim the best possible rate you can get. The lower your interest rate, the better as it can mean more money saved in the long run. In the following guide, we'll cover our best tips for how to get the best mortgage rate to your situation. Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Block Exterior

Driveway

Driveway

Parking

On-Street Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2007
  • Effective Year Built: 2007
  • Building Count: 1
  • Bedroom Count: 0
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 5
  • Building Condition: Poor
  • Building Quality: C+
  • Construction Type: Wood
  • Exterior Walls Type: Brick
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Shingle (not wood)
  • Floor Count: 1
  • Floor Cover: Carpet
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 5,663
  • Total Building Area: 1,560
  • Building Area: 1,560
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,560
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: SPRINGVIEW S/D
  • Land Acres: 0.13
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 69 SPRINGVIEW S/D MB 2006-38 1-17-1

Ownership

  • Current Owner : GIBSON SHAWN DAVID
  • Current Owner 2: SEAVERS MARIE ETIENETTE
  • Previous Owner : KIM NAM YONG
  • Previous Owner 2: KIM HYUNG KI
  • Owner Before Previous Owner: ADAMS HOMES L L C
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Et al (and others)
  • Owner Generation Identifier: II

Neighborhood

  • School District Name: St. Clair County School District
  • Census Tract: 040110

Geography

  • Account Number: 524410
  • Parcel: 26-01-02-0-003-069.000
  • Lot: 69
  • Meridian: SEC 02 TWN 17S RNG 01E
  • Municipality: TOWNSHIP 26
  • Latitude: 33.5761
  • Longitude: -86.5064

    Address

  • Full Address: 4040 Cambridge Dr
  • Address - House Number: 4040
  • Address - Street Name: Cambridge
  • Address - Suffix Type: Dr
  • State: AL
  • City Name: Moody
  • Carrier Code: R006
  • 4-Digit Zip Code: 3256
  • Zip Code: 35004

Valuation

    Tax

  • Total Area: 1,830
  • Tax Year: 2022
  • Tax Amount: $783

    Appraisal Valuation

  • Standard Deviation: 0.4596
  • Valuation Date: Dec 13, 2023
  • Confidence Score: 8
  • Final Value: 224,897
  • High Value: 328,278
  • Low Value: 121,515

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $170,000
  • First Open Lien Mortgage Lender: REGIONS BANK
  • First Open Lien Mortgage Recording Date: Jul 13, 2020
  • First Open Lien Mortgage Loan Amount: $170,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2050

    Market Valuation

  • Market Total Value: $214,210
  • Market Land Value: $45,000
  • Market Improvement Value: $169,210

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $42,842
  • Assessed Land Value: $9,000
  • Assessed Improvements Value: $33,842

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jul 09, 2020
  • Current Sale Recording Date: Jul 13, 2020
  • Current Sale Transaction ID: 11775947216
  • Current Sale Price: $170,000
  • Current Sale Document Type: Warranty Deed
  • Previous Sale Recording Date: Sep 07, 2007
  • Previous Sale Contract Date: Aug 29, 2007
  • Previous Sale Amount: $147,900
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: REGIONS BANK
  • First Mortgage Transaction Date: Jul 13, 2020
  • First Mortgage Loan Amount: $170,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Aug 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: COUNTRYWIDE BANK FSB
  • Previous Mortgage Transaction Date: Sep 07, 2007
  • Previous Mortgage Loan Amount: $100,000
  • Previous Mortgage Term: 120
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Sep 01, 2017

About Moody



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Frequently Asked Questions

What neighborhood is 4040 Cambridge Drive located in?
The 4040 Cambridge Drive is a house located in the neighborhood of St. Clair in Moody, Moody.
What is the average sales price for listings in 4040 Cambridge Drive?
The average sales price for units in 4040 Cambridge Drive is $0 currently.

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