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404 Emerald Cove Loop

404 Emerald Cove Loop, Lakeland, FL 33813
Sold Apr 20, 2021
$265,000
$209,600 by Truist Bank
Mortgage Due Apr 01, 2051
Sold Oct 03, 2019
$226,800
$222,692 by Homebridge Financial Services
Mortgage Due Oct 01, 2049
Local assessors in Lakeland, FL have categorized 404 Emerald Cove Loop as a residential type of property. The home was built in 1994 and is 30 years old. The property's lot size has been calculated to be 10,450 square feet. The linear feet between the front and back of the lot was measured at 1,150 ft and the front of the lot was measured at 920 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a unknown style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 404 Emerald Cove Loop has a total of 1,508 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 456 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has both a unknown and a unknown so you'll have great options in both the front and back of the home. In addition, there is a pool on the property. Perfect for those who want to host pool parties over the summer. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with masonry control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a gable style roof that was made of materials that we aren't sure of. Lots of materials we are unsure of were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on central air conditioning for their cooling system. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 404 Emerald Cove Loop sold most recently in Mar 30, 2021 for a total of $265,000. If you work out the math, that's approximately a cost of $134.93 per sqft. Before that, the property was also sold for $226,800 in Sep 23, 2019. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $4,509 in taxes each year. 404 Emerald Cove Loop was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $290,439. If we break it down further, the land itself was valued at $40,000. Improvements to the property, however, were assessed at a total of $250,439. The property's total market value has been marked the same as the total assessed value which is pretty typical. Are you already in the process of closing on a property and have signed a purchase agreement? You may want to consider locking in your current mortgage rate if interest rates have been rising or seem volatile. This is what's known in the market as a mortgage rate lock (aka rate protection). However, be sure to evaluate your situation carefully before you do so. There may be certain costs associated with taking this action and you'll want to time the start of your perfectly!Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Block Exterior
Stucco Exterior

Parking

Garage Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1994
  • Effective Year Built: 1994
  • Building Count: 1
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Quality: C
  • Construction Type: Masonry
  • Building Style: Unknown
  • Exterior Walls Type: Other
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable
  • Roof Cover Type: Other
  • Floor Count: 1
  • Living Units: 1
  • Floor Cover: Carpet
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 456
  • Parking Space Count: 2
  • Pool Type: Pool

    Dimensions

  • Lot Size Square Feet: 10,450
  • Lot Size Depth Feet: 1,150
  • Lot Size Frontage Feet: 920
  • Total Building Area: 1,964
  • Gross Building Area: 1,964
  • Building Area: 1,508
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: unknown
  • Heated Square Feet: 1,508
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: EMERALD COVE
  • Land Acres: 0.24
  • Standard Land Use Code: Single family residential
  • Legal Description 1: EMERALD COVE PB 97 PG 22 LOT 37

Ownership

  • Current Owner : STEPHENS MARK RANDALL
  • Current Owner 2: STEPHENS SUSAN JANE
  • Previous Owner : RANDALL DONNIE FRANK
  • Previous Owner 2: RANDALL DANIELLE LEE
  • Owner Before Previous Owner: BERSANETTI RODRIGO CARLO
  • Owner Before Previous Owner 2: BERSANETTI SHEILA CARINA

Neighborhood

  • School District Name: Polk County School District
  • Census Tract: 011836

Geography

  • Assessors Map Reference: Jan 01, 1970
  • Subdivision Tract Number: 140832
  • Parcel: 23-29-13-140832-000370
  • Lot: 37
  • Meridian: SEC 13 TWN 29S RNG 23E
  • Municipality: UNINCORP/SWFWMD/LKLD MASS
  • Latitude: 27.967
  • Longitude: -81.957

    Address

  • Full Address: 404 Emerald Cove Loop
  • Address - House Number: 404
  • Address - Street Name: Emerald Cove
  • Address - Suffix Type: Loop
  • State: FL
  • City Name: Lakeland
  • Carrier Code: C020
  • 4-Digit Zip Code: 2750
  • Zip Code: 33813

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $4,509
  • Tax Rate Code Area: 91000

    Appraisal Valuation

  • Standard Deviation: 0.1981
  • Valuation Date: Jan 03, 2024
  • Confidence Score: 73
  • Final Value: 377,212
  • High Value: 451,965
  • Low Value: 302,459

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $209,600
  • First Open Lien Mortgage Lender: TRUIST BANK
  • First Open Lien Mortgage Recording Date: Apr 20, 2021
  • First Open Lien Mortgage Loan Amount: $209,600
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Apr 01, 2051

    Market Valuation

  • Market Total Value: $290,439
  • Market Land Value: $40,000
  • Market Improvement Value: $250,439

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $290,439
  • Assessed Land Value: $40,000
  • Assessed Improvements Value: $250,439

    Sales

  • Current Sale Contract Date: Mar 30, 2021
  • Current Sale Recording Date: Apr 20, 2021
  • Current Sale Transaction ID: 11832903571
  • Current Sale Price: $265,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2021099830
  • Previous Sale Recording Date: Oct 03, 2019
  • Previous Sale Contract Date: Sep 23, 2019
  • Previous Sale Amount: $226,800
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: TRUIST BANK
  • First Mortgage Transaction Date: Apr 20, 2021
  • First Mortgage Loan Amount: $209,600
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Apr 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: HOMEBRIDGE FINANCIAL SERVICES
  • Previous Mortgage Transaction Date: Oct 03, 2019
  • Previous Mortgage Loan Amount: $222,692
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Oct 01, 2049

About Lakeland Highlands



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Frequently Asked Questions

What neighborhood is 404 Emerald Cove Loop located in?
The 404 Emerald Cove Loop is a house located in the neighborhood of Emerald Cove in Lakeland Highlands, Lakeland.
What is the average sales price for listings in 404 Emerald Cove Loop?
The average sales price for units in 404 Emerald Cove Loop is $259,900 , or $172/sqft. currently.

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