13
Map
$299,900
●
House -
For Sale
4 Harding Street
Middletown, NY 10940
4 Beds
2 Baths
1,416 Ft²
$1,788
Est. Monthly
About This Property
Four Bedrooms & Low Taxes in Middletown!
Looking for four bedrooms without giving up living space? This 4-bedroom, 2-bath home offers the generous room sizes and distinct living areas that make older homes so appealing. Its rooms have space to serve their intended purposes, while a large attic and full basement offer ample storage and flexibility for other uses.
Total annual property taxes were approximately $3,750 in 2025-unusually low for a home this size. A new high-efficiency Navien tankless combination boiler is another valuable upgrade. Located in Downtown Middletown, the home combines space, convenience, and low carrying costs for an owner-occupant or investor.
The neighboring property may also be available separately for buyers interested in acquiring both.
Looking for four bedrooms without giving up living space? This 4-bedroom, 2-bath home offers the generous room sizes and distinct living areas that make older homes so appealing. Its rooms have space to serve their intended purposes, while a large attic and full basement offer ample storage and flexibility for other uses.
Total annual property taxes were approximately $3,750 in 2025-unusually low for a home this size. A new high-efficiency Navien tankless combination boiler is another valuable upgrade. Located in Downtown Middletown, the home combines space, convenience, and low carrying costs for an owner-occupant or investor.
The neighboring property may also be available separately for buyers interested in acquiring both.
Unit Size
1,416 Ft²
Days on Market
5 days
Land Size
0.04 acres
Price per sqft
$212
Property Type
House
Property Taxes
$315
HOA Dues
-
Year Built
1900
Listed By
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100% Occupancy
N/A (extreme outlier) What does this mean?
Based on our analysis, the cap rate of this property is 1.25%. A negative cap rate indicates that the property might not be feasible as an income-producing asset. The median cap rate for a near zip code 11238 is 4.23%.
How much can I actually make?
Actual monthly rental income may vary between $4,760 and $7,140 depending on unit-specific characteristics. You can change the amount using the slider to further explore.
How is cap rate calculated?
Cap Rate = Net Operating Income (NOI) / Property Asset Value.
When calculating the cap rate, we assume 100% occupancy. Leverage (mortgage) is not considered.
Cap Rate provided by RealtyHop and RentHop, learn more about cap rate here.
Last updated: 4 days ago (OneKey MLS #KEY1055722)
Price History
| Date / Event | Date | Event | Price |
|---|---|---|---|
| Sep 27, 2026 | Listed by KW Hudson Valley United | $299,900 | |
| Listed by KW Hudson Valley United | |||
| Sep 24, 2026 | Temporarily off market | - | |
| Temporarily off market | |||
| Aug 30, 2026 | Price Decreased |
$349,000
↓ $20K
(5.4%) | |
| Price Decreased | |||
| Aug 3, 2026 | Price Decreased |
$369,000
↓ $20K
(5.1%) | |
| Price Decreased | |||
| Jul 12, 2026 | Listed by KW Hudson Valley United | $389,000 | |
| Listed by KW Hudson Valley United | |||
   | |||
|
Middletown Central Gem - Space, Character & Low Taxes!
Minutes from Downtown Middletown, this solid 4-bedroom, 2-bath home offers the generous room proportions and practical layout characteristic of an older home, along with a large attic and full basement providing exceptional storage and future potential. A brand-new high-efficiency Navien tankless combination boiler adds modern efficiency, while total annual taxes are just $3,750 (2025).
With four bedrooms, substantial additional space, low carrying costs, and a convenient central location, the property offers an attractive opportunity for first-time buyers looking to build equity as well as investors seeking rental potential.
For investors, the adjacent property is also available off-market, creating a rare opportunity to acquire two neighboring properties as a package.
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Property Highlights
Parking Details
Has Open Parking
Parking Features: Driveway
Interior Details
Full Bathrooms: 2
Interior Features: High Ceilings, Washer/Dryer Hookup
Appliances: Gas Oven, Gas Range, Refrigerator
Rooms: 6
Basement: Full, Unfinished
Exterior Details
Has Property Attached
Square Footage: 1416
Square Footage Source: $0
Architectural Style: Other
Year Built: 1900
Building Area Units: Square Feet
Construction Materials: Frame
Lot Size Area: 1800
Lot Size Units: Square Feet
Lot Size Acres: 0.0413
Lot Size Square Feet: 1800
Water Source: Public
Financial Details
Tax Assessed Value: $13,500
Tax Annual Amount: $3,779
Utilities Details
Cooling Type: None
Heating Type: Baseboard, ENERGY STAR Qualified Equipment, Natural Gas
Sewer : Public Sewer
Building Info
Data used for valuation calculations is provided by RealtyHop, and other third party sources
Comparables
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Status
Status
Type
Beds
Baths
ft²
Price/ft²
Price/ft²
Asking Price
Listed On
Listed On
Closing Price
Sold On
Sold On
HOA + Taxes
About Middletown
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Last Updated: 4 days ago
Data Source: OneKey MLS
Data Source: OneKey MLS
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Phone: 425-283-2930
Address: 335 Madison Avenue, New York, NY 10017