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4 Charca

4 Charca, Rancho Santa Margarita, CA 92688
Property in Terramonte
Sold Jun 23, 2006
$950,000
$359,000 by Loandepot.com Llc
Mortgage Due Sep 01, 2050
Sold Sep 02, 2004
$864,000
$179,000 by South County Mortgage
Mortgage Due Sep 01, 2034
Local assessors in Rancho Santa Margarita, CA have categorized 4 Charca as a residential type of property. The home was built in 1990 and is 34 years old. The property's lot size has been calculated to be 6,000 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 5 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 3 full bathrooms. There are also 3 partial bathrooms. If we look only at the heated or air conditioned part of the building, then 4 Charca has a total of 3,317 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 609 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. In addition, there is a spa or hot tub but no pool on the property. Perfect for those who want to host pool parties over the summer. Residents rely on central air conditioning for their cooling system. The home's a gas heating system is the primary heating source and it is being fueled with gas. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 4 Charca sold most recently in May 24, 2006 for a total of $950,000. If you work out the math, that's approximately a cost of $286.40 per sqft. Before that, the property was also sold for $864,000 in Aug 17, 2004. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $11,695 in taxes each year. 4 Charca was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $1,147,561. If we break it down further, the land itself was valued at $715,822. Improvements to the property, however, were assessed at a total of $431,739. The property's total assessed value has been marked as more than the total market value which is pretty atypical. Speaking of costs, many buyers and sellers often forget to take into consideration the closing costs they may occur. Closing costs can stem from anything mortgage or property related to fees related to your property title. As you'll soon learn from our guide, fees can quickly add up hence why as a rule of thumb, we typically recommend setting aside at least 5% of the purchase price to cover potential closing costs. Don't worry, any additional you save up can always go towards your principal. Better safe than sorry!Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Driveway

Driveway

Parking

Garage Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1990
  • Effective Year Built: 1990
  • Building Count: 1
  • Bedroom Count: 5
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 609
  • Parking Space Count: 2
  • Pool Type: Spa or hot tub (only)

    Dimensions

  • Lot Size Square Feet: 6,000
  • Total Building Area: 3,317
  • Building Area: 3,317
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Gas
  • Heated Square Feet: 3,317
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.138
  • Standard Land Use Code: Single family residential
  • Legal Description 1: N TR 13225 BLK LOT 90

Ownership

  • Current Owner : BALDRIDGE MATTHEW J
  • Current Owner 2: BALDRIDGE ANNA M
  • Previous Owner : TOMCZIK RICHARD G
  • Previous Owner 2: TOMCZIK KATHLEEN A
  • Owner Before Previous Owner: WAHL DONALD L
  • Owner Before Previous Owner 2: WAHL BARBARA J
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Joint Tenants

Neighborhood

  • School District Name: Capistrano Unified School District
  • Census Tract: 032053

Geography

  • Assessors Map Reference: 29-F4
  • Subdivision Tract Number: 13225
  • Parcel: 805-313-29
  • Lot: 90
  • Latitude: 33.622
  • Longitude: -117.618

    Address

  • Full Address: 4 Charca
  • Address - House Number: 4
  • Address - Street Name: Charca
  • State: CA
  • City Name: Rancho Santa Margarita
  • Carrier Code: C060
  • 4-Digit Zip Code: 2702
  • Zip Code: 92688

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $11,695
  • Tax Rate Code Area: 33-024

    Appraisal Valuation

  • Standard Deviation: 0.0506
  • Valuation Date: Oct 18, 2023
  • Confidence Score: 99
  • Final Value: 1,440,953
  • High Value: 1,513,906
  • Low Value: 1,368,000

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $359,000
  • First Open Lien Mortgage Lender: LOANDEPOT.COM LLC
  • First Open Lien Mortgage Recording Date: Aug 14, 2020
  • First Open Lien Mortgage Loan Amount: $359,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Sep 01, 2050

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $1,147,561
  • Assessed Land Value: $715,822
  • Assessed Improvements Value: $431,739

    Sales

  • Current Sale Contract Date: May 24, 2006
  • Current Sale Recording Date: Jun 23, 2006
  • Current Sale Transaction ID: 1144128583
  • Current Sale Price: $950,000
  • Current Sale Document Type: Grant Deed
  • Current Sale Input Document Number: 2006000422241
  • Previous Sale Recording Date: Sep 02, 2004
  • Previous Sale Contract Date: Aug 17, 2004
  • Previous Sale Amount: $864,000
  • Previous Sale Document Type: Grant Deed

    Last Sale Mortgage

  • First Mortgage Lender: PLAZA HOME MORTGAGE INC
  • First Mortgage Transaction Date: Jun 23, 2006
  • First Mortgage Loan Amount: $615,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Fannie Mae/Freddie Mac (Phased out because Fannie Mae does not originate loans directly to borrowers or investors. Most "new conventional" loans meet their general underwriting guidelines.)
  • First Mortgage Loan Due Date: Jul 01, 2036

    Previous Mortgages

  • Previous Mortgage Lender: SOUTH COUNTY MORTGAGE
  • Previous Mortgage Transaction Date: Sep 02, 2004
  • Previous Mortgage Financing Type: Fixed Rate
  • Previous Mortgage Loan Amount: $179,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Sep 01, 2034

About SAMLARC



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Frequently Asked Questions

What neighborhood is 4 Charca located in?
The 4 Charca is a located in the neighborhood of Terramonte in SAMLARC, Rancho Santa Margarita.
What is the average sales price for listings in 4 Charca?
The average sales price for units in 4 Charca is $0 currently.

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