Check Availability

3N488 Ridge Drive

3N488 Ridge Drive, Saint Charles, IL 60175
House in St. Charles
Sold Jun 22, 2021
$365,000
$364,963 by First Centennial Mortgage Corp
Mortgage Due Jul 01, 2051
Sold Sep 13, 2017
$275,000
$270,019 by Movement Mortgage
Mortgage Due Oct 01, 2047
3N488 Ridge Drive in Saint Charles, IL was first built in 1974 and is 50 years old. This has been categorized as a residential property type. There are a total of 2 floors. There are a total of 7 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there is only one bathroom. There are 2 partial bathrooms. 3N488 Ridge Drive has 1,872 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The basement is 936 sqft and has been categorized as a full basement. In total, the area measurement of the land is 17,081 square feet.

Learn more about the property and building on this page. There is a unknown and a unknown. The home has a gable style roof made of asphalt. For those who need parking, there is a attached garage. The garage is 473 sqft. There are a total of 2 available parking spaces. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with frame control joints. The condition of the building has been evaluated as good. The exterior walls of the home are made of a combination of material. While the interior walls are made of gypsum boards such as those made of drywall, sheetrock, etc. Walk inside and you'll find flooring throughout the home. Walk into the home itself and you'll find that it is currently being cooled with air conditioning. As for heating, the home is utilizing a forced air unit and being fueled with gas. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 3N488 Ridge Drive sold most recently in May 25, 2021 for a total of $365,000. If you work out the math, that's approximately a cost of $194.98 per sqft. Before that, the property was also sold for $275,000 in Jul 17, 2017. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $0 in taxes each year. 3N488 Ridge Drive was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $100,270. If we break it down further, the land itself was valued at $26,563. Improvements to the property, however, were assessed at a total of $73,707. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Cedar Siding

Parking

Garage Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1974
  • Effective Year Built: 1974
  • Building Count: 1
  • Total Rooms: 7
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Condition: Good
  • Construction Type: Frame
  • Exterior Walls Type: Combination
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 1
  • Floor Cover: Carpet
  • Basement Type: Full basement
  • Basement Area: 936
  • Garage Type: Attached
  • Garage Square Area: 473
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 17,081
  • Total Building Area: 1,872
  • Gross Building Area: 1,872
  • Building Area: 1,872
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,872
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: RAINBOW HILLS
  • Land Acres: 0.392
  • Standard Land Use Code: Single family residential
  • Legal Description 1: RAINBOW HILLS UNIT NO. 4 - LOT 14

Ownership

  • Current Owner : LVEY PHILIP JAMES
  • Previous Owner : CARDONA SILVESTRE
  • Owner Before Previous Owner: IH3 PROPERTY ILLINOIS L P
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Single/unmarried man

Neighborhood

  • School District Name: St. Charles Community Unit School District 303
  • Census Tract: 852204

Geography

  • Parcel: 09-30-326-002
  • Lot: 14
  • Municipality: SAINT CHARLES
  • Latitude: 41.919
  • Longitude: -88.3732

    Address

  • Full Address: 3n488 Ridge Dr
  • Legal Unit: 4
  • Address - House Number: 3n488
  • Address - Street Name: Ridge
  • Address - Suffix Type: Dr
  • State: IL
  • City Name: Saint Charles
  • Carrier Code: R034
  • 4-Digit Zip Code: 6025
  • Zip Code: 60175

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $0
  • Tax Rate Code Area: SC004

    Appraisal Valuation

  • Standard Deviation: 0.1389
  • Valuation Date: Nov 29, 2023
  • Confidence Score: 83
  • Final Value: 397,550
  • High Value: 452,771
  • Low Value: 342,329

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $364,963
  • First Open Lien Mortgage Lender: FIRST CENTENNIAL MORTGAGE CORP
  • First Open Lien Mortgage Recording Date: Jun 22, 2021
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $364,963
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: VA
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2051

    Market Valuation

  • Market Total Value: $300,930
  • Market Land Value: $79,721
  • Market Improvement Value: $221,209

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $100,270
  • Assessed Land Value: $26,563
  • Assessed Improvements Value: $73,707

    Sales

  • Current Sale Contract Date: May 25, 2021
  • Current Sale Recording Date: Jun 22, 2021
  • Current Sale Transaction ID: 11841328619
  • Current Sale Price: $365,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2021K047806
  • Previous Sale Recording Date: Sep 13, 2017
  • Previous Sale Contract Date: Jul 17, 2017
  • Previous Sale Amount: $275,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: FIRST CENTENNIAL MORTGAGE CORP
  • First Mortgage Transaction Date: Jun 22, 2021
  • First Mortgage Loan Amount: $364,963
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: VA
  • First Mortgage Loan Due Date: Jul 01, 2051

    Financing

  • First Mortgage Financing Type: Fixed Rate

    Previous Mortgages

  • Previous Mortgage Lender: MOVEMENT MORTGAGE
  • Previous Mortgage Transaction Date: Sep 13, 2017
  • Previous Mortgage Loan Amount: $270,019
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Oct 01, 2047

About Kane



Similar Buildings

House at 3N488 Ridge Drive,

110 Oakwood Drive

  • 1 Unit for Sale
110 Oakwood Drive, Saint Charles, IL 60175
House at 3N488 Ridge Drive,

39W558 Walt Whitman Road

  • 1 Unit for Sale
39W558 Walt Whitman Road, Saint Charles, IL 60175
House at 3N488 Ridge Drive,

39W466 Norton Lake Drive

  • 1 Unit for Sale
39W466 Norton Lake Drive, Saint Charles, IL 60175

Nearby Rentals

Unit for rent at 40w148 Carl Sandburg Road, St. Charles, IL, 60175

$4,000 /mo

  • 4 Beds
  • 4 Baths
  • 2,695 ft²
40w148 Carl Sandburg Road, St. Charles, IL, 60175 Listing by Sarah Leonard
Unit for rent at 4n475 S Robert Frost Circle, St. Charles, IL, 60175

$4,000 /mo

  • 4 Beds
  • 3.5 Baths
  • 2,915 ft²
4n475 S Robert Frost Circle, St. Charles, IL, 60175 Listing by Tamara O'Connor
Unit for rent at 40w188 Campton Crossings Drive, St. Charles, IL, 60175

$15 /mo

  • Studio
40w188 Campton Crossings Drive, St. Charles, IL, 60175 Listing by Charles Kirkwood

Frequently Asked Questions

What neighborhood is 3N488 Ridge Drive located in?
The 3N488 Ridge Drive is a house located in the neighborhood of St. Charles in Kane, Saint Charles.
What is the average sales price for listings in 3N488 Ridge Drive?
The average sales price for units in 3N488 Ridge Drive is $349,000 , or $186/sqft. currently.

Quantcast